Search found 10182 matches

Search found 10182 matches Page 1 of 679
by luluj
Tue Aug 21, 2018 4:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Variation meeting F&F votes
Replies: 3
Views: 217
Votes can be sent in by creditors in advance of the day but result will not be known until the deadline. 75% of the creditors voting must be in favour of your f&f offer for it to be accepted.

Good luck and be sure to let us know on Friday
by luluj
Tue Aug 21, 2018 4:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do final checks involve?
Replies: 7
Views: 251
They will need to undertake a review of the final year to ensure all monies paid over correctly and that all creditors have sibmitted a claim in order for final dispersements to be made to creditors and that any equity release has been managed properly in accordance to your iva agreement. Once all d...
by luluj
Sun Aug 19, 2018 4:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: New Windows
Replies: 6
Views: 834
I am sure your IP would understand if you explained the money was only available for new windows.
As foggy suggests the easiest way is get her to pay direct to the company though.
by luluj
Thu Aug 16, 2018 10:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Best mortgage lender for RTB post IVA
Replies: 6
Views: 1821
Fingers crossed Ryan and or Shaun can give you a the help you need.

Good luck
by luluj
Tue Aug 14, 2018 6:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Are Freeman Jones any good?
Replies: 6
Views: 2595
Not my provider but like foggy says not alot of grumbles about them and certainly not as many as other firms seem to get ...
Best advice is to speak to two or three before deciding as they have to be your best buddy for the next 5 years !
by luluj
Tue Aug 14, 2018 6:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: When should my IVA company send me a statement
Replies: 4
Views: 2395
We used to get an annual report as suggested with all the payments received and payments made to creditors - took me a while to realise the first part of your iva sees payments to your IVA company and only a little to creditors ..it's the latter years creditors receive more.
by luluj
Mon Aug 13, 2018 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Looking for a company to ask advice
Replies: 14
Views: 2634
Just wantd to say i fully understand your situation and really am pleased you were able to come to the forum for further help and support.
by luluj
Mon Aug 13, 2018 2:26 am
Forum: Ask IVA Forum and Industry experts
Topic: Meeting is on Wednesday just read some reviews and more worried
Replies: 8
Views: 2897
I would hope you will be ok ... you won't be alone in this scenario. Be sure to let us know how you get on, on Wednesday ..good luck x
by luluj
Fri Aug 10, 2018 5:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Another year of payments?
Replies: 3
Views: 3848
Totally agree with foggy ... if you have the equity in your property then just go with the 12 mths of payments it will be a smoother ride in my opinion.
by luluj
Fri Aug 10, 2018 5:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will an IVA affect a new job application
Replies: 2
Views: 3480
A quiet call to your HR team may offer some support and answers. I would hope not but best to get it checked out x
by luluj
Fri Aug 10, 2018 5:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgages and wife DMP
Replies: 3
Views: 3456
Hoping the advice provided has helped. Ryan and his team will support you if you have any questions.

Good luck x
by luluj
Thu Aug 09, 2018 2:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mother in law offering full and final.
Replies: 9
Views: 4106
Agree with others the overtime etc needs resolving before a f&f is considered .... once that figure is known you can then calculate the f&f offer - hopefully it will be seen to be favourable
by luluj
Wed Aug 08, 2018 5:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Interest Rates gone up
Replies: 3
Views: 4299
Best to keep the IP informed so they are poised to instigate a full review should it become a real issue ....
by luluj
Tue Aug 07, 2018 9:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after full and final
Replies: 3
Views: 4270
Whilst on your record you will fibd it difficult to gain a mortgage and in attempting in doing so you cpuld impact your partners current good credit score as you would be financially linked.

The forum has two mortgage experts Ryan and or Shaun who would I am sure provide impartial advice.

Good luck
by luluj
Mon Aug 06, 2018 7:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Accepted
Replies: 12
Views: 4437
Great way to start the week ... congratulations and good luck in the future. Remember we are here anytime to support you when things get tough .....
Search found 10182 matches Page 1 of 679