Search found 25883 matches

Search found 25883 matches Page 1 of 1726
by Foggy
Wed May 23, 2018 6:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 3
Views: 173
I only had email contact, which they soon stopped responding to, initiated via the online contact link on the Register pages.
by Foggy
Wed May 23, 2018 4:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do I do about earning more while in an IVA
Replies: 2
Views: 255
Send them the payslip and they should then ask you for £11.50, assuming you have the usual clauses, if this excess is due to overtime or a bonus payment.
by Foggy
Wed May 23, 2018 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Being forced to remortgage
Replies: 4
Views: 298
Dig out your proposal and see what you agreed to under "Equity Release", usually in pre 2014 Protocol cases ( unless you have agreed to something different or have amended your terms to the later editions ) the options are to attempt to remortgage and, if that fails ( as it usually does) t...
by Foggy
Wed May 23, 2018 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting nerves
Replies: 10
Views: 878
kallis3 wrote:
Any news yet?

100k-iva-approved-t85293
by Foggy
Wed May 23, 2018 10:01 am
Forum: Ask IVA Forum and Industry experts
Topic: £100k IVA APPROVED!!!!!
Replies: 10
Views: 393
Well done ! You are right, your journey will have it's bumps, but good communication with your IP will generally sort these out. Of course, we are also here to support and lend you an ear or shoulder if needed. Over the next couple of days your emotions will be all over the place ---- don't panic, i...
by Foggy
Wed May 23, 2018 6:36 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit Union voting against my IVA
Replies: 11
Views: 587
Do they hold more than 25% of your debt ?
by Foggy
Wed May 23, 2018 6:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting nerves
Replies: 10
Views: 878
Best of luck for this morning.
by Foggy
Wed May 23, 2018 6:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Interest Inly Mortgage
Replies: 5
Views: 519
The morals might be open to interpretation, but the IVA was a rescue mission and things needed to be done. Unfortunately, for whatever reasons, you owed the money to your creditors but you dealt with that and these things never come without some cost to our lives.
by Foggy
Tue May 22, 2018 4:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is IVA my best option
Replies: 4
Views: 584
Not always -- it all depends on your whole set of circumstances: Amount of debt, disposable income, are you a home owner, and many other things, including your job, make up of creditors etc.etc.

If you could give us a brief picture we might be able to give a more useful reply.
by Foggy
Tue May 22, 2018 1:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can I find out details of a previous IVA I had
Replies: 3
Views: 615
If you can remember the company they may be able to help, or ask the Insolvency Service if they have archived records they may be able to search.
by Foggy
Tue May 22, 2018 10:35 am
Forum: Ask IVA Forum and Industry experts
Topic: |If wages drop due to sickness will I still have to pay the same monthly amount
Replies: 3
Views: 661
You could agree a payment break with your IP until things improve, or, you could re-do your I&E to see if reduced payments are possible --- they would have to be agreed by your creditors as well as being sufficient to make the IVA still viable. I agree that an IVA for debts of £5.5k is an extrem...
by Foggy
Tue May 22, 2018 8:18 am
Forum: Ask IVA Forum and Industry experts
Topic: I got forced in to an IVA
Replies: 3
Views: 901
Unfortunately, without a potentially very expensive court case, you are stuck with the IVA being on your credit records for the full 6 years from the start date. As has been mentioned, you would have had the opportunity to correct any errors in the I&E and paying this creditor £700 is something ...
by Foggy
Tue May 22, 2018 6:49 am
Forum: Ask IVA Forum and Industry experts
Topic: P60
Replies: 5
Views: 794
I would say it was an error -- but best to give them a ring to check.
by Foggy
Mon May 21, 2018 7:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: what is happening with Aperture
Replies: 4
Views: 2175
cath2987 wrote:
Have you got the correct email for them? I found out recently that the emails I have been using for them they haven't been receiving them and it's now a different email...


https://apertureiva.com/dfd/
by Foggy
Mon May 21, 2018 5:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Moving in with partner
Replies: 6
Views: 865
I would just say I am changing address and paying this amount, including bills ... none of his business who else is in the house and not your information to divulge about housemates.
Search found 25883 matches Page 1 of 1726