Search found 343 matches

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Search found 343 matches Page 1 of 23
by Radish
Sun Dec 09, 2018 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Is this a scam?
Replies: 6
Views: 1804
I received a text message the other day saying Argos are refunding me over £200 - and the text that came said "Argos" - I referred to Doctor Google which informed me that this is a scam and not to click the link sent.
by Radish
Sun Dec 02, 2018 12:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Saving on budget in an IVA
Replies: 4
Views: 4190
Being frugal can reap dividends. nice bottle of Champagne for the day when you IVA is complete?
by Radish
Sun Dec 02, 2018 12:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Paying more than agreed?
Replies: 9
Views: 3634
Thanks Foggy

I'm still scarred today, but in a good way. I think twice before I spend what I cant afford. If it had been easy I wouldn't have the same mindset :)
by Radish
Sun Dec 02, 2018 7:19 am
Forum: Ask IVA Forum and Industry experts
Topic: Paying more than agreed?
Replies: 9
Views: 3634
In my own IVA, when I was earning more, I was expected to pay more, when I was receiving less, and couldn't make the payments, they were capped onto the end of the IVA. It doesn't feel like its meant to work out in our favour for a lot of the time, however, whenever I do the maths, the same thing ke...
by Radish
Sun Nov 25, 2018 11:09 am
Forum: Ask IVA Forum and Industry experts
Topic: Can you save when you are in an iva?
Replies: 9
Views: 5541
I managed to put a little away on my IVA due to the fact I was always at the reduced yellow sticker section of the supermarkets - at the best times! Food and clothing can certainly :idea: be fudged.
by Radish
Sun Nov 11, 2018 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Using PPI to pay off IVA?
Replies: 12
Views: 7231
I was in a similar situation to you, I received £5.5k in PPI too. This was from one of my creditors (who I owed money too) and they paid it straight into the pot without sending it to me first. I owed £19k at the start of my IVA, I had already paid £18 back at this point and had three payments of £3...
by Radish
Mon Oct 29, 2018 12:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will husbands tax rebate have to be paid into IVA
Replies: 4
Views: 5820
Its very weird because its payments that should have been paid to you in the first place. Yet it wasn't and now you have to pay it into the pot.
by Radish
Sun Oct 28, 2018 12:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will partners gambling affect my IVA application
Replies: 4
Views: 5722
Even if your partner is a sensible gambler, in control (many people are), the creditors will realise that gambling is different to the way it was in the 70's and 80's. Its now all day, 24/7 and available everywhere. And in the wrong hands, very dangerous, think we all know this as we probably all kn...
by Radish
Sun Oct 28, 2018 9:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Would PPI claim money go to IP?
Replies: 3
Views: 5650
PPI has been a very confusing part of the IVA process.
by Radish
Sun Oct 21, 2018 12:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Council tax court summons
Replies: 9
Views: 5704
This seems a very complicated way of doing things? the whole selling point of an IVA is simplicity, no letters and no phone calls. I'd rather just pay my council tax the normal way, personally.
by Radish
Sun Oct 21, 2018 8:48 am
Forum: Ask IVA Forum and Industry experts
Topic: Small claims court
Replies: 4
Views: 5577
I know someone, a few years back, who was involved in a car accident and received £4k for serious whiplash injury, I mean months of physiotherapy, it was that bad.. Would seem unfair in that type of situation to hand over monies that were from suffering? Was there any suffering in your case?
by Radish
Sun Oct 07, 2018 1:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: When will my credit Report be clear?
Replies: 4
Views: 6175
I found those free sights were they give you positives and negatives, a great help in getting my credit rating up. I got a credit card with a small limit and slowly built it up. I hardly use it though, once bitten and all that.
by Radish
Sun Oct 07, 2018 1:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finally made last payment
Replies: 9
Views: 6217
Well done at getting to the end after al that but, what an awful experience you have been through. I remember in 2008 seeing an ad in the paper for IVA's saying "debt free in 5 years with 80% written off" and "one simple payment with no phone calls" certainly leads us to a false ...
by Radish
Sun Sep 30, 2018 12:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Got a credit card in final year of my IVA
Replies: 4
Views: 5862
You did very well to get a credit card whilst in an IVA. I managed to get one after I received my certificate but, a small limit - which they have put up a few times and it now stands at £2k, thankfully I rarely use it, I cant face IVA number 2.
by Radish
Sun Sep 09, 2018 1:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture and a failed IVA
Replies: 3
Views: 5897
What an awful situation, if you call them again I understand you can ask to speak to someone higher up? a supervisor maybe? Hang in there and try to get some clarity.
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Search found 343 matches Page 1 of 23