Search found 861 matches

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Search found 861 matches Page 1 of 58
by Ryan
Thu Jul 12, 2018 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Endless task
Replies: 5
Views: 1115
As Merlin says it's best to contact them and for it to be removed. I can only speak with regards to Mortgages but with Notices of Correction or Disputes on the credit reports Lenders know that there is something showing on your credit reports but as they can't see copies of your full reports they do...
by Ryan
Wed Jul 11, 2018 1:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Do you think an IVA could work for us
Replies: 3
Views: 1445
Hi Victoria,

If you were to enter into an IVA your credit rating would pretty much be shot for 6 years so if you are trying to avoid that then you've probably answered your own question to be honest. Are you able to re-mortgage say to raise some additional money if needed?

Regards
by Ryan
Mon Jul 09, 2018 4:14 pm
Forum: IVA approved!
Topic: Approved!
Replies: 5
Views: 1954
All the best.

Regards
by Ryan
Fri Jul 06, 2018 3:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: I've taken out a log book loan
Replies: 2
Views: 2961
Hi Stephen,

Is the loan the only debt that you have as entering into an IVA for only £4,000 probably wouldn't be advisable?

Regards
by Ryan
Fri Jul 06, 2018 11:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage miss-sell, insurance and completion certificate
Replies: 7
Views: 3445
Sounding positive, fingers crossed for you.

Regards
by Ryan
Fri Jul 06, 2018 11:45 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA accepted on Monday, bailiffs turned up on Thursday
Replies: 7
Views: 3391
I echo Lulu's thoughts.

Fingers crossed everything is sorted.

Regards
by Ryan
Fri Jul 06, 2018 11:44 am
Forum: Ask IVA Forum and Industry experts
Topic: Does Credit file need updating
Replies: 2
Views: 2935
Hi Morrey,

As Foggy says it should be one or the other so worth maybe finding out a bit more. If there was a restriction against the property in question it may need to be removed before the re-mortgage can go through.

Regards
by Ryan
Thu Jul 05, 2018 7:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage miss-sell, insurance and completion certificate
Replies: 7
Views: 3445
Hi Sally,

I think Foggy has covered everything to be honest. As he says best to contact the Insurer and initially just make a general enquiry regarding their pay out conditions re critical illness cover.

All the best.

Regards
by Ryan
Tue Jul 03, 2018 2:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 37
Views: 6006
Excellent news!

Regards
by Ryan
Tue Jul 03, 2018 11:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Remortgage whilst in an IVA
Replies: 3
Views: 3878
Hi Darren, I have to agree with Foggy. Although there are specialist Lenders who may 'consider' lending whilst you are still in an IVA if you have plenty of equity it would be at a higher interest rate than you are paying currently. Once your completion certificate has been issued is the time that w...
by Ryan
Thu Jun 28, 2018 3:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Experian.......
Replies: 26
Views: 5990
Thanks for the kind words and glad that Equifax are doing their thing.

All the best

Regards
by Ryan
Thu Jun 28, 2018 11:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Aperture Re-Mortgage Rejection proof
Replies: 2
Views: 5164
Hi Kristian,

Ask them if they'd be happy with a rejection letter from a Mortgage Broker - if they are we'd happily do one for you.

Regards
by Ryan
Wed Jun 27, 2018 3:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Experian.......
Replies: 26
Views: 5990
We look forward to receiving those from you.

Regards
by Ryan
Tue Jun 26, 2018 4:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: A debt still shows on my credit file ...
Replies: 5
Views: 5692
Hi Rajesh,

The Creditor should issue a default against the account with the IVA start date as the date of the default. Speak to the Data Controller at the Company the account was with. If you can contact them on Social Media that is often the quickest way to get things resolved.

Regards
by Ryan
Mon Jun 25, 2018 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture Re-Mortgage Rejaction proof
Replies: 1
Views: 5892
If you were to contact us we'd be happy to supply a letter if that was sufficient for your IP.

Regards
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Search found 861 matches Page 1 of 58