Search found 25913 matches

Search found 25913 matches Page 1 of 1728
by Foggy
Sat May 26, 2018 1:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Barclays default noticw after IVA
Replies: 6
Views: 463
I am guessing that you have just been sent a standard, computer generated, default. Some creditors manage to supress them, others don't. As Merlin says -- get the IVA running and Barclays will be bound by it regardless.
by Foggy
Sat May 26, 2018 12:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Default notice from Creditor
Replies: 6
Views: 453
Thank you. So this is totally normal practice then & I will probably receive more? Just the wording of the letter sent me into panic mode. So legally they can't do anything to you unless the IVA fails & once the IVA is completed they can't then come after you? As long as they are listed in ...
by Foggy
Sat May 26, 2018 12:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Away a'while
Replies: 8
Views: 776
Thank you for your good wishes, all. Final panic packing in progress, off to the airport shortly. After no holidays at all in the IVA to camping holidays after (and apart from an ash scattering "holiday" last year) this is the first "proper posh" holiday we have taken since going...
by Foggy
Sat May 26, 2018 12:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Default notice from Creditor
Replies: 6
Views: 453
Just a standard default notice ... pass it to your IP. An IVA causes accounts to go into default, some credtors supress the issue of the notices, others don't.
by Foggy
Sat May 26, 2018 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Loan after completed iva?
Replies: 1
Views: 472
Hi, i would like to apply for a small loan to start and build my own business. However i am two years post completion of IVA and it appwars that this may be very difficult as an IVA stays on your credit file for six years. Would be grateful for advice and suggestions. Regards Shirley Pickard The IV...
by Foggy
Sat May 26, 2018 10:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Barclays default noticw after IVA
Replies: 6
Views: 463
First time posting, My partner has just entered an IVA agreement (yet to sign and send off the paperwork as a debtor was missing by mistake). One of his creditors are Barclays, for a loan of roughly 25000. They agreed to his terms in the IVA. Today, they have sent a notice of default, stating he ha...
by Foggy
Sat May 26, 2018 8:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 18
Views: 1328
recovering wrote:
I am Offf!!!!! :D :D



Yhey !!!!
by Foggy
Sat May 26, 2018 8:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Wages paid into frozen account?
Replies: 3
Views: 558
I entered into an IVA on 21/05/18 through Richmond Oaks. I presume my Halifax account was frozen on this date, my wages were paid into this account by mistake today. Would the Halifax accept the monies or would it ping back to my employer?? Bank accounts are not normally frozen on rntering an IVA u...
by Foggy
Fri May 25, 2018 4:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens if a debtor dies during an IVA
Replies: 1
Views: 734
The IVA will terminate and the creditors will pursue the debt from the deceased's estate, as they would if the IVA wasn't in place. Debts take precedence over bequests and if there is not enough in the estate to cover the debts they will be written off. In some cases the IP might petition the credit...
by Foggy
Fri May 25, 2018 12:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Away a'while
Replies: 8
Views: 776
Hi folks. I am going to be going "off grid" for a week, but will catch up with all of your adventures when I get back.

Good luck to all those who have meetings coming up soon.

Foggy out .........
by Foggy
Fri May 25, 2018 9:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Success update
Replies: 5
Views: 823
Great news. Thankds for letting us know.

Onward and Upward :-)
by Foggy
Fri May 25, 2018 8:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 18
Views: 1328
All they have to do is push a button !!!
by Foggy
Fri May 25, 2018 6:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Could I get a loan?
Replies: 4
Views: 1003
Are you both in IVA's or just one of you ? A loan might prove difficult now that you have sold the property as you have nothing to secure the loan against and a new mortgage could prove difficult until the IVA has cleared from your records, assumimg you have the IVA and not just your husband ( 6 yea...
by Foggy
Thu May 24, 2018 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Settling an IVA
Replies: 2
Views: 993
I am wanting to settle my daughters IVA.She has offered the remaining balance as settlement.My only concern is Step Change has included in the paperwork advice to contact a solicitor prior to payment. Does anyone know if I have any further liability or come back once the payment has been made ? Thi...
Search found 25913 matches Page 1 of 1728