Search found 291 matches

  • 1
  • 2
  • 3
  • 4
  • 5
  • 20
Search found 291 matches Page 1 of 20
by FormerlyST1100
Mon Jun 18, 2018 12:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix Electronic Review
Replies: 2
Views: 903
I am in complete agreement with Foggy.... NO ONE ... is given Third Party Rights to access my bank account. The security of it is between myself and my Bank only .. no one else is or should be involved in that security or access. If they want copies off Bank Statements then OK, that can and shoud be...
by FormerlyST1100
Wed May 02, 2018 6:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Cars
Replies: 4
Views: 3846
Unfortunately for me I had to replace my car around 3 months before the end of my IVA which I managed to do with the agreement of Stepchange and with the only lender tat would deal with someone in an IVA at an interest rate of 49% In Oct I changed my car again, just over two year since the end on my...
by FormerlyST1100
Wed Apr 25, 2018 12:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Does it matter if you live in housing association property
Replies: 3
Views: 4326
The noly difference I can see is that your IVA will not be extended by an extra 12 months to cover lieu of equity in your property if you owned it.
by FormerlyST1100
Tue Apr 03, 2018 6:54 am
Forum: Ask IVA Forum and Industry experts
Topic: How long now ?
Replies: 8
Views: 4976
I was with Stepchange myself in an IV which ended nearly thre years ago. I remember it taking around 3 weeks or so for the IVA to be setup and just ignored most of the phone calls and those that I answered I just told them I was in an IVA and give them Stepchanges details. Stepchange only have one I...
by FormerlyST1100
Fri Jan 26, 2018 8:41 am
Forum: Ask IVA Forum and Industry experts
Topic: Worried!
Replies: 14
Views: 3776
Hi folks I got my IVA agreed in August over 6 years. The financials are noted below. Does this seem right? I am at risk of my hours at work being dropped to a zero hour contract meaning I’d have to find a new position possibly on less money. I contacted my IP and to be honest I think they’ve been r...
by FormerlyST1100
Thu Jan 11, 2018 7:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Is Money in Control a reputable company? I really need reassurance.
Replies: 10
Views: 4282
I cannot find any sign of that company with the Government Companies House.

If it was myself I would avoid them, especially as there has been a post on here about them a couple of years ago cold calling someone already in an IVA.
by FormerlyST1100
Wed Jan 10, 2018 12:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pip windfall in iva
Replies: 10
Views: 4391
Gallacter, did you mean PIP or PPI?
by FormerlyST1100
Tue Jan 09, 2018 7:54 am
Forum: Ask IVA Forum and Industry experts
Topic: feels like its never going to end
Replies: 7
Views: 4318
Stick in there Flapjack, it is something that is a load of ups and downs, as I found out myself BUT there is light at the end of the tunnel. I was lucky not to have any equity in my property so mine lasted 5 year not 6 so had to wait 12 months after the end for it all to disappear from my credit rec...
by FormerlyST1100
Mon Jan 08, 2018 7:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Noddle and GiffGaff, show me with a below average score
Replies: 6
Views: 4307
I found that Noodle had a lower score for myself than Clearscore did (which was in the Excellent band) but they also completely omitted my mortgage from their reports. Have not looked back at Noodle since that first try about 3 months ago and just keep an eye on Clearscore which, for myself, shows e...
by FormerlyST1100
Tue Dec 12, 2017 7:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I open a new bank account with overdraft facility now IVA has been settled ?
Replies: 2
Views: 6593
If it was myself, I would wait until after Feb 2018 and the IVA and debts comes off your Credit Reports, this way you would then be clear for more choice of bank accounts.
by FormerlyST1100
Tue Nov 14, 2017 3:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: shares and pension contributions
Replies: 19
Views: 514
If you delcare the shares I doubt very much they will fail it as long as you then cash them in and pay the over. It depends on how you value honesty in your IVA and the IVA contract you entered into. With mine, I forgot completely about having an insurance policy that was due to pay out on my 50th b...
by FormerlyST1100
Fri Nov 10, 2017 7:38 am
Forum: Ask IVA Forum and Industry experts
Topic: If I live with a partner are they liable to pay towards my IVA ?
Replies: 4
Views: 280
With the majority of IVA Companies then no. You will be requested to provide inormation of their income but all that is for is to ensure they are paying a fair share of the bills according to how much each earns .. if you dont give them this info they will assume that share is 50/50, which could be ...
by FormerlyST1100
Thu Nov 02, 2017 3:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture ..... Feeling very frustrated!!!
Replies: 14
Views: 1174
Just shows the difference in companies ... Stepchange has thousands of customers and only one IP and able to get completion certificates out within 6 weeks.

Fingers crossed you don't have to wait much longer.
by FormerlyST1100
Wed Oct 11, 2017 9:45 am
Forum: Ask IVA Forum and Industry experts
Topic: What a difference 2 years can make
Replies: 3
Views: 354
Some of you may remember (or I have gone on about it :( ) that my IVA came to an end with Stepchange 2 year ago Aug gone, the CC arriving within around 6 weeks and it dropping off the Register 3 months to the day. Around 4 months before the end of my IVA I was in a position that I needed to replace ...
  • 1
  • 2
  • 3
  • 4
  • 5
  • 20
Search found 291 matches Page 1 of 20