Search found 26280 matches

Search found 26280 matches Page 1 of 1752
by Foggy
Tue Jul 17, 2018 6:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Who is aperture?
Replies: 5
Views: 5481
Write a formal complaint, addressed direct to the IP, demanding a full explanation and current situation. Send this by recorded delivery ( keeping copies). If no useful response you can then complainb to their regulatory body via the Government Gateway here: https://www.gov.uk/complain-about-insolve...
by Foggy
Tue Jul 17, 2018 5:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help!
Replies: 2
Views: 47
The best advice I can offer is to urgently speak with your IP and explain what is happening at the moment and what the difficulties are. They may be able to offer a way forward without scr pping the IVA, or even be able to ask the creditors to accept a full and final based on payments made to date. ...
by Foggy
Tue Jul 17, 2018 5:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Clearing up credit file
Replies: 2
Views: 48
My IVA is due to drop off my credit file after 26/4/2019 as this is 6 years from the date it was approved but I have noticed that even though my IVA was settled by full and final a few years ago, 1 account still shows as defaulted and not settled as the others do, what do I need to do regarding thi...
by Foggy
Tue Jul 17, 2018 3:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA is failed due to breach of contract
Replies: 5
Views: 175
I HIDE THE SAVINGS I HAD AND DID NOT PAY TOWARDS MY IVA Ah, right. I doubt that the creditors would be inclined to agree to another IVA in that case and the Official Receiver might also be a little more strict with your case as well. I can only advise you to co-operate fully with the OR. It would d...
by Foggy
Tue Jul 17, 2018 3:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do I have to give Creditfix access to my bank account
Replies: 7
Views: 162
You do not have to give them third party access -- they can make do with paper copies. Banks have recently allowed TPA in the UK but the risk is entirely the account holders. Personally I would never agree to such an arrangement.
by Foggy
Tue Jul 17, 2018 2:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do I have to give Creditfix access to my bank account
Replies: 7
Views: 162
Creditfix are asking me to use software from Castlight Ltd for my annual expenses review which will use my online banking password to access my accounts, I do not feel comfortable with this at all, I don't mind sending them bank statements but this seems a bit much and to be honest I just don't tru...
by Foggy
Tue Jul 17, 2018 2:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 5
Views: 134
Yes, you do have the right to feel aggrieved and also the right to a full (and correct) explanation. Unfortunately, other than a formal complaint to Payplan, which you can then escalate to their regulatory body, you have no avenues or organisations which can help --- a situation I tried to bring to...
by Foggy
Tue Jul 17, 2018 2:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA is failed due to breach of contract
Replies: 5
Views: 175
What was the breach ? As the bankruptcy petition has been brought about by the failure of another debt solution I doubt any apeal would be entertained unless you could argue and prove that the breach was unfair. There is a slim chance that you might be able to get another IVA put in place, but your ...
by Foggy
Tue Jul 17, 2018 1:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Business loan post IVA?
Replies: 1
Views: 122
Hi has anyone had any success or know if it's possible to get a small business loan after a full and final with iva still on credit record ? Thanks No chance at all until you get the completion certificate as you are still bound by the IVA. After that, a sub-prime lender might consider you, but you...
by Foggy
Tue Jul 17, 2018 1:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 5
Views: 134
Yes, you do have the right to feel aggrieved and also the right to a full (and correct) explanation. Unfortunately, other than a formal complaint to Payplan, which you can then escalate to their regulatory body, you have no avenues or organisations which can help --- a situation I tried to bring to ...
by Foggy
Tue Jul 17, 2018 1:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Used wrong bank account on a purchase ....
Replies: 4
Views: 157
I doubt the world will stop turning for £13.
by Foggy
Tue Jul 17, 2018 1:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will her IVA come up on my credit check?
Replies: 4
Views: 129
As Kallis says, as long as you have no joint finances, a search on you should show no connection to her.
by Foggy
Tue Jul 17, 2018 11:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Ongoing variation meetings
Replies: 1
Views: 174
Are you with CF ? If so, they have been having an issue with paperwork recently. Basically they tried to use their own version of previously agreed templates which a creditor took exception to.
The signs are that this will be sorted soon.
by Foggy
Tue Jul 17, 2018 6:41 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA with Gopher Money
Replies: 2
Views: 265
When did you stop the IVA ? Was this before or after the creditors meeting ?
by Foggy
Tue Jul 17, 2018 6:40 am
Forum: Ask IVA Forum and Industry experts
Topic: I cancelled my IVA but haven't heard anything
Replies: 3
Views: 278
What was the £80 for ? When did you cancel -- was this before or after the creditors meeting ?
Search found 26280 matches Page 1 of 1752