Search found 26582 matches

Search found 26582 matches Page 1 of 1773
by Foggy
Mon Aug 20, 2018 2:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payday Loan compensation whilst in an IVA
Replies: 1
Views: 17
It is an interesting dilemma: If you received comensation for mis-selling the loan, which, as you say, some have done, then it would be payable into the IVA. I believe some of these loans have also been set aside by the courts. Now, the majority of your loans in the IVA are these very pay day compan...
by Foggy
Mon Aug 20, 2018 1:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Behind with payments
Replies: 3
Views: 501
Best of luck, CP. Let us know how you get on.
by Foggy
Mon Aug 20, 2018 1:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: DMP to IVA
Replies: 3
Views: 45
If your income has increased over the years and your payment in the DMP hasn't you might see an increase. I would suggest a chat with an IVA provider to see what the figures might come out at. I would also suggest a small to medium firm, rather than the "IVA factories" or the supposed &quo...
by Foggy
Mon Aug 20, 2018 11:17 am
Forum: Ask IVA Forum and Industry experts
Topic: Will and IVA affect my wifes Visa application?
Replies: 1
Views: 119
Who are the "they" who have asked you to confirm ? I would suggest you go to the .GOV.UK site and check there, or speak to someone at immigration directly as these things cannot be looked at alone and all of your circumstances are looked at together. As far as I know an IVA itself is not a...
by Foggy
Mon Aug 20, 2018 11:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit limit increase
Replies: 15
Views: 1433
Shaun Vickery wrote:
Sorry, that's what I meant really. I am sure the mediators on the site will excuse me just this once? ....my direct email address is shaun.vickery@theselectpartnership.co.uk


Hmmm .. have to think on that :D :D
by Foggy
Mon Aug 20, 2018 11:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Is 39.01p in the £ a good return for creditors?
Replies: 9
Views: 174
so this "chairmans report" is it generated everytime a creditors meeting is held or only when the outcome is rejected/accepted. Ive been in touch with cf and they said it will be available after my meeting on the 4th sept. Generated after each meeting ... it is a report on what was said a...
by Foggy
Mon Aug 20, 2018 9:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Is 39.01p in the £ a good return for creditors?
Replies: 9
Views: 174
Yes it is an attractive dividend but the figures don't quite seem to stack up. Where are the assets coming from to fund the dividend and there doesn't seem to be much allowance for any costs. Your IP firm should be able to tell you why creditors rejected your IVA proposals. so if the monthly paymen...
by Foggy
Mon Aug 20, 2018 9:19 am
Forum: Ask IVA Forum and Industry experts
Topic: Should I keep chasing my IP?
Replies: 4
Views: 115
"Drafting" ? Drafting what? Keep pushing, but nicely :-)
by Foggy
Mon Aug 20, 2018 9:17 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA with unDebt.co.uk
Replies: 4
Views: 166
I could be wrong but I was told POA dies with the person - this is what happened with my father. I couldn't tell you, to be honest. When my dad passed the banks let me continue to act under the POA until the Will was proved and probate granted -- then power transferred to the executors. The rent / ...
by Foggy
Mon Aug 20, 2018 9:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Online property valuations
Replies: 1
Views: 150
What they take as the valuation depends, in part, to the exact wording of your equity release clauses. However, in the grand scheme of things, a real valuation by inspection trumps an online valuation in any definition of reasonableness. That horse, in this case, has bolted, but I would still argue ...
by Foggy
Mon Aug 20, 2018 8:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Is 39.01p in the £ a good return for creditors?
Replies: 9
Views: 174
After conservative costs I would say your creditors stand to get around £3.5k from those payments over 5 years, so the dividend looks to be around the 30-odd percent mark, which, on the face of it , is a healthy dividend. But, on such a small debt,the creditors administration costs over the term wil...
by Foggy
Mon Aug 20, 2018 8:44 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA with unDebt.co.uk
Replies: 4
Views: 166
(1) Does it still hold that creditors expect claimants to be paying rent, even when they're living with their parents and paying living costs? In this day and age it is reasonable to expect that an adult working child would pay rent / board and lodge to parents. If this sum was used by the parent o...
by Foggy
Sun Aug 19, 2018 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva and windfall
Replies: 16
Views: 679
It is not possible to be definitive .. one year they might ask for 3 months, another year they might decide 6 --- if they are looking for something they could ask for them all !
by Foggy
Sun Aug 19, 2018 5:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva and windfall
Replies: 16
Views: 679
How long have you been in your IVA, Worried ? Some CF clients are requested to give them third party access to online accounting --- have you done this ? Only started in June, but no haven't been asked to submit anything online, was just adv they would review annualy Take care, because they do some...
by Foggy
Sun Aug 19, 2018 3:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva and windfall
Replies: 16
Views: 679
How long have you been in your IVA, Worried ? Some CF clients are requested to give them third party access to online accounting --- have you done this ?
Search found 26582 matches Page 1 of 1773