Search found 66 matches

Search found 66 matches Page 1 of 5
by Waitingforship
Mon Jan 08, 2018 11:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: In 5th year of iva, i have been notified that i owe £7400 more
Replies: 6
Views: 3066
I’m really sorry you are having to deal with this Conanny. I’m at the same point in my IVA and this is my worst nightmare. May I ask which firm you are with?

I hope they come up with a sensible resolution for you.
by Waitingforship
Sun Dec 24, 2017 2:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Merry Christmas
Replies: 5
Views: 5047
Yes great sentiment. Merry Christmas to one and all. Thanks to all those that are constantly on this forum providing us all with timely help, advice and support.
by Waitingforship
Wed Dec 20, 2017 10:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: YESSSS!!
Replies: 4
Views: 5644
Congratulations and welcome 5o the journey.
by Waitingforship
Tue Dec 19, 2017 9:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: First Christmas in an iva
Replies: 5
Views: 5604
Great post Moira. Glad your health’s improving. This’ll be my 6th Christmas in my IVA and hopefully my last one. 11 more payments to go. So should be extra special next year all being well. Your post reminded me how much my outlook has changed. I try more now than I ever did to make sure those aroun...
by Waitingforship
Mon Dec 18, 2017 9:56 am
Forum: Ask IVA Forum and Industry experts
Topic: My Wife died in 2015 and now told I have to pay a final payment for each of us.
Replies: 6
Views: 5885
I have no better advice to offer than that which you have been given from Foggy and others, but would just like to express my condolences for your loss. I hope they can get it all sorted for you.
by Waitingforship
Fri Dec 08, 2017 11:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Consolidation loan predicament
Replies: 17
Views: 6645
I'm sure I read a post on here where the creditors had turned down a F&F based on this dubious scheme as it wasn't in the interest of the debtor. I really hope more creditors take this stance. Yes Steve. You did read that. It happened to me. Without going into detail the loan could have been ri...
by Waitingforship
Fri Dec 08, 2017 11:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Very conflicting reviews on Creditfix. I do need some help ! Thanks.
Replies: 10
Views: 6440
Despite the stress I was under at the time I still did a fair bit of research before diving into an IVA. I, like Foggy figured it would be better to go with a smaller company, rather than a corporate giant. So I started my IVA with SDS (Simple Debt Solutions). This was back in Nov 2011. It was going...
by Waitingforship
Thu Nov 16, 2017 11:17 am
Forum: Ask IVA Forum and Industry experts
Topic: Has anyone else taken an unsecured loan from DFD to complete their IVA early ?
Replies: 13
Views: 389
I’m with Creditfix and they offered me a similar deal using their sister company Perinta Finance to offer the loan. I had lots of reasons why I wanted to do this, not least around the pettiness involved in the management of my IVA. For e.g. having to complete another full I & E for the sake of 8...
by Waitingforship
Sun Oct 01, 2017 4:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Anyone know about C.F. annual review online
Replies: 13
Views: 294
If it helps. I just had mine. I refused to do it online and I sent them my I & E as an excel spreadsheet and electronic pdfs of my last 6 bank statements by email. They responded within a week saying no change to the payments I was making. It is almost 12 months to the day since they asked for l...
by Waitingforship
Mon Sep 25, 2017 9:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Coming up to 6 years since the IVA...getting credit file in shape?
Replies: 12
Views: 414
Awesome job mate. That’s more than inspiring. Really well done and good luck on the next leg of your journey. :lol:
by Waitingforship
Fri Sep 08, 2017 2:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Early Exit Loan
Replies: 24
Views: 556
Thanks for the support guys. Really appreciated.
by Waitingforship
Fri Sep 08, 2017 11:58 am
Forum: Ask IVA Forum and Industry experts
Topic: Early Exit Loan
Replies: 24
Views: 556
Ok so Foggy was right they had been chasing votes. The votes in favour of accepting the offer were 73% with one creditor still to vote. I needed 75% majority apparently. Well the final creditor decided it was not their companies policy to vote ???,%#}. So the offer was rejected. So no freedom for me...
by Waitingforship
Thu Sep 07, 2017 11:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Early Exit Loan
Replies: 24
Views: 556
Thanks Foggy. I did wonder that. Well tomorrow is DDay. If it gets adjourned again. I will withdraw. But I still hope it goes through. But no point worrying I guess. It's all out of my control.
by Waitingforship
Mon Sep 04, 2017 11:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Early Exit Loan
Replies: 24
Views: 556
Well Friday came and went with no communication from CF until I rang them. Yet another adjournment in order to give one of the creditor's the opportunity to vote. If only they had to abide by the same rules as the debtors. E.g. You've been notified of a meeting, please vote. If you don't vote in tim...
Search found 66 matches Page 1 of 5