Search found 10221 matches

Search found 10221 matches Page 1 of 682
by luluj
Tue Sep 25, 2018 5:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Taken out more debt whilst in an IVA
Replies: 5
Views: 683
You need to speak with your IP and explain and then it is in their hands to inform creditors and agree a way forward. Fully appreciate your reasonings and recognise time in an iva is very stressful but am somewhat surprised you were able to take out a loan of that amount with an iva recorded on your...
by luluj
Tue Sep 25, 2018 5:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 4
Views: 603
It sounds a good offer to me and as foggy says it will give what is expected. However, be prepared to explain why now .... what has changed in your life to have this offer now - are you facing redundancy; a change in circumstance etc. And remember the iva will remain on your file for 6 years from th...
by luluj
Mon Sep 24, 2018 9:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice needed please
Replies: 4
Views: 749
Try and stay busy and positive ...its not over yet xx
by luluj
Fri Sep 21, 2018 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Stressed!!
Replies: 11
Views: 1667
Try and stay busy over the weekend...fingers crossed
by luluj
Fri Sep 21, 2018 5:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 3
Views: 5306
Well done - hope you treated yourself. Good post
by luluj
Thu Sep 20, 2018 10:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F meeting tomorrow!!!
Replies: 5
Views: 1844
Good luck later today .... am really hopeful you will be smiling come lunchtime xx
by luluj
Thu Sep 20, 2018 10:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can't get a mortgage after IVA
Replies: 4
Views: 1914
Have you contacted Ryan or Shaun ...am sure they will advise you best ..good luck
by luluj
Tue Sep 18, 2018 5:41 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F creditors meeting this time next week!!!
Replies: 7
Views: 3612
Good luck this week ...fingers crossed for positive outcome x
by luluj
Tue Sep 18, 2018 5:39 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI cheque
Replies: 3
Views: 3285
Little surprised the cheque was not sent direct to the iva company ...
Sadly it is what others have said ...your iva will now benefit from it and it will provide a greater return to creditors.
by luluj
Tue Sep 18, 2018 5:35 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA whilst in IVA
Replies: 4
Views: 2770
Maybe a review of your income and expenditure will allow for a more balanced budget andcalleviate tge need of a overdraft.
As others hsve said the likelihood of being approved is low due to the iva anyway.
by luluj
Mon Sep 17, 2018 10:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Best News Ever
Replies: 8
Views: 2850
That's a great outcome ..good luck
by luluj
Mon Sep 17, 2018 10:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Deposit refund
Replies: 5
Views: 2704
Pay it in and put it to oneside for a rainy day ...
by luluj
Sat Sep 15, 2018 7:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Do I have to include children's DLA in my IVA income?
Replies: 4
Views: 3631
Not sure the DLA for your eldest would need to be declared if it is received by them and not through your account ? Worth checking with your IP.
Your youngest for sure should be declared but offset against the help and support it provides.
by luluj
Fri Sep 14, 2018 6:01 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA fraud??
Replies: 8
Views: 4085
Its great you now are in a position to pay your debts however would it not be better to work with your IP and suggest a full and final offer to your creditors offering them 100% of the original debt. You may want to consider seeking approval to "remove" the statutory interest that creditor...
by luluj
Fri Sep 14, 2018 5:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Managing money
Replies: 13
Views: 3939
I did exactly that then had seperate envelopes for food, fuel etc.. what was left each month I put jnto a savings jar for christmas or birthdays.

It does become easier promise.
Search found 10221 matches Page 1 of 682