Search found 285 matches

  • 1
  • 2
  • 3
  • 4
  • 5
  • 19
Search found 285 matches Page 1 of 19
by FormerlyST1100
Thu Jan 11, 2018 7:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Is Money in Control a reputable company? I really need reassurance.
Replies: 10
Views: 2278
I cannot find any sign of that company with the Government Companies House.

If it was myself I would avoid them, especially as there has been a post on here about them a couple of years ago cold calling someone already in an IVA.
by FormerlyST1100
Wed Jan 10, 2018 12:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pip windfall in iva
Replies: 10
Views: 2799
Gallacter, did you mean PIP or PPI?
by FormerlyST1100
Tue Jan 09, 2018 7:54 am
Forum: Ask IVA Forum and Industry experts
Topic: feels like its never going to end
Replies: 7
Views: 3016
Stick in there Flapjack, it is something that is a load of ups and downs, as I found out myself BUT there is light at the end of the tunnel. I was lucky not to have any equity in my property so mine lasted 5 year not 6 so had to wait 12 months after the end for it all to disappear from my credit rec...
by FormerlyST1100
Mon Jan 08, 2018 7:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Noddle and GiffGaff, show me with a below average score
Replies: 6
Views: 3359
I found that Noodle had a lower score for myself than Clearscore did (which was in the Excellent band) but they also completely omitted my mortgage from their reports. Have not looked back at Noodle since that first try about 3 months ago and just keep an eye on Clearscore which, for myself, shows e...
by FormerlyST1100
Tue Dec 12, 2017 7:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I open a new bank account with overdraft facility now IVA has been settled ?
Replies: 2
Views: 6524
If it was myself, I would wait until after Feb 2018 and the IVA and debts comes off your Credit Reports, this way you would then be clear for more choice of bank accounts.
by FormerlyST1100
Tue Nov 14, 2017 3:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: shares and pension contributions
Replies: 19
Views: 353
If you delcare the shares I doubt very much they will fail it as long as you then cash them in and pay the over. It depends on how you value honesty in your IVA and the IVA contract you entered into. With mine, I forgot completely about having an insurance policy that was due to pay out on my 50th b...
by FormerlyST1100
Fri Nov 10, 2017 7:38 am
Forum: Ask IVA Forum and Industry experts
Topic: If I live with a partner are they liable to pay towards my IVA ?
Replies: 4
Views: 196
With the majority of IVA Companies then no. You will be requested to provide inormation of their income but all that is for is to ensure they are paying a fair share of the bills according to how much each earns .. if you dont give them this info they will assume that share is 50/50, which could be ...
by FormerlyST1100
Thu Nov 02, 2017 3:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture ..... Feeling very frustrated!!!
Replies: 7
Views: 340
Just shows the difference in companies ... Stepchange has thousands of customers and only one IP and able to get completion certificates out within 6 weeks.

Fingers crossed you don't have to wait much longer.
by FormerlyST1100
Wed Oct 11, 2017 9:45 am
Forum: Ask IVA Forum and Industry experts
Topic: What a difference 2 years can make
Replies: 3
Views: 289
Some of you may remember (or I have gone on about it :( ) that my IVA came to an end with Stepchange 2 year ago Aug gone, the CC arriving within around 6 weeks and it dropping off the Register 3 months to the day. Around 4 months before the end of my IVA I was in a position that I needed to replace ...
by FormerlyST1100
Tue Oct 10, 2017 6:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Delayed Inherited money going into cancelled IVA! Can i challenge this?
Replies: 5
Views: 321
One of the reasons for cancelling the IVA was that all my first years payments were swallowed up in fees. Can I appeal this decision? It seems that the solicitors dealing with the estate have just caved into the IPs demands. This is completely normal in an IVA and is agreed between the IVA compamy ...
by FormerlyST1100
Thu Oct 05, 2017 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Freeman Jones are advising I owe more money, throughout I have been mislead
Replies: 6
Views: 275
Have Freeman Jones explained what the extra money is for?

Is it due to you earning more certain months throughout the IVA for which extra payments have not been made
or
have you a property which has equity in it so have to pay the extra 12 months in lieu of this.
by FormerlyST1100
Thu Jun 08, 2017 11:52 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company wants access to bank accounts. Can they force?
Replies: 21
Views: 877
If it was me, and I guess most people on here, the ONLY people that I would be happy with ANY sort of online access to my Bank Account is my bank and myself. If and when my IP wanted to see anything on my statements they asked for copies ... anything else opens up more security issues ... the least ...
by FormerlyST1100
Thu Jun 01, 2017 7:48 am
Forum: Ask IVA Forum and Industry experts
Topic: Job Promotion
Replies: 8
Views: 275
Congratulations on the promotion ... I was with Stepchange and received a payrise each year just 3 months after each review, they did not want to know about it until the annual review but it could be that my payrises were never over the 10% extra I was allowed to earn before any extra payment that m...
by FormerlyST1100
Wed May 31, 2017 2:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mis-sold IVA Pareto Money. I cancel it & they going to invoice me £2000 bill!!
Replies: 14
Views: 667
Or if you are the only one in the household that is in the IVA but others earn then Payplan are the last IVA company you want to set your IVA up with.
by FormerlyST1100
Tue May 30, 2017 10:05 am
Forum: Ask IVA Forum and Industry experts
Topic: ClearScore scores
Replies: 4
Views: 280
It is coming up to 2 years since the end of my 5 year IVA in around 3 months time and I have been keeping an eye on my credit score on ClearScore. I have been informed by Capital One that they are going to raise my credit limit from £1000 to £2000 in June. My credit rating on there has gone up gradu...
  • 1
  • 2
  • 3
  • 4
  • 5
  • 19
Search found 285 matches Page 1 of 19