Search found 10307 matches

Search found 10307 matches Page 1 of 688
by luluj
Mon Dec 17, 2018 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Redundancy money
Replies: 15
Views: 725
Just make sure the reviewed I&E reflects any additional costs such as increased travel, meals away from home due to increased working hours etc etc ... new job may bring different costs so ensure its all recorded :wink:
by luluj
Mon Dec 17, 2018 7:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: I Got accepted ... yeahhhhh
Replies: 4
Views: 627
Thats great news !
by luluj
Sun Dec 16, 2018 11:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am in my 6th year of IVA
Replies: 2
Views: 1219
Agree with foggy - its been addressed with 12 months additional payments - they can't have it both ways ! Let us know what they say !
by luluj
Sun Dec 16, 2018 11:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva accepted yesterday!
Replies: 8
Views: 1238
Great news and a positive approach to your iva is what is needed. As already said, it will not be easy, but in 5/6 years time you will be debt free.

Remember the forum is here for you ..ask away anytime!
by luluj
Sun Dec 16, 2018 11:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit report problem
Replies: 3
Views: 833
Have you got your completion certificate? Have you checked the insolvency register - are you still on there? Sometimes it takes a few months for any defaults on your credit files to clear - have you checked all credit agencies for defaults registered? If in doubt contact Ryan and or Shaun our forum ...
by luluj
Sun Dec 16, 2018 11:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens if a lump sum is accepted to clear an IVA?
Replies: 2
Views: 836
If a full n Final is accepted by your creditors your iva will end and completion certificate will be issued. You will then be free of your creditors and will not need to inform them of future changes. Your credit file will be changed to reflect the completed iva however it will continue to be on you...
by luluj
Fri Dec 14, 2018 7:16 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA meeting on 17th ... ive got my work bonus. . .
Replies: 2
Views: 1884
Wait until you physically have it but be prepared to only retain the first 10% , then it will be a 50:50 split ... you may get to see about £440 of it if you are lucky !
by luluj
Thu Dec 13, 2018 3:00 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors meeting
Replies: 6
Views: 2061
I would be calling them for sure, and if necessary I would be calling every couple of hours if told it is not yet known ... you are in your right's to know the outcome as soon as it is known ..fingers crossed for you x
by luluj
Tue Dec 11, 2018 1:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Compensation payment
Replies: 4
Views: 2638
I would sincerely hope your IP allow for your wife to retain this payment, although am sure no amount.of compensation will ever compensate for the trauma experienced x
by luluj
Tue Dec 11, 2018 1:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Inheritance during 6th year of IVA
Replies: 3
Views: 2751
Agree with foggy. Have you informed your IP of the pending inheritance ? If not, you need to now, as part of your agreement will be to inform as soon as made aware ...
by luluj
Tue Dec 11, 2018 1:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Some advice required please
Replies: 2
Views: 2707
Foggy outlines the situation well and likewise I am unsure of what exactly it is you are seeking. If you are trying to identify a breach and some sort of iva refund I think you need to fully aware that this could result in your debts being "reinstated" despite your iva payments of the last...
by luluj
Tue Dec 11, 2018 1:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Is no vote a yes vote?
Replies: 3
Views: 2647
You need 75% of those who vote to be a yes. Those that do not vote simply have to go by the decision of those that do.
by luluj
Mon Dec 10, 2018 3:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Zero hr contract..or now as known seasonal contract
Replies: 3
Views: 2947
I would imagine it will take a few months to identify an average earnings per month and with the festive season bringing more hours it possibly may get taken as overtime initially if over previous income. Have a chat with your IP and seek their advice - as long as the iva remains affordable thats al...
by luluj
Mon Dec 10, 2018 3:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Received inheritance
Replies: 5
Views: 3114
Agree with others comments but just wanted to add if your total debt at the beginning could be cleared by your inheritance you could seek a full n Final offer and ask your creditors to remove the statutory interest clause. I received inheritance during my iva and concluded ours through a f n f with ...
by luluj
Fri Dec 07, 2018 10:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is this a scam?
Replies: 6
Views: 3596
I personally would delete and ignore - if you have never instructed them to look into PPI, signed any paperwork I would be 99.9% sure it is a scam !
Search found 10307 matches Page 1 of 688