Search found 138 matches

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Search found 138 matches Page 1 of 10
by bridgey
Wed May 16, 2018 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Need some advice regarding my IVA please
Replies: 3
Views: 3204
sarah669 wrote:
Need some advice regarding my IVA


What’s the question? Plenty of experts and those who have been, or are still, in an IVA who can help!
by bridgey
Tue May 15, 2018 5:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
And..... it’s been fully approved by all creditors!

We’ve done it, now I can get chasing the solicitors!!

Thanks to everyone on here for support and guidance in this process.
by bridgey
Tue May 15, 2018 4:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Who do I do my IVA with?
Replies: 15
Views: 4198
Thank you all very much for the advice and help. I'm still getting my way round this website hence the late reply. I'll follow up on the links and phone numbers provided. I can honestly say that Janet Mayo and Kate Duggan at Angel Advamce have been absolutely superb dealing with our IVA. I can’t re...
by bridgey
Mon May 14, 2018 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
So had a call from the IP this morning and the creditors have approved my F&F offer (or at least the major creditor has, so can’t be voted down) - just waiting on the creditors for my Wifes to be approved and we are home and hosed. So so so pleased, one final hurdle then can concentrate on compl...
by bridgey
Thu May 10, 2018 10:49 am
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
So a week to go until the voting deadline and as yet no votes in

Watch are the main ones to vote, and normally vote ~2 weeks ahead of time, so maybe they’re not going to vote.
by bridgey
Sun May 06, 2018 6:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Remortgage after 6 years of payments?
Replies: 4
Views: 4194
Are you sure you didn’t have a 6 year IVA with the equity clause; so 7nyears total?

Some Creditors (NRAM) amend the standard 5 to 6
by bridgey
Mon Apr 30, 2018 8:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: OUR IVA WAS ACCEPTED!!
Replies: 6
Views: 3830
As the title says - our IVA was accepted today! Eeeeeeekkk!! I’m so so so so happy and relieved and looking forward to working towards a debt free future! McCambridge Duffy have been handling our case and they have been absolutely amazing every step of the way. So positive right now! :D Congrats To...
by bridgey
Wed Apr 25, 2018 10:50 am
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
Lisa Thomas wrote:
The difficulty is you have decided to put the property on the market before getting approval from the creditors.

Stalling for 3 weeks is a big risk plus there is always the possibility your creditor meeting might be adjourned.


*at the advice of the IP
by bridgey
Tue Apr 24, 2018 7:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Voting houses
Replies: 5
Views: 4411
What/who are voting houses? They are. I believe, organisations who handle the voting on behalf of creditors, like Tix and Max Recovery, as well as the likes of Grant Thornton. Thanks. Our major creditor are, I understand, being represented by a voting house. Not sure if this is +\- regarding our of...
by bridgey
Tue Apr 24, 2018 7:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Voting houses
Replies: 5
Views: 4411
What/who are voting houses?
by bridgey
Tue Apr 24, 2018 6:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
That’s my thinking - but don’t want to jeopardise the sale falling through.

Rock/hard place
by bridgey
Tue Apr 24, 2018 5:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
Ok so the F&F meeting is set for 17 May at 10:30.

Regarding the sale, we’ve been asked to pay £400 for a sellers pack (leashold info) which we are happy to pay, but unsure about doing this before the offer is accepted. Any thoughts?
by bridgey
Tue Apr 17, 2018 9:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
Lisa Thomas wrote:
Is the sale still progressing in the meantime otherwise you may lose the buyer?


It is, yes. Hope to be nearly there by the time the Creditors meet (and accept!)
by bridgey
Mon Apr 16, 2018 8:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
ok so the F&F wording has been agreed and the meeting will be called this week.

Just the 4 weeks to wait for the decision - eek!
by bridgey
Wed Mar 28, 2018 9:11 am
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 28
Views: 5422
No no no no ! You must get the variation order agreed FIRST otherwise ALL of the equity will have to be paid into the IVA unless and until the total debts, interest and costs have been paid back in full! Does your IP perhaps mean get an offer first, before he puts the variation to creditors and the...
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Search found 138 matches Page 1 of 10