Search found 117 matches

Search found 117 matches Page 1 of 8
by Pigger479
Tue Apr 23, 2019 5:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and final accepted
Replies: 3
Views: 94

Tue Apr 23, 2019 5:28 pmFoggy wrote:
Congratulations -- let's hope the certificate arrives sooner, rather than later.
Certainly not holding my breath for it!!
by Pigger479
Tue Apr 23, 2019 5:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and final accepted
Replies: 3
Views: 94

My full and final was accepted this morning and money transferred over! Must of got lucky with only one creditor bothering to vote! Just 3-6 month wait for completion ! Just wanted to thank you all for your help and ive learned alot which has helped other people along the way !!
by Pigger479
Wed Apr 17, 2019 7:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Refund on closed Account
Replies: 6
Views: 476

It’s what confused me as it’s a refund due to poor account management . If my full and final goes through I’m surely entitled to keep the money as I will be no longer bound by terms of IVA... I hope!!
Wed Apr 17, 2019 7:33 pmAmos0616 wrote:
The loan account wasn’t anything to do with the IVA do not sure if this makes a difference
by Pigger479
Wed Apr 17, 2019 7:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: Refund on closed Account
Replies: 6
Views: 476

I’m in same situation as you apart from my full and final is on Tuesday. I’ve kept hold of the cheque as you have 6 months to cash them !! Hi all, Quick question, I offered a F&F on my IVA which was accepted in December. I have received my completion certificate. I have received a cheque today from ...
by Pigger479
Thu Apr 11, 2019 10:41 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit score question
Replies: 4
Views: 801

Thu Apr 11, 2019 8:08 amFoggy wrote:
Possibly an error at Clearscore ----- you do not get "discharged" from an IVA, it will (should) show as Active or Completed. What does the Insolvency Register say ?
My name is on there and states the start date of my IVA
by Pigger479
Wed Apr 10, 2019 9:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit score question
Replies: 4
Views: 801

Hi , I was just checking something on my clearscore account and under the personal section where it says court and insolvency’s it now says discharged: undefined? In a little confused as I’m still in IVA but am waiting for variation meeting (23rd April) for a full and final. I’m sure it never used t...
by Pigger479
Mon Apr 01, 2019 5:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Loan in IVA has been written off
Replies: 1
Views: 1243

Hi , Received an email from one of my creditors stating that they have gone into administration and I am entitled to redress? They have adjusted the balance of my loan to zero and apparently will also be compensated? My full and final meeting is on 23rd April if successful what happens to this money...
by Pigger479
Thu Mar 21, 2019 6:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Vanguard won’t give me a date
Replies: 15
Views: 4036

Wed Mar 20, 2019 10:16 pmkallis3 wrote:
Keep on at them - this is not acceptable.
They phoned me today and said that the variation report has been processed and now waiting for a date!
by Pigger479
Wed Mar 20, 2019 6:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Vanguard won’t give me a date
Replies: 15
Views: 4036

Yes it is a standard term in many IVAs. So... I phoned them again today and apparently my variation needed amendments but they can’t tell me what amendments are needed. I have said about the protocol with it needing being done in 21 days of my written request and that kind of fell on deaf ears.. I’...
by Pigger479
Wed Mar 20, 2019 3:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Vanguard won’t give me a date
Replies: 15
Views: 4036

Wed Mar 20, 2019 3:39 pmLisa Thomas wrote:
Yes it is a standard term in many IVAs.
Well it’s taken them 3 weeks to ask
Me for an income and expenditure form so no variation meeting date as of yet...
by Pigger479
Tue Mar 19, 2019 7:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still no variation meeting for full and final.
Replies: 13
Views: 2430

Tue Mar 19, 2019 6:49 pmkallis3 wrote:
Keep pestering!
I’m just going to phone them every evening until I get an answer!
by Pigger479
Tue Mar 19, 2019 6:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still no variation meeting for full and final.
Replies: 13
Views: 2430

Tue Mar 19, 2019 6:28 pmluluj wrote:
It does seem very unfair ...I would certainly still complain - you have nothing to lose in doing so.
I have just phoned them and apparently it’s with the IP as he wanted some amendments so I’m unsure what that means....
by Pigger479
Tue Mar 19, 2019 5:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still no variation meeting for full and final.
Replies: 13
Views: 2430

They appear to have covered themselves, but I would scomplain anyway as they are simply taking far too long to carry out a relatively simple task. On the plus side you could, if you wished, add in a clause that the lump sum amount will reduce by payments made since you tabled the offer. However, th...
by Pigger479
Tue Mar 19, 2019 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still no variation meeting for full and final.
Replies: 13
Views: 2430

The variation meeting has to be called within 21 days of your IP getting all the information they require --- NOT from the date of your request. My guess is that they have thrown this into the pot to give themselves more time. If they had genuinely wanted it they would have asked for it before now ...
by Pigger479
Mon Mar 18, 2019 6:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still no variation meeting for full and final.
Replies: 13
Views: 2430

This is absolutely rediculos so it’s taken them 3 weeks to realise that they need income and expenditure from me
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