Scared

Get expert opinion. This is the place for new questions to be posted.
26 posts Page 2 of 2
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Tue Sep 14, 2010 5:48 pm
What a supportive Manager you have and to meet a colleague in a same/similar situation to have a chat to and to help each other is also a bonus.

It is always advisable to take the advice of 2 or 3 companies rather than one just to ensure you get impartial case specific advice.

Good to hear you're feeling positive and that you're regaining control.

Please start a blog, your experience will help someone and with the added bonus of a possible blog winner (vouchers) you can't really go wrong! xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Pandy

User avatar
Posts: 1987
Joined: Tue Jun 08, 2010 5:49 pm
Location: United Kingdom

Post by Pandy » Tue Sep 14, 2010 5:51 pm
Really pleased you had such a fantastic result, and finding someone else in the same position at your works means you can support one another, I have someone at my works who is in an IVA as well and we support one another, it is a great help to be able to talk about it with someone face to face and not have to be wary of everything you say about finances.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

kallis3

User avatar
Forum Expert
Posts: 76934
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Sep 14, 2010 5:53 pm
Excellent result and I am so pleased that you have got that hurdle out of the way. Good luck with the IVA proposal and don't forget we're here for any quesions and support.

Please do a blog, it's very therapeutic and we love to read them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

liamjames

User avatar
Posts: 734
Joined: Mon Jul 27, 2009 9:58 am
Location:

Post by liamjames » Tue Sep 14, 2010 6:07 pm
That's absolutely fantastic. It must be so good to get things out in the open and realise that there are so many others in your kind of situation.

Great result, and I agree with Jan - you should start a blog! :)x
Take care,

Liam James
Varden Nuttall
http://www.vardennuttall.co.uk

Read our reviews here: http://www.iva.com/iva_companies/Varden_Nuttall.asp
 
 

kallis3

User avatar
Forum Expert
Posts: 76934
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Sep 14, 2010 6:12 pm
Good to see Halifax taking the sensible route.

I agree with Lesley that you should speak to two or three firms before making the final decision.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom

Post by Broke of London » Tue Sep 14, 2010 8:50 pm
Phew. I'm so happy for you. Now you can sort out your finances and you have someone in the same boat to talk to. That's great!
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Tue Sep 14, 2010 10:29 pm
That's a great story of support from your line manager and colleague, with others will be much encouraged to read if they are afraid of sharing their difficulties with others. I bet you feel tons better now, and do let us know how you get on. Presumably your employer recommended CCCS?
Regards, Melanie Giles, Insolvency Practitioner
 
 

love hope and strength

User avatar
Posts: 84
Joined: Sun Sep 12, 2010 9:35 am
Location:

Post by love hope and strength » Wed Sep 15, 2010 8:08 pm
Hi Melanie,

Yes my employer recommended CCCS. I first rang the free Employee Assistance Helpline (which offers free advice to colleagues, family and friends) who referred me to CCCS. To be honest though I am not very happy with the service so far. I was informed I would receive a phone call between 12pm and 3pm today, to discuss the IVA route, they didn't ring. Feeling deflated and down again, may just give your company a call instead.
 
 

kallis3

User avatar
Forum Expert
Posts: 76934
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Wed Sep 15, 2010 9:20 pm
She comes highly recommended, is a lovely lady and you could do a lot worse than give her company a call.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Wed Sep 15, 2010 9:29 pm
I would advise you to take the opinion of one or two potential IP's prior to making that decision. You'll know when you've found the right one, I'm a client of Melanie's and I agree you wouldn't go far wrong having a chat with her. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Wed Sep 15, 2010 10:27 pm
We would be delighted to try and help if we can - even if just to give you a second opinion. The CCCS are recommended by a lot of banks, because they are funded by a number of the banks themselves.
Regards, Melanie Giles, Insolvency Practitioner
26 posts Page 2 of 2
Return to “Ask IVA Forum and Industry experts”