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by Allywally
Fri Jul 19, 2019 7:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: creditors meeting is coming 23rd of july next Tuesday.
Replies: 10
Views: 212

Good luck for Tuesday, we’ve all been there and felt the relief too. Be positive.
by Allywally
Wed Jul 17, 2019 12:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Worried that my iva might be rejected
Replies: 35
Views: 3721

Great news, I feel that relief all over again.
by Allywally
Sun Jul 14, 2019 8:03 am
Forum: Ask IVA Forum and Industry experts
Topic: Does a personal Injury payout have to be paid into IVA?
Replies: 3
Views: 808

Hi

I also had personal injury claim during IVA and didn't have to pay any in, like you there were no loss of earnings which I believe might make a difference. Good luck.
by Allywally
Thu Jul 11, 2019 11:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Nervous about creditors meeting
Replies: 66
Views: 2777

So happy for you, I remember the relief is unbelievable.
by Allywally
Tue Jul 09, 2019 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nervous about creditors meeting
Replies: 66
Views: 2777

So unfair keeping you waiting :(
by Allywally
Mon Jul 08, 2019 11:02 am
Forum: credit
Topic: credit rating after the IVA has finished
Replies: 5
Views: 1913

Hi
Does being on the insolvency register for three months from receiving completion certificate still have an adverse effect?
by Allywally
Sun Jul 07, 2019 6:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nervous about creditors meeting
Replies: 66
Views: 2777

I have to admit this was one of the worst days of my life! But the feeling when it was accepted was amazing. Good luck hope you don't wait too long for a response.
by Allywally
Sun Jul 07, 2019 9:45 am
Forum: Ask IVA Forum and Industry experts
Topic: Bank account
Replies: 5
Views: 857

Here’s another reason this forum is so helpful. I too have Coop cashminder and this answer from the ever helpful Foggy makes the onward journey from my (just completed) IVA easier. Thank you again Foggy. :D
by Allywally
Sat Jul 06, 2019 6:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completition certificate arrived!
Replies: 4
Views: 1574

Letter or scrap of paper, as long as it is in my possession I am HAPPY :D
by Allywally
Wed Jul 03, 2019 3:31 pm
Forum: thinking of making your first post ?
Topic: Completion Certificate
Replies: 2
Views: 958

I will feel positively wealthy Foggy :D
by Allywally
Wed Jul 03, 2019 2:48 pm
Forum: thinking of making your first post ?
Topic: Completion Certificate
Replies: 2
Views: 958

I can hardly believe it but I received my completion certificate today. IVA was approved on 25th February 2013 and final payment 26th April 2019. I cannot tell you how much this forum helped me believe that I wasn't the only one to fall foul of the easy credit years. Of course I accept my failure in...
by Allywally
Tue Jul 02, 2019 2:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is an IVA Free?
Replies: 5
Views: 1680

Nicola123 There is help out there, ask for it. You will probably feel there is no hope, I’ve been there, but six years on I am at the end of the journey and life is good again. I found the people I spoke to were very understanding and I never felt judged by them, go for it there are thousands just l...
by Allywally
Thu Jun 27, 2019 5:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long does it take to get IVA completion letter
Replies: 2
Views: 1918

Hi Bev756

My last payment was 21April (also with Freeman Jones) and a payment has gone into my bank from FJ today, I am hopeful this means my completion has been looked at, no letter but fingers crossed.
by Allywally
Tue Jun 25, 2019 9:55 pm
Forum: thinking of making your first post ?
Topic: Awaiting completion certificate
Replies: 3
Views: 1079

Thanks Foggy, I know it wont be another six years but not knowing when is torture.
by Allywally
Tue Jun 25, 2019 7:22 pm
Forum: thinking of making your first post ?
Topic: Awaiting completion certificate
Replies: 3
Views: 1079

Hi, I made my last payment on 26th April and my case was handed to debt free team on 30th May but I have to say that apart from the first few weeks of not knowing what was going to happen, wondering could I get through this etc I think this is by far the worst part. I know I am nearly there but unti...
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