Search found 46 matches

Search found 46 matches Page 1 of 4
by anap
Thu Jan 11, 2018 11:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Windfall
Replies: 3
Views: 4022
I never thought I would be so flat after learning that I'd won £10,000!
by anap
Thu Jan 11, 2018 9:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Windfall
Replies: 3
Views: 4022
We have been in interlocking IVA's since November 2012. The Creditors agreed to the IVA provided it was extended for an extra year to six. At the time our IP (Melanie) thought that was unfair. How right she was! I've just won £10,000 which will have to be paid in to the IVA. Given that the extension...

by anap
Mon Nov 21, 2016 9:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Uplift not in Annual Report
Replies: 8
Views: 2024
They have now credited my account with the unallocated funds.

by anap
Fri Nov 18, 2016 10:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Uplift not in Annual Report
Replies: 8
Views: 2024
I received my annual report today and all the uplift I've paid since moving from PJG to CF has not been credited. I think this is because the reference used on the payments is for a different IVA! Will this be credited or have I been helping someone else's IVA?

by anap
Tue Oct 18, 2016 12:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Payment Break
Replies: 2
Views: 1977
When you have a payment break and have to pay extra month's at the end do you pay at the rate at which you paid when you took the break or the rate of the final month?

by anap
Thu Jan 15, 2015 9:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix IVA Fees
Replies: 10
Views: 2329
I received the letter today about the change in fees. They also mentioned the annual review being completed within two months. That was yesterday and no sign of it yet!

by anap
Mon Dec 29, 2014 10:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: PJG / Credifix
Replies: 15
Views: 2726
I'm struggling to understand how it was decided which IVAs were transferred as MikeyM and I both started ours on the same day with Mel. Mine went to CF and his stayed!

by anap
Fri Dec 05, 2014 12:07 am
Forum: Ask IVA Forum and Industry experts
Topic: i may come into some money. Will the creditors take all ? Would it be better to cancel the IVA .
Replies: 5
Views: 1811
Yes it is a windfall. If it is a substantial amount then you'll probably have enough to pay off the IVA and still have some left over.

by anap
Thu Dec 04, 2014 9:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: CREDIT FIX WANT ME TO SIGN THIS
Replies: 129
Views: 17370
I wasn't very hopeful!

by anap
Thu Dec 04, 2014 9:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: CREDIT FIX WANT ME TO SIGN THIS
Replies: 129
Views: 17370
If I sign will I get 50% of the ppi that CliffordWatts have already claimed?

by anap
Tue Nov 18, 2014 11:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bonus
Replies: 15
Views: 3244
My annual bonus is paid in one month and is subject to the 10/50/50 rule. Unfortunately it can't be argued that it is over 12 months. Look on the bright side though: You get to keep over half of it!

by anap
Mon Nov 03, 2014 11:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: PJG
Replies: 423
Views: 51789
My annual review is now due also. Additionally I've been looking at a variation due to moving house recently. I suppose I'll have to continue paying the old amount until the dust settles (whenever that will be!).

by anap
Fri Sep 27, 2013 12:18 am
Forum: Ask IVA Forum and Industry experts
Topic: Time Flies
Replies: 10
Views: 1088
Hi MikeyM, I remember you starting as we had our CM's in the same week. We are due our first annual review soon but it will be complicated by the fact that my wife has just returned to work. Good luck with your IVA.

by anap
Mon Apr 15, 2013 11:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Change of income
Replies: 10
Views: 1170
I understand now thanks.

by anap
Thu Apr 11, 2013 8:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Change of income
Replies: 10
Views: 1170
That's where I'm confused. How is my wife able to keep half of her surplus but I'm not?
Search found 46 matches Page 1 of 4