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by luluj
Thu May 24, 2018 1:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors Meeting!! - any advice welcome :)
Replies: 6
Views: 82
Welcome and good luck for your creditors meeting ! Your list of creditors are similar to many others and the iva proposed will only have been proposed by your chosen IP if they honestly felt it had a very good chance of being approved. Easier said than done but try and stay positive between now and ...
by luluj
Wed May 23, 2018 7:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: £100k IVA APPROVED!!!!!
Replies: 10
Views: 551
Glad you are now on the road to debt freedom
by luluj
Wed May 23, 2018 7:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Register
Replies: 8
Views: 362
I would ring them and make a complaint .... it is not fair especially when you have already done what was asked
by luluj
Wed May 23, 2018 5:31 am
Forum: Ask IVA Forum and Industry experts
Topic: Interest Inly Mortgage
Replies: 5
Views: 662
Why don't you have a chat to Ryan and or Shaun who are the forum mortgage experts - they will advise and maybe have a better deal for you now.
by luluj
Tue May 22, 2018 8:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: P60
Replies: 5
Views: 938
Have you been able to contact them for reassurance it was an error ?
by luluj
Tue May 22, 2018 4:46 am
Forum: Ask IVA Forum and Industry experts
Topic: I got forced in to an IVA
Replies: 3
Views: 1040
If you feel that you were mis sold your iva then you should first put a complaint in with your iva company. Should you feel thdt this does not resolve the issue then the next stage would be a complaint to the ombudsman. However .... you clearly knew at the outset that the expenditure listed was fabr...
by luluj
Tue May 22, 2018 4:38 am
Forum: Ask IVA Forum and Industry experts
Topic: P60
Replies: 5
Views: 938
If you have your completion certificate I would say it is an error as your case is now closed.
Are you still on the insolvency register ?

Maybe give them a call and ask why it has been asked for.
by luluj
Sun May 20, 2018 3:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit card!
Replies: 7
Views: 1768
Just put it in your purse and leave it until your iva concludes.

If they do want a transaction on it put £10 of fuel on it each month and pay it immediately off.
by luluj
Sun May 20, 2018 3:38 am
Forum: Ask IVA Forum and Industry experts
Topic: Using a credit card whilst in an iva
Replies: 4
Views: 1708
I would seek approval from your IP before doing so.

The fact it is already paid for and this is just a security measure I cannot see an issue personally.

Let us know how it goes
by luluj
Thu May 17, 2018 4:33 am
Forum: IVA approved!
Topic: IVA approved...through a different IP
Replies: 3
Views: 3071
So pleased you are now on a journey uo drbt freedom and one that is affordable. Treat the iva as a 6 year loan .. you will be amazed once settled how quickly it will go.

Good luck
by luluj
Wed May 16, 2018 8:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Maternity leave whilst in an IVA
Replies: 4
Views: 2528
Congratulations. As foggy and kallis have said seek a payment break and talk to them again - I am hopeful a full n final on paid to date would be acceptable for your iva to conclude.
Let us know how you get on.
by luluj
Wed May 16, 2018 8:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 3
Views: 4121
Truly derserved Merlin ! Well done.
by luluj
Wed May 16, 2018 8:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Need some advice regarding my IVA please
Replies: 3
Views: 2629
Happy to offer advice and support - normally one of the experts around (day and night) so please ask away ...
by luluj
Wed May 16, 2018 8:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit Union loan
Replies: 4
Views: 2504
No personal experience of credit unions but wish you well with your iva.
by luluj
Tue May 15, 2018 8:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I apply for a mortgage whilst in an IVA?
Replies: 5
Views: 2895
It may not have been the answer you hoped for but you could use the next few years to build a deposit - however small it will go towards your goal at the end of your iva.
Search found 10083 matches Page 1 of 673