Right to buy and IVA

Get expert opinion. This is the place for new questions to be posted.
2 posts Page 1 of 1


User avatar
Forum Expert
Posts: 33095
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Nov 10, 2021 3:27 pm
Slightly round about post here ..... I remember, not so long ago, a poster a asking about being able to buy their Local Authority or Housing Association house under the Right to Buy Scheme while they had an IVA. I apologise that I cannot remember who !

As far as I recall the advice given at the time probably suggested a chat with Ryan and / or Shaun, both being mortgage experts with considerable experience and expertise in the field of adverse credit, but that getting an RtB mortgage with an IVA on record was impossible.

I have since learned that Ryan of The Mortgage Expert now has a lender willing to consider Right to Buy applications from those with a completed IVA still showing on credit files. So,if you were that poster --- the situation has changed and a RtB mortgage might now be possible.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


User avatar
Forum Expert
Posts: 11242
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Wed Nov 10, 2021 6:56 pm
It goes to show that things change so quickly, so never say never !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
2 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”