Search found 25905 matches

Search found 25905 matches Page 1 of 1727
by Foggy
Fri May 25, 2018 4:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens if a debtor dies during an IVA
Replies: 1
Views: 179
The IVA will terminate and the creditors will pursue the debt from the deceased's estate, as they would if the IVA wasn't in place. Debts take precedence over bequests and if there is not enough in the estate to cover the debts they will be written off. In some cases the IP might petition the credit...
by Foggy
Fri May 25, 2018 12:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Away a'while
Replies: 7
Views: 233
Hi folks. I am going to be going "off grid" for a week, but will catch up with all of your adventures when I get back.

Good luck to all those who have meetings coming up soon.

Foggy out .........
by Foggy
Fri May 25, 2018 9:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Success update
Replies: 5
Views: 283
Great news. Thankds for letting us know.

Onward and Upward :-)
by Foggy
Fri May 25, 2018 8:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 13
Views: 780
All they have to do is push a button !!!
by Foggy
Fri May 25, 2018 6:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Could I get a loan?
Replies: 4
Views: 473
Are you both in IVA's or just one of you ? A loan might prove difficult now that you have sold the property as you have nothing to secure the loan against and a new mortgage could prove difficult until the IVA has cleared from your records, assumimg you have the IVA and not just your husband ( 6 yea...
by Foggy
Thu May 24, 2018 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Settling an IVA
Replies: 2
Views: 477
I am wanting to settle my daughters IVA.She has offered the remaining balance as settlement.My only concern is Step Change has included in the paperwork advice to contact a solicitor prior to payment. Does anyone know if I have any further liability or come back once the payment has been made ? Thi...
by Foggy
Thu May 24, 2018 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA direct - Money advice line
Replies: 3
Views: 458
muhammet wrote:
Hi,

Can't find information on IVA direct - Money advice line.
Can you help? Can I trust this IVA company?


If you cannot find any info I would look at different firms with a more transparent reputation.
by Foggy
Thu May 24, 2018 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Critical illness payout
Replies: 7
Views: 515
Although they legally have the right to garner these funds I would hope that many, if not most, firms would compromise and allow the money, or at least part of it, to be retained for the purposes it was awarded !

Might I ask which firm this is ?
by Foggy
Thu May 24, 2018 5:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA for him, a different debt solution for me?
Replies: 5
Views: 483
Looking back on the phone call, it may have been less her being vague and more 'This appointment is running over, I need to wrap it up and schedule another one'. I just read the case studies on the left sidebar for married couples, and I think I understand better what she was saying about our incom...
by Foggy
Thu May 24, 2018 4:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA early exit loan
Replies: 2
Views: 491
You may be able to, although some creditors will reject such an offer. I believe Shaun Vickery from Select has access to products which might suit:

memberlist.php?mode=viewprofile&u=22837
by Foggy
Thu May 24, 2018 3:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long should it take for IVA to be finalised
Replies: 1
Views: 462
how long should it take once all money agreed has been recieved by iva company we sold the house took nothing out all money went to iva co who got all detors to take the offer ,thanks to all on this site who helped me with great support and good advice you people kept me sane and from ending my lif...
by Foggy
Thu May 24, 2018 3:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Paying off my iva
Replies: 2
Views: 485
Hi My fiancé has offered to pay off my IVA as we’re getting married soon. Can you please send me a template letter so I can start the process. Thank you very much. There is a template here : https://www.iva.co.uk/letter6-f-and-f-offer-during-iva The amount should be based on the number of remaining...
by Foggy
Thu May 24, 2018 2:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA for him, a different debt solution for me?
Replies: 5
Views: 483
You are correct in that the joint debts will fall squarely on your shoulders if he goes into an IVA and you do not --- worrying that they should be so vague about giving you the bad news.

I would suggest that you have a chat with a few more firms before making up your minds.
by Foggy
Thu May 24, 2018 1:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting!! - any advice welcome :)
Replies: 6
Views: 487
The best advice I can give is to keep yourself occupied and try not to over think everything. Read the proposal and make sure you understand everybodies obligations. The meeting will provide the answer and, until then, there is little you can do.
Search found 25905 matches Page 1 of 1727