Search found 1582 matches

Search found 1582 matches Page 1 of 106
by recovering
Wed Nov 21, 2018 1:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just started IVA process
Replies: 9
Views: 5592
We all remember those feelings. It is not easy but it is doable. Easier said than done but try to keep calm. Make sure you understand the equity release part as Foggy said.
by recovering
Sat Nov 17, 2018 8:47 am
Forum: Ask IVA Forum and Industry experts
Topic: i am in an iva
Replies: 8
Views: 7210
Hi - It must be really hard for you - a car is a necessity! A car is rarely a necessity, plenty of people happily exist without one, especially if you can't afford it or can't afford to pay parking fines - too many people think cars, expensive mobiles, Sky TV packages are a necessity - they are not...
by recovering
Sat Oct 13, 2018 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!!!
Replies: 9
Views: 6480
Congratulations ! A lot of names I recognise now completing.... it is ok on the other side you know! The best part apart from the beautiful fiat 500 is being anle to help my mum out! CF were brilliant at the CC ( had to be good at something :D )
by recovering
Sat Oct 06, 2018 8:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finally made last payment
Replies: 9
Views: 6216
I feel terrible for you that after all those years you have to wait so long for what other companies take 2-3 weeks to do. So unfair and should not be allowed! However blimmimg poor CF are at communicating they are impressive at closing
by recovering
Thu Sep 27, 2018 9:19 am
Forum: Ask IVA Forum and Industry experts
Topic: I received my completion certificate
Replies: 10
Views: 5546
Credit where it’s due....Completion certificates are the one thing CF are fantastic at! 2 weeks seems to be the norm
by recovering
Mon Sep 24, 2018 4:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Experian
Replies: 3
Views: 5625
I have still not mamaged to gain access to my ameneded ( again) credit report, I am awaiting another pass key ... in the meantime my credit score has jumped up a massive 257 points from poor/ fair to excellent.... so I guess my file has been cleared!
by recovering
Fri Sep 14, 2018 4:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Defaulted Then Settled - Some Accounts Don't Say Settled After
Replies: 9
Views: 5993
I am still waiting for Experian to remove the PRA partial Settlement on my report. I had a sparkilimg file then tjis popped up! Forgive my cynicism but it feels like a marketimg ploy to get you to pay £14.99 a month! Experian will not talk to you unless you subscribe and the email is painfully slow!
by recovering
Sun Sep 09, 2018 10:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: "Nature of breach - you are proposing to enter into an IVA"
Replies: 6
Views: 5647
I would imagine it is a computer generated letter. I would just forward to your IP. If your IVA has been approved they cannot do anything
by recovering
Fri Sep 07, 2018 8:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit file
Replies: 10
Views: 5166
Experian have said they are removing the partial settlement on my file within a week...... my breath is bated.....
by recovering
Wed Sep 05, 2018 5:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Current account
Replies: 5
Views: 5731
Indded! It is a positive . I am goad Co-op haven’t lost their support of people. It is a shame you can’t talk to anyone anymore though, no branches locally either
by recovering
Wed Sep 05, 2018 10:28 am
Forum: Ask IVA Forum and Industry experts
Topic: Current account
Replies: 5
Views: 5731
It is a worr, y if i had not been in an iva i would be oblivious
by recovering
Wed Sep 05, 2018 9:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Current account
Replies: 5
Views: 5731
Co-op have just sent me a new debit card with a letter confirming my new current account! This whole credit file business is confusing! The partial settlement is still showing on Experian but they have decided to let me have a current account! My letter worked!
by recovering
Fri Aug 31, 2018 11:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!
Replies: 15
Views: 5464
Congratulations. It is a weird feeling being free! I was unsure whether I could handle it as I had a pretty smooth run in the IVA and was able to earn a bit more throughout it. But I have had what would’ve been my IVA payment left most months so maybe I have! I emailed Mel to thank her again for he...
by recovering
Fri Aug 31, 2018 4:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!
Replies: 15
Views: 5464
Congratulations. It is a weird feeling being free! I was unsure whether I could handle it as I had a pretty smooth run in the IVA and was able to earn a bit more throughout it. But I have had what would’ve been my IVA payment left most months so maybe I have! I emailed Mel to thank her again for he...
by recovering
Fri Aug 31, 2018 4:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!
Replies: 15
Views: 5464
Congratulations. It is a weird feeling being free! I was unsure whether I could handle it as I had a pretty smooth run in the IVA and was able to earn a bit more throughout it. But I have had what would’ve been my IVA payment left most months so maybe I have! I emailed Mel to thank her again for her...
Search found 1582 matches Page 1 of 106