Search found 6686 matches

Search found 6686 matches Page 1 of 446
by Lisa Thomas
Mon Jun 18, 2018 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Getting credit score in order post IVA
Replies: 6
Views: 162
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
by Lisa Thomas
Mon Jun 18, 2018 3:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 2
Views: 403
I agree it seems a little light.

Also are you sure the one year extension will definitely apply?
by Lisa Thomas
Mon Jun 18, 2018 3:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Am I in breach of my IVA?
Replies: 2
Views: 464
I'm really surprised you were able to get commercial credit post IVA. Are you sure it's an IVA you are in?

You will have breached any IVA terms as regards credit and should come clean to your IP.
by Lisa Thomas
Mon Jun 18, 2018 3:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice on 6th year IVA
Replies: 5
Views: 907
Have you had a recent valuation and redemption figure from any secured creditors to establish whether your wife's share of equity is above the standard minimum (35k)?

If you can challenge Creditfox's calculation of equity the extension may not apply.
by Lisa Thomas
Mon Jun 18, 2018 3:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA has become complicated
Replies: 2
Views: 1072
How long do you have left in your IVA?
by Lisa Thomas
Mon Jun 18, 2018 3:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equity release
Replies: 2
Views: 1015
What are your IVA terms about the equity?

My quick video here might help you understand your options.

Also, recommend you verify the equity level in your property to see if the standard clause applies.

https://youtu.be/PHfc85n39U4
by Lisa Thomas
Fri Jun 15, 2018 11:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum to exit IVA early.
Replies: 3
Views: 1338
Check what was in the original letters when your Nominee/IP wrote to you about why you have chosen the IVA over other options - the alternatives should have been explained in the letter and the reasons they have been discounted.
by Lisa Thomas
Fri Jun 15, 2018 8:07 am
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 3002
You're welcome, best of luck.
by Lisa Thomas
Thu Jun 14, 2018 2:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IP claim PPI 4 years after IVA closure
Replies: 3
Views: 1415
Yes I'm afraid so as a case in the Courts (Greene v Wright) has upheld that this assets belongs to the IVA on trust for your creditors.

Depending on the size Varden Nuttall may let you have it or may re-open your |IVA to pay the funds to your creditors.
by Lisa Thomas
Thu Jun 14, 2018 1:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA with Freeman Jones
Replies: 5
Views: 1515
You need to put these concerns in writing to them (by registered post) and ask for a written explanation.
by Lisa Thomas
Thu Jun 14, 2018 12:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 3002
If you have authority then it shouldn't be restricted to only speaking to certain people - I suspect this is just the gatekeepers way of preventing the IP from having to speak to debtors, sadly.
by Lisa Thomas
Thu Jun 14, 2018 10:12 am
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 3002
To be fair I doubt they can talk to your about your husband's IVA. But as regards the dates your husband needs to look at his IVA proposals (and any modification) to see how long was allowed for the closure process. Many firms include 6 months but that is usually the maximum before the Government Ga...
by Lisa Thomas
Wed Jun 13, 2018 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can a creditors meeting go on for?
Replies: 2
Views: 1743
suspend one hour - adjourn as many times as necessary but no more than 14 days between the first and last.
by Lisa Thomas
Wed Jun 13, 2018 9:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Car finance post IVA
Replies: 3
Views: 1984
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
by Lisa Thomas
Tue Jun 12, 2018 8:06 am
Forum: Ask IVA Forum and Industry experts
Topic: What iva companies are out there
Replies: 2
Views: 2259
I'd be happy to give you some advice - feel free to call me on 01752 786800.
Search found 6686 matches Page 1 of 446