Search found 78 matches

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by Allywally
Thu Oct 10, 2019 12:22 pm
Forum: IVA creditors meeting soon: wish me luck!
Topic: Scared ain't the word
Replies: 11
Views: 1712

I was in a similar position but told my husband before my meeting was to be held. He supported me totally and we are now through that difficult 6 years feeling so lucky. Please speak to him, I wont tell you it was easy but the relief when it started was massive. Good luck
by Allywally
Fri Oct 04, 2019 11:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Off the register
Replies: 4
Views: 1726

Hi Just want to say it is 12.30am on 5th October 2019 and I have just looked on the Insolvency register and my name has gone. My IVA completed on 28th June and notice was received by the register on 5th July so exactly 3 months. What a strange feeling it is. I am officially solvent. :D Thanks for re...
by Allywally
Sun Sep 22, 2019 8:30 am
Forum: thinking of making your first post ?
Topic: An IVA is probably coming
Replies: 5
Views: 1889

You will find all the help and advice you need on here, just completed my IVA and found it very reassuring that I wasn't alone during such a difficult time. Good luck.
by Allywally
Fri Sep 20, 2019 8:28 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F offer or write-off
Replies: 30
Views: 4449

Great post. Very helpful for fellow IVAers to read the pitfalls that exist and the final outcome too. Good luck with your debt free life and retirement :D
by Allywally
Sat Sep 14, 2019 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit card after completion
Replies: 4
Views: 2518

Hi I have my completion certificate and credit files are clear, still on register until end of September (hopefully). I looked at Totallymoney credit file and it suggested likely credit cards I would be accepted for. Decided to apply for M&S but was turned down, letter explaining why would come in t...
by Allywally
Tue Sep 10, 2019 4:46 pm
Forum: tips for IVA success
Topic: IVA Completed April 2019 - What happened in first 4 weeks...
Replies: 4
Views: 4963

My experience was very similar over the same period of time. Well done and great post. :D
by Allywally
Thu Aug 29, 2019 10:30 pm
Forum: a success story
Topic: End of a journey
Replies: 6
Views: 5648

Had mine since early July and still cannot believe its over - well done.
by Allywally
Thu Aug 29, 2019 10:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Tax credit overpayment
Replies: 17
Views: 3077

Well said Foggy, thats an IVA in a nutshell, although I have finished mine it still amazes me to think I don't owe anyone anything - six plus years ago I thought there was no hope for me. :D
by Allywally
Wed Aug 28, 2019 2:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Register shows current not completed
Replies: 7
Views: 3296

Hopefully the change will be made soon.
by Allywally
Wed Aug 28, 2019 8:39 am
Forum: Ask IVA Forum and Industry experts
Topic: Register shows current not completed
Replies: 7
Views: 3296

I understand your frustration as I found I was very anxious to get everything finalised. Did you tell them the date of completion on your certificate? Good luck.
by Allywally
Wed Aug 28, 2019 8:36 am
Forum: Ask IVA Forum and Industry experts
Topic: Register shows current not completed
Replies: 7
Views: 3296

I got a very quick response, maybe try again?
by Allywally
Wed Aug 28, 2019 8:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Register shows current not completed
Replies: 7
Views: 3296

Hi

On the insolvency register there is an option to report error, I asked when my listing would be marked completed and I got a reply saying it had been updated and it was.
by Allywally
Fri Aug 23, 2019 6:51 am
Forum: Ask IVA Forum and Industry experts
Topic: What happens next?
Replies: 15
Views: 2536

Hi

I was with Freeman Jones and have to say my completion went without a hitch and they were very helpful with any queries I had. Brilliant team. Good luck.
by Allywally
Fri Aug 16, 2019 2:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: POST OF THE MONTH
Replies: 9
Views: 2619

Thanks, this forum has a massive pull on me, I am on holiday on the Outer Hebrides with its stunning beaches and scenery but still find time to see what is happening in the land of IVAs. Keep up the good work. :D
by Allywally
Fri Aug 16, 2019 11:23 am
Forum: Ask IVA Forum and Industry experts
Topic: POST OF THE MONTH
Replies: 9
Views: 2619

Wow, thankyou so much Foggy, details emailed. :D :D :D :D :D
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