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Search found 10450 matches Page 1 of 697
by luluj
Mon May 20, 2019 1:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I get a mobile phone contract in an IVA?
Replies: 5
Views: 653

A finance check will be done so you may find you are not accepted, however I was upfront in my iva and explained and the store manager overrode the process somehow and sorted it ...ask, you never know !
by luluj
Mon May 20, 2019 1:56 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA
Replies: 3
Views: 257

I would speak to our forum mortgage experts Ryan and or Shaun for specific advice. You may find they are in a position to help you identify suitable mortgages products
by luluj
Mon May 20, 2019 1:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Am I locked into my Iva?
Replies: 3
Views: 254

Agree with foggy re reading your proposal for specific detail. If you let your iva fail and then go for bankruptcy your income will still be taken into account in any bankruptcy hearing and you may still land up paying a similar figure... I think you need to take some professional advice before maki...
by luluj
Mon May 20, 2019 1:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Change of Pay date whilst in an IVA
Replies: 7
Views: 352

Your employer should have given a full months notice of the change to allow for people to budget and prepare themselves for this - I would have faced similar issues too, and to be honest, still would now out of an iva for 9 years, so you certainly are not alone. Can you approach your HR person and a...
by luluj
Mon May 20, 2019 1:43 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors statement
Replies: 4
Views: 226

You can expect to receive a annual report from your IP but unlikely to.show any dividends to creditors for the first year as the IVA fees are paid first normally....creditors will start to receive payments normally around year 2 onwards
by luluj
Sun May 19, 2019 5:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: creditfix or shop around?
Replies: 8
Views: 276

I always suggest shopping around for the best deal...
by luluj
Sat May 18, 2019 5:53 am
Forum: Ask IVA Forum and Industry experts
Topic: What happens to PPI if our IP is no longer around?
Replies: 3
Views: 333

Aperture will now be the interested party and will distribute monies to your creditors if they are still pursuing matters on your case. If not Aperture may send it to you to do direct
by luluj
Thu May 16, 2019 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can I cancel my IVA?
Replies: 2
Views: 418

I would try to resolve the situation with your IP ...as foggy explains the impact will remain the same for 6 years anyway
by luluj
Thu May 16, 2019 4:19 am
Forum: Ask IVA Forum and Industry experts
Topic: Thank you for the IVA help
Replies: 3
Views: 465

Greats news - now get them questions asked !
by luluj
Wed May 15, 2019 2:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Thank you for the IVA help
Replies: 3
Views: 465

If you go to log in and ask for password reset it should provide a link so you can access your account.
by luluj
Tue May 14, 2019 9:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Thank you on completion
Replies: 6
Views: 546

Really pleased you have reached this stage in your debt free journey ...it won't be long before it all drops off your record. Well done and focus on the future now not the past.
by luluj
Tue May 14, 2019 8:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: In serious debt but scared of an IVA
Replies: 16
Views: 644

You have done the hardest thing - admitting you need some help and speaking out .... not going to repeat the advice already given, but just wanted to assure you that an IVA is not as scary as you may think. Speak to a couple of firms before deciding on which one to represent you ... let them guide y...
by luluj
Sun May 12, 2019 4:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: POST OF THE MONTH
Replies: 7
Views: 1177

Definitely a worthy winner well done Louise
by luluj
Sun May 12, 2019 4:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: It’s arrived
Replies: 5
Views: 646

Really pleased it has arrived ... onwards and upwards now !
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