Search found 10241 matches

Search found 10241 matches Page 1 of 683
by luluj
Thu Oct 18, 2018 4:32 am
Forum: Ask IVA Forum and Industry experts
Topic: My creditfix review is coming up soon
Replies: 10
Views: 715
Your husbands finances are his own. If the iva is solely in your name then the money he was gifted is his own to do what he wishes with. Creditfix will ask to clarify partners income as part of your review to ensure income and expenditure is set correctly based on % of income to household expenditur...
by luluj
Thu Oct 18, 2018 4:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I get a loan?
Replies: 2
Views: 698
Why do these things happen just as the light becomes brighter at the end of a tunnel ? You can ask if your IP will approve however whilst the iva remains on your credit file getting a loan other than a high interest rate one may be difficult. Have you any family or friends who could help you out rat...
by luluj
Thu Oct 18, 2018 4:24 am
Forum: Ask IVA Forum and Industry experts
Topic: My creditfix review is coming up soon
Replies: 10
Views: 715
To ensure the I&E is set proportionally against your incomes your husband should provide confirmation of his earnings.
I personally do not agree that his bank statements are needed and would challenge this as how he spends his money is no one's business imo.
by luluj
Sun Oct 14, 2018 7:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA and mortgage options
Replies: 4
Views: 1969
It will best to take professional advice once your iva ends ...the forum currently has two mortgage experts in Ryan and Shaun and I am sure they would direct you now and in the future.
There will be a solution ...
by luluj
Sun Oct 14, 2018 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: buying a house after iva
Replies: 6
Views: 1693
Have a chat with Ryan or Shaun our forum mortgage experts ... they will guide you through and supoirt you at the right time
by luluj
Sat Oct 13, 2018 9:56 am
Forum: Ask IVA Forum and Industry experts
Topic: ITS OVER!!!!!
Replies: 9
Views: 2219
So pleased for you ... heres to a debt frew life x
by luluj
Thu Oct 11, 2018 5:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still not receive certificate
Replies: 4
Views: 2527
Fingers crossed you will receive it very soon ....
by luluj
Tue Oct 09, 2018 1:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: How do i get my activation email?
Replies: 2
Views: 3100
Welcome Sharky to the forum .... post your questions ..we are all hwre to offer support and advice ...someone normally about 24hrs a day ....
by luluj
Sun Oct 07, 2018 7:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could an IVA work for me?
Replies: 4
Views: 3681
Am sure there will be a debt solution for you ..taking professional help now will hopefully make sure your debt in the future.
Interested to see how your property ownership is impacted by this ... am sure others have similar questions - let us know how things go
by luluj
Sat Oct 06, 2018 1:46 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA declined due to too much equity
Replies: 9
Views: 4686
We were faced with the same situation at the outset of our iva in 2007. For us the option was either sell the house and go into rented or consider bankruptcy. Due to my employment bankruptcy was not an option so we sold up and moved into rented for 3.5yrs - a decision we have never regretted. It all...
by luluj
Fri Oct 05, 2018 8:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: So frustrated
Replies: 6
Views: 4278
Unacceptable in my opinion but sadly little you can do as the result will hopefully will draw this process to a close snd you will be able to move forwards with your life !
by luluj
Fri Oct 05, 2018 8:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: When will my credit Report be clear?
Replies: 4
Views: 4251
What year did your iva first get approved ? It will be 6 years from the commencement date before it is fully cleared
by luluj
Tue Oct 02, 2018 8:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 7
Views: 5427
Enjoy your little spending spree Mrs Brown .. well deserved..good post.
by luluj
Tue Oct 02, 2018 8:40 pm
Forum: a success story
Topic: IVA COMPLETED!!
Replies: 6
Views: 5339
Glad you reached the end without trauma ... as foggy says thin ice in places and not necessarily we as forum experts would recommend others following.
by luluj
Sun Sep 30, 2018 9:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can I clear my IVA?
Replies: 6
Views: 5711
Your IVA will remaim on file until 2022 whether you clear via a full and final now or continue with payments each month. You will always owe the full debt amounts prior to the iva. Your iva will only finish early if you pay your full amount of debt plus IP fees and statutory interest. As your salary...
Search found 10241 matches Page 1 of 683