IVA Calculator - Do I qualify?

Hi all, a year since I finished my IVA and I have just had a letter from
allay about more PPI £3500 this time! I have to forward any documents to Creditfix so I assume they are on the way! That is a fair % of my total debt now... does make you wonder... hey ho onwards and upwards

I had to contact them after 3 months ( annoyingly I left it until then) i contacted them online and they eventually sent a longwinded email about how they could remove it straight away but it meant no one could see I had completed ( tosh). Keep on at them!

We all remember those feelings. It is not easy but it is doable. Easier said than done but try to keep calm. Make sure you understand the equity release part as Foggy said.

Hi - It must be really hard for you - a car is a necessity! A car is rarely a necessity, plenty of people happily exist without one, especially if you can't afford it or can't afford to pay parking fines - too many people think cars, expensive mobiles, Sky TV packages are a necessity - they are not...

Congratulations ! A lot of names I recognise now completing.... it is ok on the other side you know! The best part apart from the beautiful fiat 500 is being anle to help my mum out! CF were brilliant at the CC ( had to be good at something )

I feel terrible for you that after all those years you have to wait so long for what other companies take 2-3 weeks to do. So unfair and should not be allowed! However blimmimg poor CF are at communicating they are impressive at closing

Credit where it’s due....Completion certificates are the one thing CF are fantastic at! 2 weeks seems to be the norm

I have still not mamaged to gain access to my ameneded ( again) credit report, I am awaiting another pass key ... in the meantime my credit score has jumped up a massive 257 points from poor/ fair to excellent.... so I guess my file has been cleared!

I am still waiting for Experian to remove the PRA partial Settlement on my report. I had a sparkilimg file then tjis popped up! Forgive my cynicism but it feels like a marketimg ploy to get you to pay £14.99 a month! Experian will not talk to you unless you subscribe and the email is painfully slow!

I would imagine it is a computer generated letter. I would just forward to your IP. If your IVA has been approved they cannot do anything

Experian have said they are removing the partial settlement on my file within a week...... my breath is bated.....

Indded! It is a positive . I am goad Co-op haven’t lost their support of people. It is a shame you can’t talk to anyone anymore though, no branches locally either

It is a worr, y if i had not been in an iva i would be oblivious

Co-op have just sent me a new debit card with a letter confirming my new current account! This whole credit file business is confusing! The partial settlement is still showing on Experian but they have decided to let me have a current account! My letter worked!

Congratulations. It is a weird feeling being free! I was unsure whether I could handle it as I had a pretty smooth run in the IVA and was able to earn a bit more throughout it. But I have had what would’ve been my IVA payment left most months so maybe I have! I emailed Mel to thank her again for he...