Search found 24923 matches

Search found 24923 matches Page 1 of 1662
by Foggy
Tue Feb 20, 2018 7:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Loan people constantly ringing me & threatening saying my mum will have to pay
Replies: 2
Views: 21
As Kallis says, although the loan will be in your IVA you mother will now be responsible for making the repayments as guarantor.
by Foggy
Tue Feb 20, 2018 4:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI claims once an IVA has completed
Replies: 4
Views: 130
kallis3 wrote:
Gladstone Brooks wouldn't touch us when they found out we'd been in an IVA.


It is my usual defence when I get cold called on PPI -- always shuts them up !
by Foggy
Tue Feb 20, 2018 3:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do we do with PPI cheque once IVA is finished?
Replies: 4
Views: 173
Hi Just to let anybody in same situation as us to know have heard back from Aperture , we have send the cheque back as ppi claim is part of original Iva. So, they are saying that you have to return the cheque to the lender who fraudulently took the PPI in the first place ? Is this right ? Whilst I ...
by Foggy
Tue Feb 20, 2018 3:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Fund transfer Lump sum iva
Replies: 6
Views: 140
All communication has been through caseworker but i will see what can be done. Would you know the reason for not letting me do this way? Apart from general policy As long as you can provide an audit trail there is no reason why they should nt accept this workaround you are suggesting. They need thi...
by Foggy
Tue Feb 20, 2018 3:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do we have to proceed with second charge mortgage for our IVA?
Replies: 12
Views: 2002
I was with CF after being transferred They put me in touch with a somilar company who offerec a secured loan, I emailed back politely refusing ( they were a bit shirty) but referred me back to CF who accepted it and extended the agreement By a year Hi, we are in a similar situation at the moment cf...
by Foggy
Tue Feb 20, 2018 3:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI claims once an IVA has completed
Replies: 4
Views: 130
You should tread very carefully. The PPI refunds belong to your creditors and there is a chance that the banks refunding PPI will pay it direct to the former IP, meaning the claims company will not be able to deduct their fee from the refunds. This means that you will owe them that money. Some IP's ...
by Foggy
Tue Feb 20, 2018 2:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors meeting
Replies: 7
Views: 166
Well done, but why the extra year ?
by Foggy
Tue Feb 20, 2018 2:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Fund transfer Lump sum iva
Replies: 6
Views: 140
Their explanation is its a third company account and they can do in mine as its coming from my father.( it doesnt make sense to me either but...) So iva firm is wrong to say I cannot do this? As i want to get it over an done with. I dont see the fuss i have been through the process and its last ste...
by Foggy
Tue Feb 20, 2018 1:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Me and my wife seperating, can we release equity in our house to end IVA?
Replies: 6
Views: 259
Thanks I'll write it all down and try again with more info. One other thing, they said they don't have a signed copy of the chairman's report from me on the system, which I did do. and I have had the rx1 sent back to me to re sign as that was signed in the wrong section. How will this affect me? Wh...
by Foggy
Tue Feb 20, 2018 1:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: What can I do to speed up IVA completion?
Replies: 3
Views: 132
As Kallis says, make a formal complaint which you can escalate to their regulators via the Government Gateway, if needed.
by Foggy
Tue Feb 20, 2018 1:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Fund transfer Lump sum iva
Replies: 6
Views: 140
I cannot see why the foreign bank is refusing to pay direct to the IP's account when they are able to pay into yours ... what is the difference ?? But, as well, I cannot understand why the IP is refusing this if you can provide statements showing all of the transactions, including a statement from t...
by Foggy
Tue Feb 20, 2018 12:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Me and my wife seperating, can we release equity in our house to end IVA?
Replies: 6
Views: 259
Thanks, I called them and they basically said its a tricky one and if its accepted it could mean the amount would be due in as little as 4 weeks and not when the house actually sells. I'm now at a loss as to what to do. If we sell anyway it will cost 20,000+ to repay. The only lying thing g I can t...
by Foggy
Tue Feb 20, 2018 12:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do we do with PPI cheque once IVA is finished?
Replies: 4
Views: 173
Aperture, apparently, only took over active accounts. As DFD are no longer trading I would imagine that the PPI refund is yours as there is no IP to supervise distribution to former creditors. Hopefully an Industry Expert will comment further.
by Foggy
Tue Feb 20, 2018 12:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do I need to declare completed IVA when starting a new business?
Replies: 1
Views: 134
You are allowed to set up a business and will need to declare the IVA if they ask about it.
by Foggy
Tue Feb 20, 2018 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Very pushing Stepchange !
Replies: 6
Views: 454
Just had s bizarre conversation with Very who phoned chasing their payment. Told them we were in process of setting up Iva , gave them IP and creditors meeting date. She then went on to a sky “Why did you not go through Stepchange?” And “how much is your IP charging you we can refer you and Stepcha...
Search found 24923 matches Page 1 of 1662