Search found 988 matches

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Search found 988 matches Page 1 of 66
by Ryan
Wed Feb 20, 2019 2:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA in Northern Ireland
Replies: 3
Views: 196
If you are able to click on your details on the register it should say when they received the completion certificate and it will be removed 3 months after that date.

Regards
by Ryan
Wed Feb 20, 2019 10:46 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA register
Replies: 10
Views: 642
Great news!


Regards
by Ryan
Tue Feb 19, 2019 4:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage application post Trust Deed
Replies: 5
Views: 545
If you contact us via the links in my signature - we can arrange mortgages all over the country. Trust Deeds/IVAs are a very specialist area where mortgages are concerned and most Brokers on the High Street don't come across them too often so don't really know who will lend when.


Regards
by Ryan
Tue Feb 19, 2019 2:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage application post Trust Deed
Replies: 5
Views: 545
You'd be looking next year - 6 years from the start date - when some High Street Lenders will look to lend. Prior to then you'd need a big deposit (minimum 30% possibly) and you'd be looking at specialist Lenders so higher than normal interest rates, plus not all of the specialist Lenders may look t...
by Ryan
Tue Feb 19, 2019 1:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage application post Trust Deed
Replies: 5
Views: 545
Hi Katie,

It will depend on the start date as to if we can look to use High Street Lenders at this time or not. We've certainly assisted others on the forum in similar situations.


Regards
by Ryan
Fri Feb 15, 2019 8:58 am
Forum: Ask IVA Forum and Industry experts
Topic: Defaults not off report
Replies: 10
Views: 1982
As Foggy correctly says the accounts will show on your credit report for 6 years from the date of the default. At that 6 year point which should be the same as the IVA start date the accounts will fall off the credit report.


Regards
by Ryan
Tue Feb 12, 2019 5:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Support Resources
Replies: 5
Views: 2643
There are some very good posts on the forum of peoples journeys through IVAs and positive outcomes showing there is life on the other side. Its certainly worth getting him to take a look on here even if he doesn't feel like asking anything currently.

Regards
by Ryan
Tue Feb 12, 2019 8:13 am
Forum: mortgages
Topic: Trying to remortgage after IVA completion
Replies: 2
Views: 2851
We certainly have access to High Street Lenders who would be willing to lend now at 'normal' interest rates subject to affordability.


Regards
by Ryan
Mon Feb 11, 2019 10:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit File Clean Up
Replies: 2
Views: 2895
On Experian it's also important to provide them with a full 6 year address history in your personal information as they will only search against the addresses that you provide. So if you have moved since the IVA began sometimes not all information will show until a full address history is provided (...
by Ryan
Mon Feb 11, 2019 8:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate. Yay!!
Replies: 7
Views: 3689
Excellent news. Congratulations.


Regards
by Ryan
Fri Feb 08, 2019 8:14 am
Forum: Ask IVA Forum and Industry experts
Topic: When will my credit be repaired?
Replies: 2
Views: 3820
As Foggy says realistically on shared ownership it would currently be 6 years after the IVA began.


Regards
by Ryan
Wed Feb 06, 2019 8:35 am
Forum: Ask IVA Forum and Industry experts
Topic: 84 months and counting
Replies: 6
Views: 4876
Great news, well done.

Regards
by Ryan
Tue Feb 05, 2019 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: All over...
Replies: 13
Views: 4724
Great news, congratulations, i'll pop round for a beer after work.....! Enjoy.


Regards
by Ryan
Mon Feb 04, 2019 8:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Iva and planning for mortgage
Replies: 3
Views: 5041
We've certainly managed to obtain 95% mortgages for others who have previously been in an IVA.

Regards
by Ryan
Mon Jan 28, 2019 1:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Debt has been sold on
Replies: 5
Views: 4427
Debts are normally sold on 'in bulk' so as has already been said this happens quite a lot.


Regards
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Search found 988 matches Page 1 of 66