Search found 6698 matches

Search found 6698 matches Page 1 of 447
by Lisa Thomas
Fri Jun 22, 2018 1:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA has become complicated
Replies: 6
Views: 2453
What happened to your ex employer's company? Records still need to be maintained so he should still have kept them...
by Lisa Thomas
Fri Jun 22, 2018 1:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I cash in some pension?
Replies: 3
Views: 357
Wait until you have your C. Send a complaint to your IP in writing via registered post about last of response and issuing of CC. If you already made your complaint in writing then escalate it here: https://www.gov.uk/complain-about-insolvency-practitioner Bear in mind some firms tale up to 6 months ...
by Lisa Thomas
Fri Jun 22, 2018 1:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA has become complicated
Replies: 6
Views: 2453
I expect you can get a copy of your P60 info from HMRC.

Hopefully you can put forward a settlement based on the last 12 onths payment from your Dad to finish the IVA BUT bear in mind you have not been paying your post IVA taxes for 2 years so will also need to deal with this debt too.
by Lisa Thomas
Thu Jun 21, 2018 8:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Time, acceptance rates...
Replies: 10
Views: 946
Welcome to the forum and best of luck with your MOC.

What is the payment is due on 29th July that you refer to?
by Lisa Thomas
Wed Jun 20, 2018 4:01 pm
Forum: a success story
Topic: Seven years on......
Replies: 6
Views: 898
Lovely post, thank you for sharing.
by Lisa Thomas
Wed Jun 20, 2018 3:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix I +e review form
Replies: 3
Views: 890
Did you put these figures down last year?
by Lisa Thomas
Wed Jun 20, 2018 3:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Selling a house whilst in an IVA
Replies: 5
Views: 1000
I would still recommend you get the variation in place first.

How much are your contributions?
How long do you have left in your IVA?
How much debt did you have originally?
How much is your estimated share of net equity?
by Lisa Thomas
Wed Jun 20, 2018 11:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Selling a house whilst in an IVA
Replies: 5
Views: 1000
Have you taken advice before making this decision as most debtors enter into an IVA to keep their property and stay on the housing ladder? If you sell it without a variation approved by creditors then you will have to pay over all of your share of equity unless and until the total debts, costs and u...
by Lisa Thomas
Wed Jun 20, 2018 8:09 am
Forum: Ask IVA Forum and Industry experts
Topic: What proof will be required to show that I can't remortgage
Replies: 4
Views: 1182
Not all IVAs will have that term in - it depends whether your chosen IP uses the IVA protocol template.
by Lisa Thomas
Wed Jun 20, 2018 8:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Is this anything to do with PPI
Replies: 3
Views: 1265
A deed of assignment usually assigns (transfers) something from one party to another.

What you need to look for is if you had Payment Protection Insurance.
by Lisa Thomas
Wed Jun 20, 2018 8:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Advice on 6th year IVA
Replies: 11
Views: 2360
Sorry for the typo in my post above - I meant £5k not £35k minimum equity.

As you have over £5k equity then (depending on your terms) It would seem that the year extension may apply to you - watch my video here -

https://youtu.be/PHfc85n39U4
by Lisa Thomas
Tue Jun 19, 2018 2:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit file record after IVA
Replies: 3
Views: 1224
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
by Lisa Thomas
Mon Jun 18, 2018 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Getting credit score in order post IVA
Replies: 8
Views: 1552
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
by Lisa Thomas
Mon Jun 18, 2018 3:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 2
Views: 1734
I agree it seems a little light.

Also are you sure the one year extension will definitely apply?
by Lisa Thomas
Mon Jun 18, 2018 3:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Am I in breach of my IVA?
Replies: 2
Views: 1866
I'm really surprised you were able to get commercial credit post IVA. Are you sure it's an IVA you are in?

You will have breached any IVA terms as regards credit and should come clean to your IP.
Search found 6698 matches Page 1 of 447