Search found 22 matches

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Search found 22 matches Page 1 of 2
by Paul.61
Tue Jul 24, 2018 12:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 7
Views: 5107
Hello again, Sorry to ask more questions but I really need to get my head round all this. I have asked for everything by way of a subject data request and am now in possession of most phone calls and all the paperwork relating to my wife's DMP and the amount of stuff they have wrong is actually quit...
by Paul.61
Tue Jul 17, 2018 3:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 7
Views: 5107
Thanks Foggy, your input is as always greatly appreciated.
by Paul.61
Tue Jul 17, 2018 2:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 7
Views: 5107
Yes, you do have the right to feel aggrieved and also the right to a full (and correct) explanation. Unfortunately, other than a formal complaint to Payplan, which you can then escalate to their regulatory body, you have no avenues or organisations which can help --- a situation I tried to bring to...
by Paul.61
Tue Jul 17, 2018 1:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 7
Views: 5107
Hi folks, Firstly apologies because this is going to be a long one. My main question is why was my wife put in to a DMP instead of an IVA. Nearly 6 years ago now we hit the buffers and had to get help and we chose Payplan (who I now despise with a passion, truly awful company). I was clueless and ha...
by Paul.61
Fri Apr 13, 2018 8:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan completion certificate
Replies: 7
Views: 5170
I made my final payment at the beginning of Nov 2017 and got the completion cert in the first week of Feb 2018, 3 months to the day.

However, I hounded Payplan for it as it took them forever (and longer) to do anything I asked for.
by Paul.61
Tue Mar 20, 2018 6:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan Closure Process so far....looking good.
Replies: 8
Views: 4669
Well done on getting to the end, isn't it a great feeling! I made my final payment by way of a F&F to Payplan on Nov 7th 2017 and got my completion certificate at the start of Feb this year. I had all sorts of issues with Payplan and most were caused by their failure to do anything in a timely f...
by Paul.61
Fri Jan 19, 2018 8:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan Certificate of Completion current timescales?
Replies: 6
Views: 3727
Hi, Has anyone had an IVA with Payplan and recently completed? I would like to know how long they are taking to send out from last payment paid out. Thank you in advance. Hi there, I completed by way of a F&F on Nov 7th last year and still have not received my certificate and I am not holding m...
by Paul.61
Tue Nov 28, 2017 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pension draw down before completion cert
Replies: 2
Views: 4975
Until you get that certificate you are still in an IVA and they can grab windfalls, so I would wait untikl then -- unless the pension and proceeds were listed as an excluded asset. Who are you with ? Many firms take less than a couple of months (barring complications) -- Aperture and Payplan take l...
by Paul.61
Tue Nov 28, 2017 6:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pension draw down before completion cert
Replies: 2
Views: 4975
I am sure I am not on my own here when I say my house is falling down! The years building up prior to entering my IVA then for the 5 years during it has meant I had zero to put towards maintenance and our house is in dire need of work, especially now winter has well and truly arrived. I have three p...
by Paul.61
Tue Nov 07, 2017 12:35 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 73471
Just thought I would post an update, I had the meeting earlier today to see if my full and final offer would be accepted. It was!!! I cannot begin to explain the relief! The regular payments that I had made since April were deducted from my initial offer so after nearly 5 years, Payplan finally did ...
by Paul.61
Sat Nov 04, 2017 10:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick Survey
Replies: 14
Views: 1900
Done
by Paul.61
Fri Oct 27, 2017 1:08 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 73471
How did you get on Faye?
by Paul.61
Thu Oct 05, 2017 10:17 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 73471
Wow! I received the hard copy of my proposal in the post this morning. On reading through everything, I have noticed one thing. In my earlier posts I explained that they made me re submit my offer letter, removing the paragraph where I said the offer would reduce by the amount of interim payments. W...
by Paul.61
Wed Oct 04, 2017 1:53 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 73471
Just a quick update... Despite numerous emails and phone calls to my case officer and having not had one reply from her since June 10th, on Thursday Sept 28th I received a message. Ok, only saying 'please contact customer support' which did annoy me a bit, but at least something was happening and I ...
by Paul.61
Wed Sep 27, 2017 10:17 am
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 73471
Follow your IP firms complaint procedure. send everything by registered post and keep copies. Then if not dealt with complain here: https://www.gov.uk/complain-about-insolvency-practitioner ...and btw it is up to you what offer you put to creditors and it is not only common but recommended that any...
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Search found 22 matches Page 1 of 2