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Search found 6680 matches Page 1 of 446
by Lisa Thomas
Fri Jun 15, 2018 11:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Lump sum to exit IVA early.
Replies: 3
Views: 1164
Check what was in the original letters when your Nominee/IP wrote to you about why you have chosen the IVA over other options - the alternatives should have been explained in the letter and the reasons they have been discounted.
by Lisa Thomas
Fri Jun 15, 2018 8:07 am
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 2821
You're welcome, best of luck.
by Lisa Thomas
Thu Jun 14, 2018 2:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can an IP claim PPI 4 years after IVA closure
Replies: 3
Views: 1243
Yes I'm afraid so as a case in the Courts (Greene v Wright) has upheld that this assets belongs to the IVA on trust for your creditors.

Depending on the size Varden Nuttall may let you have it or may re-open your |IVA to pay the funds to your creditors.
by Lisa Thomas
Thu Jun 14, 2018 1:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA with Freeman Jones
Replies: 5
Views: 1342
You need to put these concerns in writing to them (by registered post) and ask for a written explanation.
by Lisa Thomas
Thu Jun 14, 2018 12:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 2821
If you have authority then it shouldn't be restricted to only speaking to certain people - I suspect this is just the gatekeepers way of preventing the IP from having to speak to debtors, sadly.
by Lisa Thomas
Thu Jun 14, 2018 10:12 am
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 2821
To be fair I doubt they can talk to your about your husband's IVA. But as regards the dates your husband needs to look at his IVA proposals (and any modification) to see how long was allowed for the closure process. Many firms include 6 months but that is usually the maximum before the Government Ga...
by Lisa Thomas
Wed Jun 13, 2018 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can a creditors meeting go on for?
Replies: 2
Views: 1577
suspend one hour - adjourn as many times as necessary but no more than 14 days between the first and last.
by Lisa Thomas
Wed Jun 13, 2018 9:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Car finance post IVA
Replies: 3
Views: 1817
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
by Lisa Thomas
Tue Jun 12, 2018 8:06 am
Forum: Ask IVA Forum and Industry experts
Topic: What iva companies are out there
Replies: 2
Views: 2092
I'd be happy to give you some advice - feel free to call me on 01752 786800.
by Lisa Thomas
Mon Jun 11, 2018 2:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: What banks allow equity release
Replies: 1
Views: 2117
Are you in an IVA?

Can you explain more about what you are trying to achieve with the equity release for your IVA?
by Lisa Thomas
Mon Jun 11, 2018 2:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Selling a house post IVA
Replies: 3
Views: 2159
The Trust argument only relates to assets unknown/not dealt with as part of the IVA proposals - i.e the PPI debarkle so if your property was declared and retained as part of the IVA and you have successfully completed it and obtained your CC then you are free to do what you want with your property.
by Lisa Thomas
Mon Jun 11, 2018 8:47 am
Forum: Ask IVA Forum and Industry experts
Topic: Can the debt I am owed be included in my friends IVA?
Replies: 4
Views: 2459
Yes you should claim in the IVA.

Do you have bank statements to show the payment?
by Lisa Thomas
Mon Jun 11, 2018 8:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Paid off priority debts with a lump sum
Replies: 3
Views: 2543
They could fail the IVA and she could be left facing Bankruptcy.
by Lisa Thomas
Mon Jun 11, 2018 8:44 am
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 2821
6 months is the maximum - you should make a complaint.
by Lisa Thomas
Mon Jun 11, 2018 8:43 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA breach??
Replies: 3
Views: 2844
Your IP has to send you an annual report within 2 months of each anniversary which will include details of all the Receipts & Payments in your IVA. They do not have to tell you each time they receive a receipt.
Search found 6680 matches Page 1 of 446