Search found 66 matches

Search found 66 matches Page 1 of 5
by nevillebunny
Thu May 10, 2018 7:35 pm
Forum: tips for IVA success
Topic: Mobile Phone Contracts and Sim Only
Replies: 3
Views: 4785
Is Smarty the one where your data is refunded the next month if you don't use it all? I recall reading about them last summer just as they launched. I almost went with them but them my phone was on it's last legs (full to flat battery within an hour) so I went with a Huawei on Vodafone as it was a ...
by nevillebunny
Wed May 09, 2018 6:18 pm
Forum: tips for IVA success
Topic: Mobile Phone Contracts and Sim Only
Replies: 3
Views: 4785
Hi All Throughout my time here I often see people asking about mobile phone contracts and sim contracts. I have recently moved to the Smarty network and thought I would share. Smarty offer sim only contracts on a one month rolling basis. Their deals are competitive and the signup process does not re...
by nevillebunny
Sun Mar 04, 2018 6:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit File
Replies: 2
Views: 4780
Hi All I just want to check that I am right about something. All the creditors that were listed in my IVA, have stated different default dates. I believe these should be all the same, and be the date of the IVA Agreement. Some close to this, but some are a few months later? Any adivce appreicated. N...
by nevillebunny
Sun Feb 11, 2018 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: CreditFix - Full and Final
Replies: 6
Views: 3372
Hi Foggy

Thanks for the help.

So if my parents did make a successful Full and Final, I would still be in the IVA until I get my certificate which would still be after the 12 months.

Is that what you mean?

Kind Regards
James
by nevillebunny
Sun Feb 11, 2018 12:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: CreditFix - Full and Final
Replies: 6
Views: 3372
Hi All. I have asked Creditfix just waiting on a reply, but just curious if anyone has any experience. My mum has offered to put in a Full and Final offer for me to close my IVA, which currently has 12 months left to run. CreditFix have asked her to put the offer in writing, with proof of funds, and...

by nevillebunny
Sun Jul 24, 2016 1:46 pm
Forum: money saving tips
Topic: Hassle free ways to save money
Replies: 2
Views: 1191
lol, no me neither, never won anything. Just amazed that there are so many ways of doing things for cheaper or free with a bit of searching :)

by nevillebunny
Sun Jul 24, 2016 12:55 pm
Forum: money saving tips
Topic: Hassle free ways to save money
Replies: 2
Views: 1191
I came across a website a few weeks ago http://www.searchlotto.co.uk y and thought I would share it. Basically, if you use their search engine (which uses yahoo) they reward you with lotto tickets as part of a syndicate of up to twenty people. Not really one for lottery tickets normally but it is fr...

by nevillebunny
Sat Mar 12, 2016 8:56 pm
Forum: friends corner
Topic: Moments Thought
Replies: 6
Views: 1517
Thanks all sorry for the delayed reply. Its going OK, recent few weeks have been a bit up and down mainly down to my IVA provider providing miss information. But otherwise all good, hope you guys are all good as well x

by nevillebunny
Sun Mar 06, 2016 10:44 pm
Forum: friends corner
Topic: Moments Thought
Replies: 6
Views: 1517
Just wanted to share this, sorry if this is not the right place. Being in an IVA or DMP can be stressfull, can be hard, can be worrying and can cause sleepless nights but when your feeling down think. Are things moving forward from where they were before you started to sort out your finances? Where ...

by nevillebunny
Fri Feb 12, 2016 10:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors did not vote because they wanted more evidence of when I stopped gambling.
Replies: 17
Views: 2584
Excellent news, a fresh start. Wishing you all the best for the future

by nevillebunny
Fri Feb 12, 2016 9:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Really stressed out with Knightsbridge
Replies: 16
Views: 4784
Thanks for the advice and support. It is still up in the air. Finally got to speak to someone on Wednesday who was able to help. He checked my Review and agreed it was wrong. He agreed that my monthly payment should not be doubled as it made no sense. He also agreed I did not owe them an additional ...

by nevillebunny
Sun Feb 07, 2016 6:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Really stressed out with Knightsbridge
Replies: 16
Views: 4784
Thats for the support guys. Whats more frustrating is that all the additional payments that I make are done over the phone with them. Its not like I just do a bank transfer, I phone them up, we discuss it and they take an additional payment of my card. I will send the letter with proof tomorrow via ...

by nevillebunny
Sun Feb 07, 2016 3:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Really stressed out with Knightsbridge
Replies: 16
Views: 4784
Hi Kallis It's complicated I have written them a letter with extra evidence and will call them in a day or so again. Basically my annual review is all over the place. 1. They have not taken into account any of the additional payments that I have made and saying I have 14 days to do so, but I already...

by nevillebunny
Sat Feb 06, 2016 11:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Really stressed out with Knightsbridge
Replies: 16
Views: 4784
Really upset and stressed out with my annual review from Knightsbridge.

Is there anyone from Knightsbridge on this forum as I can't seem to get answers?

by nevillebunny
Mon Sep 14, 2015 7:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Npower Refund
Replies: 4
Views: 1405
Hi Everyone Hope you are all ok. I pay my Gas/Electric to NPower on a monthly. I have just had a refund of them for £240 as they have said my account is in credit. The question I have is can I keep this money or do I need to pay it as a windfall. All the payments made to NPower have been within my a...
Search found 66 matches Page 1 of 5