Search found 18 matches

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by Paul.61
Fri Apr 13, 2018 8:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan completion certificate
Replies: 7
Views: 2950
I made my final payment at the beginning of Nov 2017 and got the completion cert in the first week of Feb 2018, 3 months to the day.

However, I hounded Payplan for it as it took them forever (and longer) to do anything I asked for.
by Paul.61
Tue Mar 20, 2018 6:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan Closure Process so far....looking good.
Replies: 8
Views: 4555
Well done on getting to the end, isn't it a great feeling! I made my final payment by way of a F&F to Payplan on Nov 7th 2017 and got my completion certificate at the start of Feb this year. I had all sorts of issues with Payplan and most were caused by their failure to do anything in a timely f...
by Paul.61
Fri Jan 19, 2018 8:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan Certificate of Completion current timescales?
Replies: 6
Views: 3585
Hi, Has anyone had an IVA with Payplan and recently completed? I would like to know how long they are taking to send out from last payment paid out. Thank you in advance. Hi there, I completed by way of a F&F on Nov 7th last year and still have not received my certificate and I am not holding m...
by Paul.61
Tue Nov 28, 2017 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pension draw down before completion cert
Replies: 2
Views: 4945
Until you get that certificate you are still in an IVA and they can grab windfalls, so I would wait untikl then -- unless the pension and proceeds were listed as an excluded asset. Who are you with ? Many firms take less than a couple of months (barring complications) -- Aperture and Payplan take l...
by Paul.61
Tue Nov 28, 2017 6:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pension draw down before completion cert
Replies: 2
Views: 4945
I am sure I am not on my own here when I say my house is falling down! The years building up prior to entering my IVA then for the 5 years during it has meant I had zero to put towards maintenance and our house is in dire need of work, especially now winter has well and truly arrived. I have three p...
by Paul.61
Tue Nov 07, 2017 12:35 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 33324
Just thought I would post an update, I had the meeting earlier today to see if my full and final offer would be accepted. It was!!! I cannot begin to explain the relief! The regular payments that I had made since April were deducted from my initial offer so after nearly 5 years, Payplan finally did ...
by Paul.61
Sat Nov 04, 2017 10:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick Survey
Replies: 14
Views: 997
Done
by Paul.61
Fri Oct 27, 2017 1:08 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 33324
How did you get on Faye?
by Paul.61
Thu Oct 05, 2017 10:17 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 33324
Wow! I received the hard copy of my proposal in the post this morning. On reading through everything, I have noticed one thing. In my earlier posts I explained that they made me re submit my offer letter, removing the paragraph where I said the offer would reduce by the amount of interim payments. W...
by Paul.61
Wed Oct 04, 2017 1:53 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 33324
Just a quick update... Despite numerous emails and phone calls to my case officer and having not had one reply from her since June 10th, on Thursday Sept 28th I received a message. Ok, only saying 'please contact customer support' which did annoy me a bit, but at least something was happening and I ...
by Paul.61
Wed Sep 27, 2017 10:17 am
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 33324
Follow your IP firms complaint procedure. send everything by registered post and keep copies. Then if not dealt with complain here: https://www.gov.uk/complain-about-insolvency-practitioner ...and btw it is up to you what offer you put to creditors and it is not only common but recommended that any...
by Paul.61
Sun Sep 24, 2017 1:14 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 33324
Hi Daphne,out of interest, how far are you in to your F&F offer and how have Payplan acted so far? I would be interested to see if I am just jinxed! Cheers for the reply Foggy. The lady that dealt with my equity release at the very outset signed her letters 'on behalf of the joint supervisors'. ...
by Paul.61
Sat Sep 23, 2017 10:31 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 33324
Sadly and regrettably I am with Payplan, what a useless shower they are! Back in March I popped on here for advice regarding my F&F settlement offer and submitted my letter. This was rejected because I had said i would reduce my offer by my monthly payment amount for each month the process went ...
by Paul.61
Tue Mar 21, 2017 11:53 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F questions
Replies: 6
Views: 339
Thank you Foggy and Luluj for taking the time to help, not just with the replies to my question but for all the others you reply to as well. So many times over the last four years I have popped on here looking for an answer to a query and found the answer without the need to post. I will be drafting...
by Paul.61
Mon Mar 20, 2017 9:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F questions
Replies: 6
Views: 339
Thank you for the quick response. The 17 months does include the extra 12. I must admit that I was not expecting that the loss of child benefit would not reduce my surplus. If both my kids do not manage to get jobs sharpish, then without their 'rent' we are going to struggle big time so a successful...
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Search found 18 matches Page 1 of 2