Search found 1393 matches

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Search found 1393 matches Page 1 of 93
by recovering
Fri Feb 23, 2018 9:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: I had an active claim from before the IVA commenced
Replies: 2
Views: 121
I was allowed to keep my compensation for pain and suffering but I had a fab IP then!
by recovering
Fri Feb 23, 2018 6:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF
Replies: 4
Views: 99
That is straight away :D there is a queue of emails .....

CF

by recovering
Fri Feb 23, 2018 5:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF
Replies: 4
Views: 99
Hmmmmm, have been told that my certificate of completion hss been posted out twice now.... still no sign, I rang them today very nice chap said he would email it to me . Should reach me by Monday ... :?
by recovering
Thu Feb 22, 2018 10:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit file and IVA
Replies: 10
Views: 460
To be honest I cannot remember if a status is mentioned on the CRA credit files, but it matters not, as the thing being there is the damage, rather than the status. On the Insolvency Register it should be labelled as completed for the three months it takes for it to disappear. How soon after your f...
by recovering
Thu Feb 22, 2018 6:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payday after Completion
Replies: 9
Views: 534
I diverted mine to a savings account. I do intend to save some. I had a refund from my gas and electric this morning... money obviously does go to money :) Still no completion certificate though... bit disappointed with CF they said it was sent out twice now. I know I shouldn’t whinge when others h...
by recovering
Thu Feb 22, 2018 2:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payday after Completion
Replies: 9
Views: 534
My birthday falls on payday so there may be beer involved too
by recovering
Thu Feb 22, 2018 12:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payday after Completion
Replies: 9
Views: 534
Yea all done, my cert was supposed to be sent out a week last friday but there were post dept “issues” so they have resent last fri... still not here though
by recovering
Thu Feb 22, 2018 10:36 am
Forum: Ask IVA Forum and Industry experts
Topic: Payday after Completion
Replies: 9
Views: 534
So I can view my payslip a while before it reaches my account. My wages fluctuate a lot as I am paid based on turnover of the business, I glance at my pay this morning ... feeling that of dread as it’s a poor month.... suddenly dawns on me I do not have the £540 minimum going out for IVA ... how lon...
by recovering
Wed Feb 21, 2018 3:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: I.V.A full and final and a whole lot of other stress
Replies: 6
Views: 1431
My apologies Nigg01 for only replying now and many thanks to Foggy for highlighting the post to me. I have spoken to supervision and by all means give us another call. There may be crossed wires somewhere but if there is a full and final settlement on offer then we can suspend the payments until th...
by recovering
Tue Feb 20, 2018 10:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do we have to proceed with second charge mortgage for our IVA?
Replies: 22
Views: 3038
Have you always been with CF? Or have you been transferred to them?
by recovering
Thu Feb 15, 2018 9:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Some names of companies to start speaking to about starting an IVA
Replies: 6
Views: 2725
I would have a look at one of the smaller firms on here a few of whom give a lot of free advice on the forum. Having been transferred to Creditfix they are awful at communication but my experience was not as bad as My initial impression of them.... McCambridge Duffy have mostly positive feedback and...
by recovering
Wed Feb 14, 2018 3:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do we have to proceed with second charge mortgage for our IVA?
Replies: 22
Views: 3038
Mine was dealt with a bit late, I had to ask about it. I went online and screenshotted 2 rejections and sent those to my caseworker. CF did not put up any resistance at all. Only the finance company and they have no hold over any of us so I ignored the slight barb in their reply! It was much less pa...
by recovering
Wed Feb 14, 2018 3:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do we have to proceed with second charge mortgage for our IVA?
Replies: 22
Views: 3038
I was with CF after being transferred
They put me in touch with a somilar company who offerec a secured loan, I emailed back politely refusing ( they were a bit shirty) but referred me back to CF who accepted it and extended the agreement By a year
by recovering
Sun Feb 11, 2018 9:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Annual review procedure
Replies: 5
Views: 3121
From memory 3 (or 6) months bank statements
Payslips and an I&E
by recovering
Fri Feb 09, 2018 9:31 am
Forum: Ask IVA Forum and Industry experts
Topic: Closures
Replies: 2
Views: 3519
Had an email from the closures team this morning stating my January payment was the last one, to cancel my standing order and that my certificate will be here in due course... taking bets ( imaginary only obviously) on how long due course is?!!!! :)
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Search found 1393 matches Page 1 of 93