Search found 339 matches

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Search found 339 matches Page 1 of 23
by watzki
Fri Jan 12, 2018 2:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Gambling
Replies: 6
Views: 1503
Excellent post!!! I was too a bit of a gambler it was those roulette machines,although I never spent a lot or it was the reason for our debt, I was spending quite a few quid a month. Until we entered our iva I didn't realise how much I was spending,even now I still think off the money I spent on tho...
by watzki
Mon Jan 08, 2018 8:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: feels like its never going to end
Replies: 7
Views: 2612
We always felt the same way in January,but in a way found these next couple of months the easiest.
Keep been positive and the time will fly
by watzki
Thu Dec 28, 2017 3:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual Review Worries
Replies: 9
Views: 4471
I had to supply payslips every six months but no bank statements we also had to send off p60''s aswell.
So you see each company is different
by watzki
Sun Dec 24, 2017 9:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Merry Christmas
Replies: 5
Views: 5046
Merry Christmas to everyone
by watzki
Sun Dec 24, 2017 7:19 am
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate :D
Replies: 5
Views: 5585
Great news and a very happy Christmas to you
by watzki
Fri Dec 08, 2017 11:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 3
Views: 6429
Great post
by watzki
Wed Dec 06, 2017 6:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Great news...but
Replies: 4
Views: 6753
When I was paid fortnightly I didn't need to pay anything extra,as my pay was still worked out monthly.Even when I was on paid weekly my pay was still worked out for the month. They told me how much I could earn weekly or fortnightly before I had to pay extra. So say my IVA company said my average w...
by watzki
Wed Nov 22, 2017 9:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Public Liability Insurance
Replies: 2
Views: 1827
Try simply buisness I got public liability while I was in an iva
by watzki
Mon Nov 13, 2017 7:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Life insurance
Replies: 3
Views: 137
My life insurance policy was included in my iva but it was already set up before I entered the iva.
It was a life insurance that ran along side my mortgage
by watzki
Sun Nov 12, 2017 5:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Christmas approaching
Replies: 3
Views: 258
Hi all and his to all the people starting out on their journey to a debt free future. As Christmas is quickly approaching it got me thinking about the six Christmases we had whilst in our IVA. Life was a struggle, not much cash for prezzies or socialising,no cash for anything really in the first yea...
by watzki
Fri Nov 03, 2017 2:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will my IVA be rejected if I pay for my booked holiday ?
Replies: 12
Views: 352
I agree I didn't need to send bank statements for my meeting,so if they don't ask don't send
by watzki
Thu Oct 05, 2017 6:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Freeman Jones are advising I owe more money, throughout I have been mislead
Replies: 6
Views: 274
HI Mary I was with FJ and to be honest I thought they were fine. But with six months to go they told me I owed circa 4500. I challenged them to where they got their figures from and I asked for proof. In the end they said I owed 850,I accepted this. So do challenge them snd ask for proof of the arre...
by watzki
Tue Sep 26, 2017 6:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: What does this mean - Legally Binding Agreement?
Replies: 5
Views: 224
I was with freeman Jones and found by been upfront and honest with them our IVA basically past without many hiccups.
Mind you they tried to say I owed them circa £4500 in arrears in the last six months but after challenging them and a few phone calls it was only £836
by watzki
Sun Sep 24, 2017 4:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Its over F&F agreed on friday
Replies: 4
Views: 181
Congratulations I raise a glass to your debt free future
by watzki
Sat Sep 23, 2017 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Northern Rock Insisting on 6 years IVA? (7 without remortgaging)
Replies: 7
Views: 268
Same here I had to do six years insisted by NRAM
punished by the people who caused the financial crisis,who pushed people to borrow more than they could afford,then treated them like cap
BTW NRAM will sell your loan on towards the end of your iva
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Search found 339 matches Page 1 of 23