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Search found 822 matches Page 1 of 55
by Ryan
Wed May 23, 2018 3:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Interest Inly Mortgage
Replies: 5
Views: 493
Many people have been put in a similar situation unfortunately.

As has already been stated it may be possible to re-mortgage to a different Lender and do a full repayment mortgage on an affordable term for you, if not make the most of the over payments if you are able.

Regards
by Ryan
Wed May 23, 2018 3:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Being forced to remortgage
Replies: 4
Views: 267
Hi Kay,

As Foggy says check your proposal very carefully to see what's contained in there.

Who are you dealing with?

Regards
by Ryan
Wed May 23, 2018 10:09 am
Forum: Ask IVA Forum and Industry experts
Topic: £100k IVA APPROVED!!!!!
Replies: 10
Views: 364
All the best.

Regards
by Ryan
Mon May 21, 2018 4:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post IVA credit
Replies: 10
Views: 1266
I read that as 6 years from the end date also - Santander aren't the most helpful following an IVA sadly.

Regards
by Ryan
Thu May 17, 2018 3:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I renew my mortgage once I am in an IVA
Replies: 3
Views: 2071
Hi Jennifer,

As Foggy says some Lenders will allow you to swap to a new rate but changing Lenders wouldn't be possible whilst you are in the IVA.

Regards
by Ryan
Tue May 15, 2018 3:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA End.. is never in sight.
Replies: 7
Views: 3610
Excellent news at last. Congratulations.

Regards
by Ryan
Tue May 15, 2018 10:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I apply for a mortgage whilst in an IVA?
Replies: 5
Views: 2737
Hi Abbie, There are a few Lenders who may look to offer a Mortgage if you satisfied your IVA early and had access to a large deposit but sadly these Lenders wouldn't look to lend at present on Shared Ownership properties. As has already been said you will probably have to wait the full 6 years of th...
by Ryan
Mon May 14, 2018 4:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: completion cetificate
Replies: 4
Views: 2846
Great news Phil.

Regards
by Ryan
Wed May 09, 2018 4:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 15
Views: 4068
Have you asked the Insolvency people when they actually received your Completion Certificate? They do still come out with the '3 months from date of receipt' line so hopefully you are almost there.

Regards
by Ryan
Wed May 09, 2018 7:31 am
Forum: Ask IVA Forum and Industry experts
Topic: I got my completion certificat
Replies: 4
Views: 4088
Hi Rebecca,

We'd be happy to assist you if you were to contact us.

Regards
by Ryan
Tue May 08, 2018 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can I get my credit back on track
Replies: 4
Views: 4073
Hi Fash, Once the IVA and all associated defaults fall off the reports your score will start to improve. Having taken no new credit though in the last 6 years does tend to lead to having a lower score. Make sure to check that all 3 credit reports are clear and up to date (Experian, Equifax and CAllc...
by Ryan
Tue May 08, 2018 7:17 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage possibilities?
Replies: 5
Views: 4537
We'd be happy to look at your situation if you were to contact us.

Regards
by Ryan
Thu May 03, 2018 9:59 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA marker on credit file.
Replies: 8
Views: 4255
That's sad to hear but not uncommon unfortunately. We specialise in obtaining Mortgages for Clients following IVAs and would be happy to discuss your situation if you were to contact us.

Regards
by Ryan
Wed May 02, 2018 2:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA marker on credit file.
Replies: 8
Views: 4255
You would need to contact the Credit Reference Agencies and provide a copy of the Completion Certificate and they will remove it for you.

Regards
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Search found 822 matches Page 1 of 55