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by luluj
Sun Mar 24, 2019 4:40 am
Forum: Ask IVA Forum and Industry experts
Topic: lifetime mortgage
Replies: 3
Views: 135

I would take some professional advice before going anything. Is this really what you want / need to do ...... are there other options ?
by luluj
Sun Mar 24, 2019 4:38 am
Forum: Ask IVA Forum and Industry experts
Topic: Life after iva
Replies: 2
Views: 109

The only benefit of finishing early is that your income becomes your own again. Good luck
by luluj
Sun Mar 24, 2019 4:35 am
Forum: Ask IVA Forum and Industry experts
Topic: it's finally arrived!!
Replies: 7
Views: 416

Glad you have finally received it x
by luluj
Wed Mar 20, 2019 4:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: How do I get POA on mothers bank account when I have IVA?
Replies: 5
Views: 1069

I have merged the two topics to avoid duplication and confusion
by luluj
Wed Mar 20, 2019 4:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: How do I get POA on mothers bank account when I have IVA?
Replies: 5
Views: 1069

Hmmm..your mum's financial affairs should not be posing an issue as they are not linked to your iva, however your bank appear to have a policy of their own. (My opinion). I act as my grandmothers POA in my IVA without any issue so I think it is down to bank policies. Maybe go in and speak to the bra...
by luluj
Tue Mar 19, 2019 6:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted!! CF pulled it together!
Replies: 5
Views: 1344

That's great news and really glad the forum has played a part in helping you to debt freedom.
by luluj
Tue Mar 19, 2019 6:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture scam or are they going bust?
Replies: 9
Views: 1664

I am still not convinced ... surely they would be giving more than two weeks notice of needing to change account details and surely in the age of digital technology they would have updated their website to put on a notification or a voicemail automated message to confirm the changes...they must have...
by luluj
Tue Mar 19, 2019 6:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still no variation meeting for full and final.
Replies: 13
Views: 1628

It does seem very unfair ...I would certainly still complain - you have nothing to lose in doing so.
by luluj
Mon Mar 18, 2019 4:24 am
Forum: Complaints procedure
Topic: Free gambling book
Replies: 4
Views: 1868

Radish ..what a great offer to our fellow iva'ers who may be going through or gone through a similar journey. Going to take a look for your book and have a read.
by luluj
Sat Mar 16, 2019 4:29 pm
Forum: Complaints procedure
Topic: Test post for FOGGY
Replies: 1
Views: 2094

Can post a new topic in complaints but no where else!
by luluj
Fri Mar 15, 2019 5:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just testing to see if as a mo
Replies: 7
Views: 2566

Rub it why don't you ! Foggy and I can't!
by luluj
Fri Mar 15, 2019 9:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Just testing to see if as a mo
Replies: 7
Views: 2566

Took long enough and a ridiculous long way round the houses to post a test message !

Just wish wish we could step back in time and click a button called "new topic" ..was so much more straight forward !
by luluj
Fri Mar 15, 2019 9:30 am
Forum: Ask IVA Forum and Industry experts
Topic: Just testing to see if as a mo
Replies: 7
Views: 2566

Just testing to see if as a moderator my new post will be seen by others - foggy please respond
by luluj
Fri Mar 15, 2019 9:30 am
Forum: family forum
Topic: Christmas Recipe No 8
Replies: 4
Views: 5346

Like the fact our old recipes are still being tried and tested 10 years on ....
by luluj
Thu Mar 14, 2019 7:05 am
Forum: Ask IVA Forum and Industry experts
Topic: How did a company get my details 10 yrs after Iva finished?
Replies: 11
Views: 4426

It needs a few to challenge Ryan under GDPR for it to stop ... our details should not be out there from 10 years ago now ...
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