Search found 10078 matches

Search found 10078 matches Page 1 of 672
by luluj
Tue May 22, 2018 4:46 am
Forum: Ask IVA Forum and Industry experts
Topic: I got forced in to an IVA
Replies: 3
Views: 361
If you feel that you were mis sold your iva then you should first put a complaint in with your iva company. Should you feel thdt this does not resolve the issue then the next stage would be a complaint to the ombudsman. However .... you clearly knew at the outset that the expenditure listed was fabr...
by luluj
Tue May 22, 2018 4:38 am
Forum: Ask IVA Forum and Industry experts
Topic: P60
Replies: 2
Views: 277
If you have your completion certificate I would say it is an error as your case is now closed.
Are you still on the insolvency register ?

Maybe give them a call and ask why it has been asked for.
by luluj
Sun May 20, 2018 3:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit card!
Replies: 7
Views: 1133
Just put it in your purse and leave it until your iva concludes.

If they do want a transaction on it put £10 of fuel on it each month and pay it immediately off.
by luluj
Sun May 20, 2018 3:38 am
Forum: Ask IVA Forum and Industry experts
Topic: Using a credit card whilst in an iva
Replies: 4
Views: 1078
I would seek approval from your IP before doing so.

The fact it is already paid for and this is just a security measure I cannot see an issue personally.

Let us know how it goes
by luluj
Thu May 17, 2018 4:33 am
Forum: IVA approved!
Topic: IVA approved...through a different IP
Replies: 3
Views: 2470
So pleased you are now on a journey uo drbt freedom and one that is affordable. Treat the iva as a 6 year loan .. you will be amazed once settled how quickly it will go.

Good luck
by luluj
Wed May 16, 2018 8:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Maternity leave whilst in an IVA
Replies: 4
Views: 1914
Congratulations. As foggy and kallis have said seek a payment break and talk to them again - I am hopeful a full n final on paid to date would be acceptable for your iva to conclude.
Let us know how you get on.
by luluj
Wed May 16, 2018 8:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 3
Views: 4104
Truly derserved Merlin ! Well done.
by luluj
Wed May 16, 2018 8:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Need some advice regarding my IVA please
Replies: 3
Views: 2015
Happy to offer advice and support - normally one of the experts around (day and night) so please ask away ...
by luluj
Wed May 16, 2018 8:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit Union loan
Replies: 4
Views: 1896
No personal experience of credit unions but wish you well with your iva.
by luluj
Tue May 15, 2018 8:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I apply for a mortgage whilst in an IVA?
Replies: 5
Views: 2284
It may not have been the answer you hoped for but you could use the next few years to build a deposit - however small it will go towards your goal at the end of your iva.
by luluj
Tue May 15, 2018 8:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture are still taking payments
Replies: 3
Views: 2143
Debt free direct sold out to Aperture and they have subsequently been taking on your iva. I would give them a call to confirm final payment made and then cancel direct debit so no further money taken whilst you await the completion certificate.
by luluj
Mon May 14, 2018 4:03 am
Forum: Ask IVA Forum and Industry experts
Topic: If I move in with my mum will it affect her IVA?
Replies: 5
Views: 2786
Who would know you have moved in ? Your mums circumstances would not change if you are living rent free.
I presume you would be paying your oen way with food etc ?
by luluj
Sat May 12, 2018 4:13 am
Forum: Ask IVA Forum and Industry experts
Topic: I am 34 months into an IVA Agr
Replies: 5
Views: 11406
The variation meeting to complete by a full and final offer is the same as the original iva creditors meeting in that you need 75% or more of those creditors voting to agree to it, so having one reject it does not necessarily mean not agreed. If you are unlucky in not getting the f&f agreed your...
by luluj
Thu May 10, 2018 3:23 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix
Replies: 7
Views: 3543
Absolurety you can complain - if you have the agreement of two month payments in May and June in writing on an email then you need to send a copy of this in to your IP - as suggested tte caseworker you have spoken to appears to have left their manners at home and you should seek direct support from ...
by luluj
Thu May 10, 2018 3:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Repossession of vehicle
Replies: 3
Views: 3523
Are you in an iva ? If yes, have you checked the small print re if in a debt solution whether it be an iva or bankruptcy what happens. I know that thay Blackhorse like to be kept informed if circumstances change. How far in arrears are you ? Have you asked for a payment break on your iva to allow fo...
Search found 10078 matches Page 1 of 672