Search found 10154 matches

Search found 10154 matches Page 1 of 677
by luluj
Sun Jul 22, 2018 7:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Positive outcomes early F&F
Replies: 3
Views: 366
F&f offers at any stage of the ice journey are only put to creditors if there is a real chance of them being approved. Your IP should know what your creditors are likely to say yes to and not ... It should not take any longer that your iva initial creditors set up process so if it is then you ne...
by luluj
Sun Jul 22, 2018 7:44 am
Forum: pets corner
Topic: Fleece dog toys
Replies: 2
Views: 661
Removed a second post inappropriate and locked this thread
by luluj
Sun Jul 22, 2018 7:43 am
Forum: Ask IVA Forum and Industry experts
Topic: eBay sales
Replies: 6
Views: 424
I became a big eBay seller during our ova...sold old unwanted items then purchased new things that were needed and used money for xmas and birthdays.
Perfectly acceptable.
by luluj
Thu Jul 19, 2018 1:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & final offer
Replies: 3
Views: 1328
I tend to agree with foggy £1500 ish would be my suggested offer ....
by luluj
Wed Jul 18, 2018 7:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lloyds
Replies: 4
Views: 1563
Agree with foggy ..ignore it and tuck it away for a rainy day.
by luluj
Wed Jul 18, 2018 7:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Ending my iva
Replies: 3
Views: 1513
Well done ... you have almost got there. Here's hoping for swift closure period so you can move forwards quickly.
by luluj
Mon Jul 16, 2018 4:44 pm
Forum: friends corner
Topic: Is 5 years a long time ?
Replies: 7
Views: 1103
Vince_100 ...

5 years is 60 months

1 year is 12 months

1 year is 20%

3 years is 60%

Before you know it you will at the end .... once in a routine it goes really quickly and you do learn to budget and live life !
by luluj
Mon Jul 16, 2018 4:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nearly there! Couple of questions
Replies: 4
Views: 2181
No need to tell someone that you are in an iva.... just say you are looking into claiming back some misold monies years ago on a credit card and they need a witness signature ...
by luluj
Mon Jul 16, 2018 4:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should I pay my Council Tax debt
Replies: 4
Views: 2162
Council tax debt can be added into your iva ... I personally would not pay it admit will be showing precedence over one creditor ...speak to your IP to ask them to have it included as a debt.
by luluj
Sun Jul 15, 2018 1:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: End of mortgage deal while in an IVA
Replies: 7
Views: 3103
All you can do is ask ... if they won't do it then be sure to have a full review of your I&E and ensure your monthly payments to your iva still remain manageable .....
by luluj
Fri Jul 13, 2018 5:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 3
Views: 5622
Congrats ..enjoy your vouchers xx
by luluj
Thu Jul 12, 2018 8:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Endless task
Replies: 5
Views: 3310
Hopefully they will act on your request and remove it ....

I had a fiat 500 a few years loved it .... it was ok till the dogs arrived on the scene then way too small ... really fun car to drive !
by luluj
Thu Jul 12, 2018 8:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Not enough Thank You's
Replies: 10
Views: 3419
Me too Kallis- a thank you is nice but not essential... just knowing my experiences have helped others is enough.
by luluj
Wed Jul 11, 2018 11:48 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I cancel my IVA
Replies: 2
Views: 3702
Have have accepted the ova? We had to sign our acceptance for it to become valid but thatbwas some years ago now so it may have changed.

Why do you now want to cancel ? Have your circumstances changed vastly ?
by luluj
Mon Jul 09, 2018 3:48 am
Forum: Ask IVA Forum and Industry experts
Topic: How much do I have to pay back now I have won £20,000?
Replies: 8
Views: 4546
Whilst in your iva and windfall received is taken to paying your iva as you remain liable for the FULL amount of debt plus IP fees plus Statutory Interest. You can make a full and final offer to close your iva at 100p on the £ plus IP fees seeking an agreement statutory interest is not taken - there...
Search found 10154 matches Page 1 of 677