Search found 136 matches

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Search found 136 matches Page 1 of 10
by Kazza
Thu Nov 08, 2018 8:17 am
Forum: Ask IVA Forum and Industry experts
Topic: No completion yet
Replies: 5
Views: 3601
Hi, We had a similar problem back in 2016. We completed in Aug 16 but by Dec still had no CC. I posted on here back on 14th December - you may want to search my posts, and whilst your situation may differ from mine, it was what Michael Peoples responded with below that actually got it sorted. I used...
by Kazza
Wed Nov 07, 2018 7:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Barclays Not As Helpful
Replies: 5
Views: 3894
Any had much experience getting Barclays to update the credit agencies in a timely manner? Had a few conversations with them and don't feel reassured. PRA group and Sainsburys Bank haven't been perfect but alot more helpful. Tend to get 6-8 lead times and no promises or concrete reassurance. Hi, I ...
by Kazza
Fri Sep 14, 2018 2:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Defaulted Then Settled - Some Accounts Don't Say Settled After
Replies: 9
Views: 5972
Foggy usually post a link and when he does, it gives info re credit files and there's a template letter. I originally addressed my letters to the address's payplan had on file, but now 6 years on it seems some of those address's were wrong. This time around, I googled the company, sometimes called f...
by Kazza
Fri Sep 14, 2018 1:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Defaulted Then Settled - Some Accounts Don't Say Settled After
Replies: 9
Views: 5972
I must say, I went from someone not being bothered to someone clearly VERY bothered about her credit file!! all should have been looking fab last week....I'd cleared various things up (long ago or so I thought) got default dates corrected, except there still seemed a few creditors (ones that had deb...
by Kazza
Wed Sep 12, 2018 7:00 am
Forum: Ask IVA Forum and Industry experts
Topic: 3-6 months for F&F meeting?
Replies: 6
Views: 5833
Hi, Although this was back in 2016, we were with Payplan and started the F&F process beginning of April when my husband got made redundant. I was very well prepared for this (well hoping redundancy wouldn't happen but it'd been on the cards for months!) so all letters/documents were submitted v ...
by Kazza
Mon Aug 20, 2018 7:02 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit File Clean Up Post-IVA
Replies: 9
Views: 4205
We started our IVA Sept 2012 and finished early with F&F Aug 2016 so am hoping it falls off next month! albeit it makes no odds to me as have long since been on a great fixed rate repayment (was interest only!) 10 year mortgage deal with my existing lender and have since bought a new car etc and...
by Kazza
Mon Jun 04, 2018 12:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: ahhhhhhhhhh!!!!
Replies: 4
Views: 4711
wonderful news! Such a lovely feeling! Well done :D :D
by Kazza
Fri Jun 01, 2018 5:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: How much PPI goes into IVA
Replies: 8
Views: 5097
Sorry Kallis, so busy with work these days (which is great!) I sometimes forget/ don’t get the chance to check the forum like I used to (I swear I lived on here 24/7 whilst we were in the IVA!!) But yes, extremely lucky as never expected to see a penny but boy we did alright with it all! Our actual ...
by Kazza
Thu May 31, 2018 12:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: How much PPI goes into IVA
Replies: 8
Views: 5097
We were always lucky with PPI claims as Payplan always gave us the 8% stat interest that's awarded on PPI. Even after almost 2 years out of the IVA we've just been given 2 lots of Barclaycard stat 8% interest! (we had interlocking IVA's). And we had a lot of successful claims whilst the IVA was runn...
by Kazza
Sun Oct 15, 2017 6:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quick Survey
Replies: 14
Views: 2002
Done the survey :D
by Kazza
Thu Aug 10, 2017 5:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Hi Ediunia, so sorry to hear that news. Not heard of a rejection personally on here. Tesco Loan was one of our largest creditors, but we'd had the loan for some years by the time we went into the IVA. But we'd upped an upped the loan amount and term time to the max! Anyway, good luck going forward. ...
by Kazza
Wed Aug 09, 2017 12:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Good Luck! you will be fine and I'm going to bet on you being accepted! :D
by Kazza
Mon Aug 07, 2017 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: What it would take for an early settlement offer?
Replies: 12
Views: 579
Absolutely Paul. It was husbands redundancy last year that lead to our F&F! Distressing times back then (he did NOT like his new job for the first few months!) but stuck with it, F&F accepted and a year on we're both earning more (and no sharing pay increases + tons of OT!!) and life is fant...
by Kazza
Mon Aug 07, 2017 3:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: What it would take for an early settlement offer?
Replies: 12
Views: 579
Thanks Michael. It was your help / advice that got my completion certificate moving along! - so I'll be ever grateful to you for that. I've had no problems what so ever since completion and still being insolvent! Happy days!Thanks again Michael :D
by Kazza
Mon Aug 07, 2017 3:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: What it would take for an early settlement offer?
Replies: 12
Views: 579
We're with the Coventry Building society and out of the IVA for almost a year but credit still shot until 2018 (who cares though right!) and back in February this year we moved over from interest only to repayment, but we're on a fixed rate of 4.15% until 30/09/17. We were paying £600 per month on i...
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Search found 136 matches Page 1 of 10