Search found 791 matches

Search found 791 matches Page 1 of 53
by abbiesmum2003
Thu Mar 14, 2019 8:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: New layout / access problems
Replies: 3
Views: 1349

Ive had a few error messages pop up when click posts. Will screen shot if they occur again now i know its a possible trchnical issue. I am starting to find the new posts but its not as good as it was a few years ago! Wasnt keen on the previous layout either! It used to be really clear where the new ...
by abbiesmum2003
Sat Mar 09, 2019 10:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will I get a refund?
Replies: 8
Views: 5041

Thats good. Well done. When I was going through this last year, I emailed them several times and said as I had made my contracted 60 payments and the delay was all their doing, I was not going to pay across any further funds until there was a decision regarding accepting my equity release or another...
by abbiesmum2003
Fri Mar 08, 2019 4:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Write off 90% debts From £80 a month No setup fees
Replies: 10
Views: 3471

I understand what you are saying. The lines I read on some adverts make me go ‘yeah whatever’. But having done an IVA and successfully completing it last year I can honestly say it is the best thing we did. You have to understand fully what you are signing up for and what might happen during the 5-6...
by abbiesmum2003
Sun Mar 03, 2019 10:03 am
Forum: Ask IVA Forum and Industry experts
Topic: New forum layout
Replies: 9
Views: 4993

oh thank goodness not just me!
Didnt look like there had been any new posts or replies to other postsfor a couple of days.
Very confusing. Old mixedwith new, not clear whats been posted most recently or when a new reply received.
Hope sorted soon.
by abbiesmum2003
Sat Mar 02, 2019 10:11 am
Forum: Ask IVA Forum and Industry experts
Topic: I have an Iva do my children get free school meals?
Replies: 4
Views: 5128

I dont believe having an IVA entitles you to the free school meals however you should have an element within your allowances for ‘school meals’ to have the funds towards them in your budget.
by abbiesmum2003
Thu Feb 28, 2019 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Paying off my IVA
Replies: 3
Views: 5490

I may be mistaken but I think youll find that money is going to be due to the IVA anyway and be classed as a windfall...meaning you wont be able to use it to end your IVA. Money for a full and final to close iva early needs to come from a third party...not windfall money of your own. Apologies if I ...
by abbiesmum2003
Wed Feb 27, 2019 10:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I open another bank account?
Replies: 11
Views: 5823

I think this question is in relation to your other post about second account and gifted money. Foggy is right on other thread...no you cannot make ‘extra’ payments towards your iva from this money (or any other money). Its not like the debts where you could ‘chip’ away at them. Youve got your iva pa...
by abbiesmum2003
Tue Feb 26, 2019 10:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Overtime.
Replies: 3
Views: 6126

I had the opportunity of extra hours by means of banking (NHS) during iva however because it would have been taken by iva and complicate payments and mean more petrol costs and time away from family for not much financial gain, I personal simply didnt do any extra hours even if I could do. Seems ext...
by abbiesmum2003
Sat Feb 23, 2019 9:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final problem
Replies: 6
Views: 6957

I know I shouldnt laugh but justtrom reading you original first post at start of this thread it sounded classic CF!!!! Then i saw Foggys reply!! Not read the rest of the thread. So sorry you are caught up in their fiasco of rubbish communication (im not saying ‘rubbish’ in my head but forum doesnt a...
by abbiesmum2003
Fri Feb 22, 2019 10:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Settlement in lieu of equity
Replies: 2
Views: 7390

Thats what i was going to suggest Foggy!
If equity is really close on the £5000 mark, is it worth trying to look at calculations again and get equity below the £5000 and just end IVA! Depends how far off the figures actually are and how realistic the valuation of property is but worth a look.
by abbiesmum2003
Wed Feb 20, 2019 12:07 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA register
Replies: 10
Views: 7113

Well its 00:05 and bwfore going to bed I just thought Id check....never expected it to be gone...but it has! Just like that! Mine and my husbands names have gone from the insolvency register! We were there at 2330 because i showed him and we were talking about it....and now we arent! OMG! Sorry....j...
by abbiesmum2003
Tue Feb 19, 2019 9:53 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA register
Replies: 10
Views: 7113

Thanks foggy! Ive even set a reminder on my calendar to ‘check the IR’....dont know why i think i need reminding!! It will go from our credit report 6 years after starting (early April) too wont it along with the defaukted accounts which are dated end of March 2013....apart from one which is Dec 201...
by abbiesmum2003
Tue Feb 19, 2019 9:31 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA register
Replies: 10
Views: 7113

So tomorrow will be 3 months since the register was informed of completion of our IVA (thanks to those who explained how to find that info!) I have been checking it daily (not obsessed honestly!) We completed 22 Oct, register says 20 Nov so three months on will be tomorrow 20 Feb. Will it simply jus...
by abbiesmum2003
Mon Feb 18, 2019 4:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: is CREDIT FIX a good company?
Replies: 3
Views: 7218

Ive completed my IVa with Creditfix. They arent great with communication and you have to keep on and on at them but they are good in the background. Hope your income/expenditure budget is realistic and fair and you can realistically afford to live within the guidelines and you afford the payment tha...
by abbiesmum2003
Mon Feb 18, 2019 12:09 am
Forum: Ask IVA Forum and Industry experts
Topic: Melanie Giles
Replies: 3
Views: 6974

I understand shes still around in the industry her website still exists but i have emailed numerous occasions to give her an update and to say thank you for getting us setup sonwell at the start but no reply. Not even had communication from the automated leave your details and we will be in touch fu...
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