Search found 18 matches

  • 1
  • 2
Search found 18 matches Page 1 of 2
by ediunia82
Wed Nov 07, 2018 8:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Review
Replies: 6
Views: 3590
Hi, can you please tell what paperwork Stepchange asked for your first review??? Thanks.
by ediunia82
Wed Nov 07, 2018 7:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Post of the Month
Replies: 3
Views: 3721
Wow, amazing news and thank you so much Foggy!!! :D Some Christmas presents sorted!!!!
by ediunia82
Thu Nov 01, 2018 3:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Season Ticket Loan
Replies: 4
Views: 5349
Hi, I am thinking of applying for season Ticket loan provided by my employer to buy an annual bus pass at £950. It is an interest free loan in a form of cheque which is payable to bus company, after that a 12 monthly wage deductions will be made. Do you think I am allowed to get one while in IVA or ...
by ediunia82
Thu Oct 18, 2018 11:48 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA approved!!!!!!!!
Replies: 4
Views: 5991
Hi all, not sure if you remember my posts last year when I when through whole process of applying for IVA and was rejected by Tesco bank( my biggest creditor). Long story short, after a whole year of struggle( I refused DMP from PayPlan due to awful customer service :lol: :lol: and was trying to kee...
by ediunia82
Fri Aug 11, 2017 2:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Surplus
Replies: 4
Views: 311
Question regarding surplus you need to pay for 3 years in bankruptcy, is it same calculations/allowances as on IVA, or is it different??? Cheers!
by ediunia82
Fri Aug 11, 2017 1:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Thanks Michael, decided to start DMP, wait for a bit to get Tesco credit "older" and than apply again. Received Chairmans report and MBNA/Barclaycard//Santander/BOS all voted in favour, 52% in total!
by ediunia82
Thu Aug 10, 2017 9:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
How long do you think realistically I should stay on DMP before trying to apply again???
by ediunia82
Thu Aug 10, 2017 4:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Thanks Foggy I work in supermarket so don't think my job will be affected...Will chat to CAB tomorrow...
by ediunia82
Thu Aug 10, 2017 4:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Or do you think bankruptcy is an option??? We are renting privately, we share a car with my wife but vehicle belongs to her... Any advice will be appreciated... Cheers
by ediunia82
Thu Aug 10, 2017 3:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Rejected by Tesco, the main and only reason is that the biggest loan is brand new and they cannot see my circumstances change...Tough but decided to go with DMP for few months and try another IVA later on probably...
by ediunia82
Thu Aug 10, 2017 3:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Promised to give me a ring today, waiting...
by ediunia82
Thu Aug 10, 2017 2:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
Hi all, it looks like more wait for me... My biggest and newest creditor Tesco came back asking for 3 latest bank account statements. My current account was already closed but managed to get statements in branch, send them ASAP and sitting on a bomb now... Looks like one step of rejection and back t...
by ediunia82
Wed Aug 09, 2017 11:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Big day
Replies: 22
Views: 713
That's it!!! Big day tomorrow!!! Creditors meeting at 11:30 am.!!! Can't sleep, even after a hard night shift!!! Accepted or rejected???Do you think decision already made??? Nervous, excited and can't wait!!!!!!!!! Wish me luck!!! Cheers!!! :o :o :o
by ediunia82
Sun Aug 06, 2017 12:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank accounts
Replies: 5
Views: 361
Hi, just wanted to share my experience regarding bank accounts while entering IVA. Received a letter from Nationwide( who were my current account provider and a creditor with £5000 loan), stating that they are aware of me applying for IVA and simply downgrading my FlexPlus to Basic account with all ...
by ediunia82
Mon Jul 31, 2017 2:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA query
Replies: 32
Views: 895
I am in identical situation, took consolidation loan as a last resort about 2 months ago , it is from Tesco bank and they are my biggest creditor now(just less than a half of my debt). Creditors meeting booked for 10.08 at 11:30 am... :(
  • 1
  • 2
Search found 18 matches Page 1 of 2