Search found 9921 matches

Search found 9921 matches Page 1 of 662
by luluj
Tue Jan 16, 2018 6:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: I’m really confused as to what to do right now
Replies: 3
Views: 617
You need to get some professional advice - HMRC can be included in your debt if you were to go with an iva but professional advice is what you need to ascertain which debt solution is the most ameniable to your situation.
by luluj
Tue Jan 16, 2018 6:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Monthly money received from father as gift allowed in IVA?
Replies: 3
Views: 399
I agree with foggy - get dad to help in other ways. Paying into an ISA could be deemed income.
by luluj
Tue Jan 16, 2018 6:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Additional borrowing after iva
Replies: 8
Views: 440
Fingers crossed Ryan and team will be able to help you - let us know how you get on.
by luluj
Mon Jan 15, 2018 10:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Additional borrowing after iva
Replies: 8
Views: 440
Unfortunately your credit report will continue to show your iva for 6 years from its start date - so October 2020 ! Releasing equity may well be diffucult whilst it remains on your records. Ryan and or Shaun will give more specific advice. Good luck !
by luluj
Sun Jan 14, 2018 11:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: My sister has two years left on her IVA and we have inherited money
Replies: 4
Views: 766
If your sister has been named in a will and is due to inherit her IP needs to be aware to ensure creditors receive what they are entitled to. As frustrating as it is this is a windfall and needs to be paid for the benefit of her creditors
by luluj
Sun Jan 14, 2018 5:30 am
Forum: Ask IVA Forum and Industry experts
Topic: Do we have to pay job redundancy money into iva, even after iva is over?
Replies: 6
Views: 2564
I would agree with Merlin however as your IP appears to already be aware of the situation then you will be expected to provide more return to your creditors from tbe redundancy money.

Great that he has secured new work already - well done !
by luluj
Fri Jan 12, 2018 2:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Lodger v cohabiting
Replies: 3
Views: 1439
Any change in circumstances need to be reported to your IP.
However to answer your question re the difference; your partners income will be used to ensure fair split of household bills etc based on income and my understanding this is similar to a "lodger" so no not alot of difference
by luluj
Fri Jan 12, 2018 2:47 am
Forum: Ask IVA Forum and Industry experts
Topic: DCAs v original creditors
Replies: 3
Views: 1415
Each iva is individual, based on unique set of circumstances so therefore each application decided on its own merits.
by luluj
Wed Jan 10, 2018 5:38 am
Forum: Ask IVA Forum and Industry experts
Topic: Pip windfall in iva
Replies: 10
Views: 2295
PIP is paid to support someone who requires help and support through illness and every day living costs. Therefore you will.need to evidence that during the PIP process and delay in payment you have had to financially support yourselves for the additional help and this payment simply goes to reimbur...
by luluj
Wed Jan 10, 2018 5:35 am
Forum: Ask IVA Forum and Industry experts
Topic: I cancelled IVA proposal after meeting with creditors
Replies: 3
Views: 2063
If your creditors meeting went ahead and your creditors approved the proposal before it is a "sealed deal" you should be asked to sign and return the chairmans report. Can I ask why you are cancelling it after the creditors meeting ? Have your financial circumstances changed for the better ?
by luluj
Mon Jan 08, 2018 10:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: ajearned creditor's meeting
Replies: 5
Views: 2414
Really hope they are able to turn the decision of creditors in your favour ..good luck this week !
by luluj
Sat Jan 06, 2018 10:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help
Replies: 4
Views: 3102
I would just send the letters onto your IP and let them deal with it for you - you are fully protected now in your IVA
by luluj
Sat Jan 06, 2018 10:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: 5 months left in iva to end, i got a new job with pay raise
Replies: 3
Views: 3121
Congratulations on your new job - here's hoping no change for the last 5 months ... you can almost start thing what next with your life ..so close to the finishing line.
by luluj
Fri Jan 05, 2018 6:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Applied for iva with creditfix in September'17. Notified today, iva is rejected!
Replies: 15
Views: 3717
This does not sound like iva procedures to me - my reckoning if applied September a creditors meeting would have been held in October early November and chairmans report with outcome issued ....
by luluj
Thu Jan 04, 2018 7:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: cash gift query
Replies: 13
Views: 3655
Agree with foggy if your iva is solely in your name then any windfall of your wifes would not be counted
Search found 9921 matches Page 1 of 662