shouldn’t let it get to me! Already been on to check credit rating! Stupid!

I just has a look at some reviews on money supermarket and they are awful! Lots of phone calls and letters etc to people who say they owe nothing.

Kallis, I know you are right but it was unerving to feel that head rushing panic kick in again! Silly!

The delay in getting your certs is so so poor! As bad as CF could be they issue certs super fast! Congrats it really is a great acheivement

After a year? Blimey they need to keep up! If they ring again I will perhaps ring them ....

Hi all, I just had an auto answerphone message on my home phone from Capquest? A quick google suggests I am in financial difficulty ( i am not) anyone heard anything about this company? Even though I have been out of IVA for a year the call still got may heart racing! If I ignore the call it could m...

Completed last year. Had CC from Creditfix really fast 2 weeks and that was a bit delayed by slow email traffic! CF get that right at least!

Hi all, a year since I finished my IVA and I have just had a letter from
allay about more PPI £3500 this time! I have to forward any documents to Creditfix so I assume they are on the way! That is a fair % of my total debt now... does make you wonder... hey ho onwards and upwards

I had to contact them after 3 months ( annoyingly I left it until then) i contacted them online and they eventually sent a longwinded email about how they could remove it straight away but it meant no one could see I had completed ( tosh). Keep on at them!

We all remember those feelings. It is not easy but it is doable. Easier said than done but try to keep calm. Make sure you understand the equity release part as Foggy said.

Hi - It must be really hard for you - a car is a necessity! A car is rarely a necessity, plenty of people happily exist without one, especially if you can't afford it or can't afford to pay parking fines - too many people think cars, expensive mobiles, Sky TV packages are a necessity - they are not...

Congratulations ! A lot of names I recognise now completing.... it is ok on the other side you know! The best part apart from the beautiful fiat 500 is being anle to help my mum out! CF were brilliant at the CC ( had to be good at something )

I feel terrible for you that after all those years you have to wait so long for what other companies take 2-3 weeks to do. So unfair and should not be allowed! However blimmimg poor CF are at communicating they are impressive at closing

Credit where it’s due....Completion certificates are the one thing CF are fantastic at! 2 weeks seems to be the norm

I have still not mamaged to gain access to my ameneded ( again) credit report, I am awaiting another pass key ... in the meantime my credit score has jumped up a massive 257 points from poor/ fair to excellent.... so I guess my file has been cleared!