Search found 21 matches

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Search found 21 matches Page 1 of 2
by Paul.61
Tue Jul 17, 2018 3:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 5
Views: 1788
Thanks Foggy, your input is as always greatly appreciated.
by Paul.61
Tue Jul 17, 2018 2:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 5
Views: 1788
Yes, you do have the right to feel aggrieved and also the right to a full (and correct) explanation. Unfortunately, other than a formal complaint to Payplan, which you can then escalate to their regulatory body, you have no avenues or organisations which can help --- a situation I tried to bring to...
by Paul.61
Tue Jul 17, 2018 1:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA or DMP question
Replies: 5
Views: 1788
Hi folks, Firstly apologies because this is going to be a long one. My main question is why was my wife put in to a DMP instead of an IVA. Nearly 6 years ago now we hit the buffers and had to get help and we chose Payplan (who I now despise with a passion, truly awful company). I was clueless and ha...
by Paul.61
Fri Apr 13, 2018 8:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan completion certificate
Replies: 7
Views: 5136
I made my final payment at the beginning of Nov 2017 and got the completion cert in the first week of Feb 2018, 3 months to the day.

However, I hounded Payplan for it as it took them forever (and longer) to do anything I asked for.
by Paul.61
Tue Mar 20, 2018 6:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan Closure Process so far....looking good.
Replies: 8
Views: 4602
Well done on getting to the end, isn't it a great feeling! I made my final payment by way of a F&F to Payplan on Nov 7th 2017 and got my completion certificate at the start of Feb this year. I had all sorts of issues with Payplan and most were caused by their failure to do anything in a timely f...
by Paul.61
Fri Jan 19, 2018 8:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Payplan Certificate of Completion current timescales?
Replies: 6
Views: 3666
Hi, Has anyone had an IVA with Payplan and recently completed? I would like to know how long they are taking to send out from last payment paid out. Thank you in advance. Hi there, I completed by way of a F&F on Nov 7th last year and still have not received my certificate and I am not holding m...
by Paul.61
Tue Nov 28, 2017 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pension draw down before completion cert
Replies: 2
Views: 4960
Until you get that certificate you are still in an IVA and they can grab windfalls, so I would wait untikl then -- unless the pension and proceeds were listed as an excluded asset. Who are you with ? Many firms take less than a couple of months (barring complications) -- Aperture and Payplan take l...
by Paul.61
Tue Nov 28, 2017 6:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pension draw down before completion cert
Replies: 2
Views: 4960
I am sure I am not on my own here when I say my house is falling down! The years building up prior to entering my IVA then for the 5 years during it has meant I had zero to put towards maintenance and our house is in dire need of work, especially now winter has well and truly arrived. I have three p...
by Paul.61
Tue Nov 07, 2017 12:35 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 53917
Just thought I would post an update, I had the meeting earlier today to see if my full and final offer would be accepted. It was!!! I cannot begin to explain the relief! The regular payments that I had made since April were deducted from my initial offer so after nearly 5 years, Payplan finally did ...
by Paul.61
Sat Nov 04, 2017 10:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick Survey
Replies: 14
Views: 1580
Done
by Paul.61
Fri Oct 27, 2017 1:08 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 53917
How did you get on Faye?
by Paul.61
Thu Oct 05, 2017 10:17 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 53917
Wow! I received the hard copy of my proposal in the post this morning. On reading through everything, I have noticed one thing. In my earlier posts I explained that they made me re submit my offer letter, removing the paragraph where I said the offer would reduce by the amount of interim payments. W...
by Paul.61
Wed Oct 04, 2017 1:53 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 53917
Just a quick update... Despite numerous emails and phone calls to my case officer and having not had one reply from her since June 10th, on Thursday Sept 28th I received a message. Ok, only saying 'please contact customer support' which did annoy me a bit, but at least something was happening and I ...
by Paul.61
Wed Sep 27, 2017 10:17 am
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 53917
Follow your IP firms complaint procedure. send everything by registered post and keep copies. Then if not dealt with complain here: https://www.gov.uk/complain-about-insolvency-practitioner ...and btw it is up to you what offer you put to creditors and it is not only common but recommended that any...
by Paul.61
Sun Sep 24, 2017 1:14 pm
Forum: full and final settlements
Topic: Full and final offer taking forever
Replies: 19
Views: 53917
Hi Daphne,out of interest, how far are you in to your F&F offer and how have Payplan acted so far? I would be interested to see if I am just jinxed! Cheers for the reply Foggy. The lady that dealt with my equity release at the very outset signed her letters 'on behalf of the joint supervisors'. ...
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Search found 21 matches Page 1 of 2