Search found 25909 matches

Search found 25909 matches Page 1 of 1728
by Foggy
Sat May 26, 2018 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Loan after completed iva?
Replies: 1
Views: 37
Hi, i would like to apply for a small loan to start and build my own business. However i am two years post completion of IVA and it appwars that this may be very difficult as an IVA stays on your credit file for six years. Would be grateful for advice and suggestions. Regards Shirley Pickard The IV...
by Foggy
Sat May 26, 2018 10:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Barclays default noticw after IVA
Replies: 1
Views: 16
First time posting, My partner has just entered an IVA agreement (yet to sign and send off the paperwork as a debtor was missing by mistake). One of his creditors are Barclays, for a loan of roughly 25000. They agreed to his terms in the IVA. Today, they have sent a notice of default, stating he ha...
by Foggy
Sat May 26, 2018 8:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 15
Views: 934
recovering wrote:
I am Offf!!!!! :D :D



Yhey !!!!
by Foggy
Sat May 26, 2018 8:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Wages paid into frozen account?
Replies: 2
Views: 148
I entered into an IVA on 21/05/18 through Richmond Oaks. I presume my Halifax account was frozen on this date, my wages were paid into this account by mistake today. Would the Halifax accept the monies or would it ping back to my employer?? Bank accounts are not normally frozen on rntering an IVA u...
by Foggy
Fri May 25, 2018 4:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens if a debtor dies during an IVA
Replies: 1
Views: 351
The IVA will terminate and the creditors will pursue the debt from the deceased's estate, as they would if the IVA wasn't in place. Debts take precedence over bequests and if there is not enough in the estate to cover the debts they will be written off. In some cases the IP might petition the credit...
by Foggy
Fri May 25, 2018 12:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Away a'while
Replies: 7
Views: 391
Hi folks. I am going to be going "off grid" for a week, but will catch up with all of your adventures when I get back.

Good luck to all those who have meetings coming up soon.

Foggy out .........
by Foggy
Fri May 25, 2018 9:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Success update
Replies: 5
Views: 444
Great news. Thankds for letting us know.

Onward and Upward :-)
by Foggy
Fri May 25, 2018 8:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 15
Views: 934
All they have to do is push a button !!!
by Foggy
Fri May 25, 2018 6:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Could I get a loan?
Replies: 4
Views: 627
Are you both in IVA's or just one of you ? A loan might prove difficult now that you have sold the property as you have nothing to secure the loan against and a new mortgage could prove difficult until the IVA has cleared from your records, assumimg you have the IVA and not just your husband ( 6 yea...
by Foggy
Thu May 24, 2018 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Settling an IVA
Replies: 2
Views: 625
I am wanting to settle my daughters IVA.She has offered the remaining balance as settlement.My only concern is Step Change has included in the paperwork advice to contact a solicitor prior to payment. Does anyone know if I have any further liability or come back once the payment has been made ? Thi...
by Foggy
Thu May 24, 2018 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA direct - Money advice line
Replies: 3
Views: 608
muhammet wrote:
Hi,

Can't find information on IVA direct - Money advice line.
Can you help? Can I trust this IVA company?


If you cannot find any info I would look at different firms with a more transparent reputation.
by Foggy
Thu May 24, 2018 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Critical illness payout
Replies: 7
Views: 671
Although they legally have the right to garner these funds I would hope that many, if not most, firms would compromise and allow the money, or at least part of it, to be retained for the purposes it was awarded !

Might I ask which firm this is ?
by Foggy
Thu May 24, 2018 5:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA for him, a different debt solution for me?
Replies: 5
Views: 632
Looking back on the phone call, it may have been less her being vague and more 'This appointment is running over, I need to wrap it up and schedule another one'. I just read the case studies on the left sidebar for married couples, and I think I understand better what she was saying about our incom...
by Foggy
Thu May 24, 2018 4:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA early exit loan
Replies: 2
Views: 646
You may be able to, although some creditors will reject such an offer. I believe Shaun Vickery from Select has access to products which might suit:

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Search found 25909 matches Page 1 of 1728