i am in an iva plan ,after one year the review, they have decided to increase my monthly repayment 4 times . from 100£ to 436£ which i can't afford ..I got 2% pay rise on my wage //40£ per mounth on top of my salary..because I did some overtime they want me to pay up to 436 £ per mount ..I don't do overtime all the time which means i'll need to borrow extra money to pay 436 .what to do can't afford this monthly.
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