Search found 5411 matches

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by Lisa2009
Sat Apr 20, 2013 9:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: I was refused a bank account because they said I may have an IVA
Replies: 5
Views: 1078

If you've never applied for an iva then you haven't got one. I'd ask them where they've had that information from
by Lisa2009
Sat Aug 25, 2012 8:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will my inheritance finish my IVA ?
Replies: 7
Views: 1427

You still should be hugely proud of yourself though for doing the very best by your creditors
by Lisa2009
Sat Aug 25, 2012 8:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion of IVA
Replies: 4
Views: 1069

Hang in there, it'll be worth it in the end
by Lisa2009
Sat Aug 25, 2012 8:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: FULL AND FINAL ACCEPTED!!!
Replies: 12
Views: 1647

Congrats from me also
by Lisa2009
Sat Aug 25, 2012 8:47 pm
Forum: friends corner
Topic: Laughs for sale.
Replies: 2
Views: 1541

[:D]
by Lisa2009
Fri Aug 10, 2012 12:16 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi All. My 6 years is up next week and I have a couple of questions about repairing my credit file
Replies: 3
Views: 887

Hi, it's a good idea to send the credit reference agencies a copy of your completion certificate so they can mark it as satisfied. It will disappear after he 6 years provided there are no late defaults recorded after the IVA started. If this is the case you will need to send a copy to said creditor/...
by Lisa2009
Fri Aug 10, 2012 12:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Can anyone help? Just been told I will owe 13k when my IVA finishes in Jan.
Replies: 10
Views: 1904

Has your IP explained the reasons to you. Is there equity to take into account?
by Lisa2009
Thu Aug 02, 2012 6:50 pm
Forum: friends corner
Topic: Big change!
Replies: 14
Views: 2389

Youll be amazing [:D] xxx
by Lisa2009
Thu Aug 02, 2012 6:48 pm
Forum: friends corner
Topic: Tough day ahead - 25 years ago!
Replies: 10
Views: 1789

Hugs xxx
by Lisa2009
Thu Aug 02, 2012 6:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will F&F offer be sufficient ?
Replies: 11
Views: 1678

Deffinitely worth putting forward. The idea is if possible to offer as close to the original promised dividend as possible. A lot of creditors like to get their money early so give it a shot.
by Lisa2009
Wed Aug 01, 2012 10:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion Certificate arrived today
Replies: 19
Views: 2523

I remember the feeling well. Congrats!
by Lisa2009
Wed Aug 01, 2012 9:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: My husband has started an IVA and is due a tax rebate.
Replies: 7
Views: 1285

Hi I think if there's nothing direct in your paperwork then your ip would be the best one to ask but I do suspect some will have to be paid across depending on the ammount
by Lisa2009
Thu Jul 19, 2012 7:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I be forced into getting a remortgage ?
Replies: 4
Views: 1002

I would discuss this with your IP. It does seem a little odd the way you've explained it. You would never be expected to repay more than you originally owed plus fees and possibly interest.
by Lisa2009
Thu Jul 19, 2012 7:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: i am already in an ivapaying 990 per month but my job is in a bad downturn
Replies: 8
Views: 1117

Hi and welcome. You do need to discuss this with your IP. You would be required to fill out an updated income and expenditure form then your payments could be reviewed. It's possible you could have them reduced.
by Lisa2009
Sun Jul 15, 2012 10:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Whoo-hoo!!!
Replies: 12
Views: 1491

Hi and congrats. Your name will cone off the register straight away but the IVA will remain on your credit file for 6 years from acceptance date.
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