Search found 885 matches

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Search found 885 matches Page 1 of 59
by Ryan
Fri Aug 17, 2018 2:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Waiting for CC
Replies: 4
Views: 72
I agree with the other comments, keep on at them for the Completion Certificate.

Regards
by Ryan
Fri Aug 17, 2018 8:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit File Clean Up Post-IVA
Replies: 4
Views: 273
If you contact Santander and speak to their Data Controller they should be able to update your credit reports pretty quickly.

Regards
by Ryan
Fri Aug 17, 2018 7:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit File Clean Up Post-IVA
Replies: 4
Views: 273
All defaults under the IVA should have the IVA start date recorded against them, they will then all fall off the credit reports at the 6 year point and that is the point at which High Street Lenders will consider a re-mortgage for you, subject to affordability and credit score, etc.


Regards
by Ryan
Thu Aug 16, 2018 8:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Best mortgage lender for RTB post IVA
Replies: 6
Views: 527
Hi Ash,

Thanks for contacting us. We have certainly managed to obtain Mortgages for others under the Right to Buy following an IVA.

Regards
by Ryan
Wed Aug 15, 2018 3:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hounded by Payplan
Replies: 5
Views: 761
I agree with everyone else.

Regards
by Ryan
Wed Aug 15, 2018 7:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Meeting is on Wednesday just read some reviews and more worried
Replies: 8
Views: 1625
I echo the thoughts of the others, I'm sure it will be fine. All the best though.

Regards
by Ryan
Mon Aug 13, 2018 7:07 am
Forum: Ask IVA Forum and Industry experts
Topic: When could we apply for a mortgage?
Replies: 7
Views: 1464
I just replied on your other post - as it began over 7 years ago there are certainly High Street Lenders who would consider lending at this time. We have certainly managed to obtain Mortgages for many others in similar situations.

Regards
by Ryan
Mon Aug 13, 2018 7:05 am
Forum: Ask IVA Forum and Industry experts
Topic: When could we apply for a mortgage?
Replies: 7
Views: 1464
Hi,

When did the IVA start?

Regards
by Ryan
Fri Aug 10, 2018 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgages and wife DMP
Replies: 3
Views: 2193
Hi Jordan, Unlike an IVA under a DMP the Creditors don't have to issue defaults on the start date of the plan - as the defaults show for 6 years this can lead to issues where Mortgages are concerned, certainly for the High Street Lenders. Some Lenders are happy to lend even with a DMP in place thoug...
by Ryan
Wed Aug 08, 2018 7:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after full and final
Replies: 3
Views: 3003
Hi Chloe,

We have certainly been able to obtain Mortgages for others in similar situations. You'd need a decent deposit but if you have access to that then there are Lenders who would consider lending.

Regards
by Ryan
Tue Aug 07, 2018 1:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am thinking of letting my Iva fail ...
Replies: 5
Views: 3713
As Foggy says it's definitely wise to seek advice with regards to taking money out of the pension before doing so.


Regards
by Ryan
Fri Aug 03, 2018 10:34 am
Forum: Ask IVA Forum and Industry experts
Topic: How can a secured loan become unsecured?
Replies: 7
Views: 4799
That's good news, as Foggy says best to update Stepchange if you haven't already done so.


Regards
by Ryan
Fri Aug 03, 2018 10:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Can my son pay for me a holiday
Replies: 4
Views: 4804
Totally agree, have a good time.

Regards
by Ryan
Fri Jul 27, 2018 4:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Service
Replies: 3
Views: 5609
As Foggy says that's all good. Most people are given the 3 month line.

Regards
by Ryan
Fri Jul 27, 2018 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is an IVA too good to be true?
Replies: 6
Views: 5715
Hi Mia,

As has been said already it's certainly not a walk in the park - it can also have very long term implications as some Lenders will never lend on Mortgages for instance if you have previously been in an IVA.

Regards
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Search found 885 matches Page 1 of 59