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dixie002

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Post by dixie002 » Fri Jul 30, 2010 2:22 pm
I miss my credit cards. I know they got me into this mess (rather I got nyself into it) but I still miss them. [:0]
 
 

Tina Shortland

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Post by Tina Shortland » Fri Jul 30, 2010 2:29 pm
I'm sure their "parents" miss your business too!!!

Find new friends - much more healthy!

Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

kallis3

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Post by kallis3 » Fri Jul 30, 2010 3:08 pm
I actually don't miss mine!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Adam Davies

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Post by Adam Davies » Fri Jul 30, 2010 3:23 pm
Hi
A credit card is handy but you will get used to not having one. Remember you can get pre paid credit cards whilst in an IVA
Regards
Andam Davies
 
 

Pandy

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Post by Pandy » Fri Jul 30, 2010 3:25 pm
I find my Debit card is just as thrilling especially knowing the postman is going to bring me a letter demanding payment when I use it.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

carole2662

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Post by carole2662 » Fri Jul 30, 2010 3:25 pm
I had to buy a new wallet when I got rid of my cards as I had so many they had pulled all of the pockets out of shape.
 
 

Nicola.sa

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Post by Nicola.sa » Fri Jul 30, 2010 3:28 pm
lol, that sounds like my purse. If its not the credit and store cards ripping the seams, its the endless receipts shoved into the pockets!
 
 

kallis3

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Post by kallis3 » Fri Jul 30, 2010 3:35 pm
I still have loads of plastic - loyalty cards, prepaid cards, NI card, debit and cashpoint card, AA.

The difference is that I don't have to worry about demands dropping through the letter box.

Great feeling!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

animaleyes76

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Post by animaleyes76 » Fri Jul 30, 2010 3:36 pm
I have to say that i don't like the fact that debit cards don't provide the same level of protection as credit cards do.

I couldn't find anything on most of the prepay sites to say that they protect you against dodgy sellers and various other scenarios.

I'm sure someone can clear that up though...
 
 

Simbel

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Post by Simbel » Fri Jul 30, 2010 3:44 pm
I've got to admit - I've got use to using cash for everything, but once in a while I too miss my credit cards (although as everyone says I don't miss those statements at the end of the month popping through the letter box)[;)]
 
 

missy80

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Post by missy80 » Fri Jul 30, 2010 3:55 pm
I haven't used mine for so long - there was a really awful moment in September when I was trying to withdraw money on my Virgin card and it was rejected - that was the beginning of the end!

I miss what they could get - the ("proper") holidays and new clothes. But love using a debit card and not having an overdraft (except that massive one I owe hsbc!)
 
 

stormsylv

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Post by stormsylv » Fri Jul 30, 2010 3:56 pm
My debit card is provided with my bank account at Natwest which gives me the same protection as a credit card i think.
It is a Visa debit card.
IVA Official Completed 27th July 2012!!!
 
 

Simbel

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Post by Simbel » Fri Jul 30, 2010 3:58 pm
oh missy80 yes the holidays they could buy me - I miss those sooooooo much (I day dream about a proper holiday every day).
 
 

Pandy

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Post by Pandy » Fri Jul 30, 2010 3:59 pm
stormsylv mine account and card is the same, I am not sure about the protection you get with it, I very rarely use it on the internet apart from paying my rent, I prefer to look round shops and touch and feel stuff before buying it, you just dont get the same when doing it on the internet. Plus because I am a little on the short side (4ft 10 inches) I need to try clothes on etc.
Last edited by Pandy on Fri Jul 30, 2010 4:00 pm, edited 1 time in total.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

31101932

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Post by 31101932 » Fri Jul 30, 2010 5:19 pm
The Cashplus pre-paid card does offer purchase protection as part of the standard package.

I have never needed it, but it is nice to know that it is there.
Last edited by 31101932 on Fri Jul 30, 2010 10:45 pm, edited 1 time in total.
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