Search found 10 matches

Search found 10 matches Page 1 of 1
by Stella2017
Fri Dec 01, 2017 3:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Drop in wage
Replies: 3
Views: 6396
I sent them 3 letters since October about my change of circumstances and I only got a reply today. All the letters I sent had the ''change of circumstances'' as subject at the top. Indeed, when I got a payrise last year, they were quick to increase my payments! I'll send them a copy of my new paysli...
by Stella2017
Fri Dec 01, 2017 12:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Drop in wage
Replies: 3
Views: 6396
Hi I changed job in October and my net salary has dropped by £178. I sent letters to NTF but they are are saying I have to keep paying at the old wage rate? I'm actually saving on fuel, so, with the new wage, my calculations show I would pay £78 less a month. Can they refuse to drop the monthly paym...
by Stella2017
Sat Feb 11, 2017 7:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
Hi Update: they have recalculated and I can carry on paying out, albeit a reduced amount. All good for now. They've just sent me some paperwork to fill in about my mortgage to find out if it's been missold. I'm in my 5th year and they've never asked before? They enclosed a letter of authority but no...
by Stella2017
Wed Jan 18, 2017 8:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
Thanks Lisa, there is no restriction on the house, my OH has always refused to sign the document, hence i am going for a 6th and last year. so i'm hoping the worst case scenario won't happen and that i can just pay a lower amount and keep living in the house. i still haven't heard from the IP but i ...
by Stella2017
Sun Jan 15, 2017 9:22 am
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
thank luluj, so my OH may have actually done me a favour lol i'll do what you said. i owed £60k so i'll be surprised if they want me to stop paying but we'll see.i'll update when i hear from them. they used to threaten me with bankruptcy at the slight mishap. i feel better now that i have accepted O...
by Stella2017
Sat Jan 14, 2017 9:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
thanks, unfortunately my IP have not been the best to deal with, they've stressed me out for years. it only stopped end of last year when they agreed i would carry on for a 6th year. then i could see the end of the tunnel so my OH leaving is a bit of a blow. i'm waiting until all this is over to mak...
by Stella2017
Sat Jan 14, 2017 9:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
thanks Foggy, i've drafted a letter to my IP. will have to see what they say, i just don't want to be put in bankruptcy situation because of him.
thanks, Stella
by Stella2017
Sat Jan 14, 2017 2:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
thanks luluj, however does that not mean i'll be made bankrupt? i'm so closed to finishing, only a year left and my OH is messing everything up.
by Stella2017
Fri Jan 13, 2017 8:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
the iva is in my name, that's why he always refused to have anything to do with it, and he begrudge having to give up some of his pay towards it.
by Stella2017
Fri Jan 13, 2017 8:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: my partner has left
Replies: 20
Views: 759
Hi, I have an IVA and it's always made things difficult with my partner. He has now decided to leave as things are just too stressful between us. we have a joint mortgage and he doesn't want to sell the house because he knows some of it will go to the IVA company. I already had to fight with the IVA...
Search found 10 matches Page 1 of 1