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by Ryan
Mon Mar 25, 2019 8:48 am
Forum: Ask IVA Forum and Industry experts
Topic: it's finally arrived!!
Replies: 8
Views: 508

Excellent news, congratulations.

Regards
by Ryan
Fri Mar 22, 2019 4:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Releasing equity into an IVA
Replies: 2
Views: 492

Hi Wendy,

Were there any missed payments that you are aware of? Which Company are you with for the IVA?

Regards
by Ryan
Fri Mar 22, 2019 9:43 am
Forum: Ask IVA Forum and Industry experts
Topic: Is it normal to repay more than you owe in an IVA?
Replies: 5
Views: 868

Interest rates on credit cards, etc are scandalous and as Kallis says you'll have saved a lot of money on that by entering into the IVA. Lenders know how hard it is to repay credit cards once they have a sizeable balance on them but they make a fortune from them...….
by Ryan
Thu Mar 21, 2019 8:54 am
Forum: Ask IVA Forum and Industry experts
Topic: What is normally classed as the IVA discharge date?
Replies: 5
Views: 1681

I have to agree with Shaun.

If the IVA began in 2012 we have access to High Street Lenders who would look to lend normally to you now.

Regards
by Ryan
Fri Mar 15, 2019 1:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit file question
Replies: 4
Views: 2548

Hi John,

I echo Foggy's words. If you contact their Data Controller they will issue a default but it may take you a couple of attempts which is why it's good to check the 3 credit reports a few months before the Completion date.

Regards
by Ryan
Wed Mar 13, 2019 8:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Finishing IVA and deposit for house
Replies: 3
Views: 3303

There is a specialist Lender we have access to who will consider Help to Buy applications on early settlement of an IVA subject to affordability, etc.

Regards
by Ryan
Tue Mar 12, 2019 3:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Notice of Full Implementation
Replies: 8
Views: 4058

There should be contact details on the forum or via;

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

Ask to speak to Mike when you call.

Regards
by Ryan
Tue Mar 12, 2019 3:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Notice of Full Implementation
Replies: 8
Views: 4058

Hi Ryan,

If the IVA began in 2012 we have access to High Street Lenders who would look to lend now.

Regards
by Ryan
Tue Mar 12, 2019 12:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: How did a company get my details 10 yrs after Iva finished?
Replies: 11
Views: 4498

It is concerning how many Companies appear to have access to such historic data. I wonder if GDPR will put an end to this sort of thing. Fingers crossed.

Regards
by Ryan
Fri Mar 08, 2019 5:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: 1st year done
Replies: 6
Views: 5875

Sue,

That's a great post.

Regards
by Ryan
Fri Mar 08, 2019 9:31 am
Forum: Ask IVA Forum and Industry experts
Topic: Will I get a refund?
Replies: 8
Views: 5048

That's good news.

Regards
by Ryan
Fri Mar 08, 2019 9:30 am
Forum: Ask IVA Forum and Industry experts
Topic: Write off 90% debts From £80 a month No setup fees
Replies: 10
Views: 4932

It's good to have a place such as this forum where you get to hear both positive and negative experiences of others. It's certainly best to be fully aware of what you are entering into when you do go into an IVA as it can have a long term impact on your future.

Regards
by Ryan
Mon Mar 04, 2019 9:17 am
Forum: Ask IVA Forum and Industry experts
Topic: 2014 protocol secured loan
Replies: 7
Views: 7215

That's good news and good advice for others.

Regards
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