Search found 10216 matches

Search found 10216 matches Page 1 of 682
by luluj
Thu Sep 20, 2018 10:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F meeting tomorrow!!!
Replies: 5
Views: 437
Good luck later today .... am really hopeful you will be smiling come lunchtime xx
by luluj
Thu Sep 20, 2018 10:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can't get a mortgage after IVA
Replies: 3
Views: 467
Have you contacted Ryan or Shaun ...am sure they will advise you best ..good luck
by luluj
Tue Sep 18, 2018 5:41 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F creditors meeting this time next week!!!
Replies: 7
Views: 2214
Good luck this week ...fingers crossed for positive outcome x
by luluj
Tue Sep 18, 2018 5:39 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI cheque
Replies: 3
Views: 1888
Little surprised the cheque was not sent direct to the iva company ...
Sadly it is what others have said ...your iva will now benefit from it and it will provide a greater return to creditors.
by luluj
Tue Sep 18, 2018 5:35 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA whilst in IVA
Replies: 4
Views: 1375
Maybe a review of your income and expenditure will allow for a more balanced budget andcalleviate tge need of a overdraft.
As others hsve said the likelihood of being approved is low due to the iva anyway.
by luluj
Mon Sep 17, 2018 10:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Best News Ever
Replies: 7
Views: 1407
That's a great outcome ..good luck
by luluj
Mon Sep 17, 2018 10:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Deposit refund
Replies: 5
Views: 1306
Pay it in and put it to oneside for a rainy day ...
by luluj
Sat Sep 15, 2018 7:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Do I have to include children's DLA in my IVA income?
Replies: 4
Views: 2241
Not sure the DLA for your eldest would need to be declared if it is received by them and not through your account ? Worth checking with your IP.
Your youngest for sure should be declared but offset against the help and support it provides.
by luluj
Fri Sep 14, 2018 6:01 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA fraud??
Replies: 8
Views: 2684
Its great you now are in a position to pay your debts however would it not be better to work with your IP and suggest a full and final offer to your creditors offering them 100% of the original debt. You may want to consider seeking approval to "remove" the statutory interest that creditor...
by luluj
Fri Sep 14, 2018 5:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Managing money
Replies: 13
Views: 2541
I did exactly that then had seperate envelopes for food, fuel etc.. what was left each month I put jnto a savings jar for christmas or birthdays.

It does become easier promise.
by luluj
Tue Sep 11, 2018 3:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage query
Replies: 2
Views: 3259
I am sure Ryan and or Shaun will be about later this morning to give you the advice you are seeking.

Here's hoping that you are successful in your homebuying in 2020 when clear of your iva. Good luck x
by luluj
Tue Sep 11, 2018 3:24 am
Forum: Ask IVA Forum and Industry experts
Topic: No completion certificate
Replies: 4
Views: 3307
Sadly some companies do take alot longer than others to get the completion process done... if it were me I would be making a nuisance of myself and be ringing every week for a fewcweeks tgen increase the intensity to every other day ... I would also write a letter of complaint to them following thei...
by luluj
Mon Sep 10, 2018 3:54 am
Forum: Ask IVA Forum and Industry experts
Topic: 5th year remortgaging
Replies: 4
Views: 3866
Getting out the iva a year early will not remove it from file ... personally I would be wary over taking on another longer term loan to complete an iva .... I may be old school here as my IVA concluded 9 years ago but is that not just taking on new debt, and for longer at that too ! I would demonstr...
by luluj
Mon Sep 10, 2018 3:50 am
Forum: Ask IVA Forum and Industry experts
Topic: CC on it's way!
Replies: 12
Views: 4088
So pleased you now have it - keep that certificate safe and my advice is keep your email copy too .... you never know when you will be asked for it.
by luluj
Mon Sep 10, 2018 3:47 am
Forum: Ask IVA Forum and Industry experts
Topic: Flying by
Replies: 11
Views: 3756
Great post ...well done. Thats 20% of your iva completed ... one fifth .... whatever way you like to count it you are on your way to debt freedom.

Stay focused x
Search found 10216 matches Page 1 of 682