Search found 26518 matches

Search found 26518 matches Page 1 of 1768
by Foggy
Wed Aug 15, 2018 12:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final settlement never had annual review
Replies: 2
Views: 63
Hi, I am currently just into my 4th year of my IVA and may be able to offer a full and final settlement. The first 3 years of my IVA were with Harrington Brooks and I never had a financial review of any kind. As some/most of you may be aware Freeman Jones recently took over HB so my IVA is now with...
by Foggy
Wed Aug 15, 2018 10:09 am
Forum: Ask IVA Forum and Industry experts
Topic: How do I get IVA taken off my credit report
Replies: 1
Views: 98
Hi if stoped paying my iva and we up repayments with my creditors myself how do I get via taken off my credit report Thanks Samantha It will not be removed for at least 6 years from the start date. If you stop paying and allow it to fail the creditors will add back lost interest and the debts will ...
by Foggy
Wed Aug 15, 2018 7:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix Completion Process
Replies: 2
Views: 156
After 5 adjournments I have just received a new date for the 6th meeting of creditors to consider my full and final offer possible due property equity, the meeting is scheduled for September. If my offer via The Select Partnership is accepted, does anyone know what the final process with Creditfix ...
by Foggy
Wed Aug 15, 2018 7:51 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI being paid to old IP supervisor
Replies: 2
Views: 133
I was in a Iva between 2005-2010 I completed the Iva I have now since been told I am intitled to some ppi back but have been told it is to be credited to my supervisor of my Iva which when I have looked this up there are not intitled to it what can I do Where have you seen that they are not entitle...
by Foggy
Wed Aug 15, 2018 7:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Would I now be responsible for Amigo loan payments
Replies: 1
Views: 139
The loan should have been included as a contingency payment, then, if the original debtor defaults, it would have been included in your IVA. Did you tell your IP about being a guarantor when your IVA started ? If you become responsible now there is an outside chance it could be included, but it coul...
by Foggy
Tue Aug 14, 2018 6:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: When should my IVA company send me a statement
Replies: 4
Views: 492
As Luluj says (and with the agreement of your creditors) the nominees fees are generally settled first, so, in the early stages, the creditors get very little.
by Foggy
Tue Aug 14, 2018 1:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Awaiting via decision
Replies: 16
Views: 4868
As Kallis says, they will close your account, as they have done to others in IVA's, and often without notice. Even those who owe them no money!
by Foggy
Tue Aug 14, 2018 8:46 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA Early exit loan
Replies: 4
Views: 536
For some these loans work. You will end up paying more but the upside is that your financial life will be your own again with no IP looking over your shoulder. If you get a massive pay rise, win the lottery or inherit from Great Aunt Matilda the money will be yours, instead of going into your IVA. A...
by Foggy
Tue Aug 14, 2018 8:38 am
Forum: Ask IVA Forum and Industry experts
Topic: When should my IVA company send me a statement
Replies: 4
Views: 492
As Lisa says -- they should give you a report after each review (a copy of which is sent to creditors).
by Foggy
Tue Aug 14, 2018 8:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Problems with Payplan IVA
Replies: 4
Views: 521
I agree with Lisa ... Payplan are getting worse ( and were never at the front of the queue!). I take it, as you are still in the initially agreed term, they have hiked your payments and / or are demanding equity release. They can only act within the terms of your agreement -- dig it out and read up,...
by Foggy
Mon Aug 13, 2018 3:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Are Freeman Jones any good?
Replies: 6
Views: 690
We do not get that many complaints about them, certainly not as many as we get about some others. They do mess up now and again ... but doesn't everybody. They weren't my provider, so I cannot comment from experience --- hopefully some of their clients will be along to share experiences.
by Foggy
Mon Aug 13, 2018 3:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is Holmes Financial a legal registered IVA Debt management company?
Replies: 6
Views: 730
Their website would indicate that they are a packaging company -- they will collate your details and pass them to another firm who actually provides IVA's (maybe a firm you would prefer not to go with). They are also guilty of making nuisance marketing calls ... and I would avoid cold callers anyway...
by Foggy
Mon Aug 13, 2018 2:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Looking for a company to ask advice
Replies: 9
Views: 698
No assets but rent a property and have car on HP, both of which we can’t change as we have two children with autism. Also don’t want their DLA money to be affected, we are currently using it as my salary top up and to pay for the car. I haven’t contacted any companies yet, don’t know where to start...
by Foggy
Mon Aug 13, 2018 1:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lease agreement in an IVA
Replies: 3
Views: 696
It depends on the terms of the lease agreement, not on the fact that the IVA exists. Cancellation might produce further debts which may derail the IVA. You need to check the fine print on the agreements, then discuss with your IP.
Search found 26518 matches Page 1 of 1768