Search found 31 matches

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by Mark_H2
Fri May 15, 2020 6:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Letter from financial claims office
Replies: 10
Views: 3266

Hi,
I had the same letter this week. I contacted my IVA company and sent my case handler a scanned copy of the letter and they told me to ignore the letter.

It’s now safely shredded and in the bin :D


Thanks
Mark
by Mark_H2
Sun Jun 02, 2019 5:57 pm
Forum: bonus, overtime, pay rises and windfalls
Topic: Overtime payment question ?
Replies: 3
Views: 15626

Fri May 31, 2019 2:54 pmFoggy wrote:
A work related bonus is not a windfall, but will fall under the extra income category and, yes, will be dealt with by the 10% 50/50 rule, as you suppose. The 10% is based on the regular monthly base income as assessed on your last review.

Excellent, thanks
by Mark_H2
Wed May 29, 2019 7:54 pm
Forum: bonus, overtime, pay rises and windfalls
Topic: Overtime payment question ?
Replies: 3
Views: 15626

Hi everyone, I been using and reading lots of posts and found all the information and advice very useful. I’m currently in 5th year of my IVA with McCambridge Duffy and so far while it’s been tough they have been great. I have expecting a bonus payment from work (as I have previously received) and w...
by Mark_H2
Thu Jan 29, 2015 8:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: A couple of quick questions
Replies: 4
Views: 1965

Thanks for the feedback
by Mark_H2
Wed Jan 28, 2015 6:34 am
Forum: Ask IVA Forum and Industry experts
Topic: A couple of quick questions
Replies: 4
Views: 1965

Hi,
Thanks for the reply. I will check what needs to be submitted.
On reflection, I was thinking exactly the same on the car question. Rush of blood to the head......

Thanks
by Mark_H2
Tue Jan 27, 2015 10:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: A couple of quick questions
Replies: 4
Views: 1965

Hi, I'm 4 months into to my IVA and things are tough but going to plan. I have a couple quick questions. My IVA is on me and not my wife. I do not have a bank account as such my salary gets paid Into my wife's account and she transfers an amount into a account I have and I withdraw the cash to leave...
by Mark_H2
Tue Sep 16, 2014 8:23 pm
Forum: friends corner
Topic: VOTES BEFORE MEETING.
Replies: 3
Views: 2023

I had the same fears as you and my meeting was today. I have a called from the company about 50 minutes before the planned meeting to say that all the creditors so far had accepted the proposal. There was only one outstanding and if had not replied in the post from today (that would be processed wit...
by Mark_H2
Tue Sep 16, 2014 8:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: On final countdown to creditor meeting
Replies: 18
Views: 2940

Thanks for all the comments. Quite relieved to be honest. Now the real work and effort starts
by Mark_H2
Tue Sep 16, 2014 10:54 am
Forum: Ask IVA Forum and Industry experts
Topic: On final countdown to creditor meeting
Replies: 18
Views: 2940

Good news it's all approved. Some modifications regarding fees and pension which appear to be reasonable. No changes to the payment etc though :-)

A huge thanks to the McCambridge Duffy team and the forum members for their support and advice during this very difficult time.
by Mark_H2
Mon Sep 15, 2014 9:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: On final countdown to creditor meeting
Replies: 18
Views: 2940

Let the stress begin.... Received a letter today from Barclays saying they are aware of my IVA and have frozen all my accounts. Luckily I moved all my money etc but still a tad stressful !!!!!!!! Fingers crossed for tomorrow.......
by Mark_H2
Sun Sep 14, 2014 9:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Very nervous about creditors meeting on Friday
Replies: 7
Views: 1894

Mine is on Tuesday...I feel exactly the same..., I hope yours goes well.......
by Mark_H2
Sat Sep 13, 2014 9:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: On final countdown to creditor meeting
Replies: 18
Views: 2940

Feeling very nervous at the moment before the creditor meeting on Tuesday...... Fingers crossed all goes well..... Started to get the calls and letters but they have been o k so far.. Tempted to phone and see if any replies have been given so far but decided against it in the end...
by Mark_H2
Sun Aug 31, 2014 9:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Question regarding the first IVA payment
Replies: 4
Views: 1714

Ok, thanks. I have provided my account details but I will double check on Monday
by Mark_H2
Sat Aug 30, 2014 9:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Question regarding the first IVA payment
Replies: 4
Views: 1714

Hi Foggy,
Thanks for the quick reply and clarification....
by Mark_H2
Sat Aug 30, 2014 9:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Question regarding the first IVA payment
Replies: 4
Views: 1714

Hi, I just wanted some thoughts on this. I have received my proposal and I noticed that they are saying I should make the first payment before the creditors meeting. Is this standard practise ? seems quite strange to make a payment before the IVA is approved ???? What's your experience and thoughts ?
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