Search found 10115 matches

Search found 10115 matches Page 1 of 675
by luluj
Sun Jun 17, 2018 6:38 am
Forum: Ask IVA Forum and Industry experts
Topic: As the end of my IVA draws near ....
Replies: 2
Views: 456
The final review will look to ensure any additional payments have been made and will look at the income in the final year. If there has been a significant change in income they could seek additional payments but remember you are entitled to keep half of any pay rise. What you have managed to save in...
by luluj
Sun Jun 17, 2018 6:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Not signed yet - can I cancel without charge?
Replies: 4
Views: 438
Yes you can cancel if you have not yet signed your proposal documents.

Just ring the company and inform them of the change and if it were me I would follow it up in an email too.

No charge should be made at this stage.
by luluj
Thu Jun 14, 2018 5:39 am
Forum: a success story
Topic: IVA Complete - My Payplan Experience
Replies: 4
Views: 1732
Really good post to show others the need to be constantly in communication with your IP ....glad it all worked out for you and best wishes in the future.
by luluj
Wed Jun 13, 2018 6:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Inheritance once an IVA has completed
Replies: 2
Views: 1644
If the iva is concluded including completion certificate them you are no longer beholden to your iva and should anything happen you would not need to inform.
by luluj
Sun Jun 10, 2018 7:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can the debt I am owed be included in my friends IVA?
Replies: 4
Views: 2478
The insolvency registrar will inform you of her chosen iva company and IP ... as foggy says proving it maybe difficult if nothing in writing exists.
by luluj
Sun Jun 10, 2018 7:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Critical illness insurance
Replies: 2
Views: 2426
Have a chat to Ryan one of our forum experts in mortgages - he has experience of critical illness too and maybe able to offer advice or products.
by luluj
Sun Jun 10, 2018 5:42 am
Forum: Ask IVA Forum and Industry experts
Topic: How long till a completion certificate?
Replies: 30
Views: 2841
Normally 3 - 6 months ...i would start to ringcsnd email on a regular basis asking for where it is now
by luluj
Sun Jun 10, 2018 5:41 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I be a trustee?
Replies: 3
Views: 2585
You should be fine be but as suggested confirm it via your IP. The money is basically going up sit there for s few years and is not your money ultimately.

Let us know how you get on.
by luluj
Thu Jun 07, 2018 3:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 6
Views: 3283
Well done- good post to help others
by luluj
Thu Jun 07, 2018 8:13 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage
Replies: 5
Views: 3349
Echo foggys suggestions..contact Ryan and or Shaun for specialist advice to ensure your previous iva does not become an issue in what should now be a straight forward process after this length of time. Good luck and let us know how you get on.
by luluj
Wed Jun 06, 2018 8:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Chances of getting a mortgage post IVA
Replies: 4
Views: 3694
Ryan comes highly recommended (As does Shaun) - they have helped alot of forum members, me included, over the years to achieve the desired outcome of being property owners and new mortgage deals.
by luluj
Wed Jun 06, 2018 1:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Worried on application for new role
Replies: 4
Views: 3795
I would hope it would be ok as the two are very different and your new role as you describe it is not finance related directly anyway.
by luluj
Wed Jun 06, 2018 1:03 am
Forum: Ask IVA Forum and Industry experts
Topic: New Job
Replies: 2
Views: 3786
As foggy has said the additional disposable income will be added to your payments to creditors to help pay a higher return back over the term of your iva up to the original full amount of debt plus IP fees and possible statutory interest. Had you have received a increase in salary with promotion you...
by luluj
Tue Jun 05, 2018 12:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: We did it!
Replies: 5
Views: 4204
So pleased for you ...remember the day and the lead up to it being approved ...bet it feels such a relief xx
by luluj
Tue Jun 05, 2018 8:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Should creditors be removed from my credit file
Replies: 6
Views: 4021
They will come off at year 6 anniversary of first default
Search found 10115 matches Page 1 of 675