Search found 142 matches

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Search found 142 matches Page 1 of 10
by bridgey
Thu Jul 19, 2018 9:21 am
Forum: Ask IVA Forum and Industry experts
Topic: And now the end is near
Replies: 7
Views: 5512
The postman just delivered the completion certificate!!

We’re done!
by bridgey
Tue Jul 03, 2018 10:54 am
Forum: Ask IVA Forum and Industry experts
Topic: And now the end is near
Replies: 7
Views: 5512
5 years, 60 payments, 1 F&F offer accepted, some ups and downs, and today the last payment left our bank account. Have been told by the IP to cancel the SO at the Bank and we will have the completion certificate in the post mid-July. It’s been a funny old 5 years, but it has gone incredibly well...
by bridgey
Fri Jun 08, 2018 1:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 34
Views: 5695
So we’ve exchanged today and complete 22nd!
by bridgey
Mon Jun 04, 2018 8:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 34
Views: 5695
Hi all. So we are set to exchange contracts on the sale on Friday with Completion on 22 June. Payment to the Creditors on 22nd and 60th and final payment on 1 July. I can’t wait until Friday and the call saying we’ve exchanged. It’s been a long road from when we started the IVA but it’s been a rewar...
by bridgey
Wed May 16, 2018 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Need some advice regarding my IVA please
Replies: 3
Views: 5784
sarah669 wrote:
Need some advice regarding my IVA


What’s the question? Plenty of experts and those who have been, or are still, in an IVA who can help!
by bridgey
Tue May 15, 2018 5:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 34
Views: 5695
And..... it’s been fully approved by all creditors!

We’ve done it, now I can get chasing the solicitors!!

Thanks to everyone on here for support and guidance in this process.
by bridgey
Tue May 15, 2018 4:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Who do I do my IVA with?
Replies: 15
Views: 4316
Thank you all very much for the advice and help. I'm still getting my way round this website hence the late reply. I'll follow up on the links and phone numbers provided. I can honestly say that Janet Mayo and Kate Duggan at Angel Advamce have been absolutely superb dealing with our IVA. I can’t re...
by bridgey
Mon May 14, 2018 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 34
Views: 5695
So had a call from the IP this morning and the creditors have approved my F&F offer (or at least the major creditor has, so can’t be voted down) - just waiting on the creditors for my Wifes to be approved and we are home and hosed. So so so pleased, one final hurdle then can concentrate on compl...
by bridgey
Thu May 10, 2018 10:49 am
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 34
Views: 5695
So a week to go until the voting deadline and as yet no votes in

Watch are the main ones to vote, and normally vote ~2 weeks ahead of time, so maybe they’re not going to vote.
by bridgey
Sun May 06, 2018 6:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Remortgage after 6 years of payments?
Replies: 4
Views: 4241
Are you sure you didn’t have a 6 year IVA with the equity clause; so 7nyears total?

Some Creditors (NRAM) amend the standard 5 to 6
by bridgey
Mon Apr 30, 2018 8:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: OUR IVA WAS ACCEPTED!!
Replies: 6
Views: 3877
As the title says - our IVA was accepted today! Eeeeeeekkk!! I’m so so so so happy and relieved and looking forward to working towards a debt free future! McCambridge Duffy have been handling our case and they have been absolutely amazing every step of the way. So positive right now! :D Congrats To...
by bridgey
Wed Apr 25, 2018 10:50 am
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 34
Views: 5695
Lisa Thomas wrote:
The difficulty is you have decided to put the property on the market before getting approval from the creditors.

Stalling for 3 weeks is a big risk plus there is always the possibility your creditor meeting might be adjourned.


*at the advice of the IP
by bridgey
Tue Apr 24, 2018 7:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Voting houses
Replies: 5
Views: 4558
What/who are voting houses? They are. I believe, organisations who handle the voting on behalf of creditors, like Tix and Max Recovery, as well as the likes of Grant Thornton. Thanks. Our major creditor are, I understand, being represented by a voting house. Not sure if this is +\- regarding our of...
by bridgey
Tue Apr 24, 2018 7:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Voting houses
Replies: 5
Views: 4558
What/who are voting houses?
by bridgey
Tue Apr 24, 2018 6:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: NRAM and F&F offers
Replies: 34
Views: 5695
That’s my thinking - but don’t want to jeopardise the sale falling through.

Rock/hard place
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Search found 142 matches Page 1 of 10