Search found 15 matches

Search found 15 matches Page 1 of 1
by steve509
Mon Jul 09, 2018 9:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 3
Views: 5351
Sorry being a nuisance have to ask this currently in a interlocking iva will have paid 40 mths into iva on proposal it says for 5yrs and 3 mths paying now 202amth so taking into account 23mths and add extra 12 mths =35mths x202=7070have pension worth of 4750 what's chances of offering this as a ...
by steve509
Tue Jul 03, 2018 5:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final offer
Replies: 3
Views: 5351
After some advice sorry been on a few times noww I am in a joint Iva with my wife in receipt of dla as income my wife works 30 hours a week had my f2f with assessor 4wks ago received letter that my award is zero and last dla payment is 24th of July so will have to appeal it so losing the income henc...
by steve509
Mon Mar 26, 2018 5:10 am
Forum: Ask IVA Forum and Industry experts
Topic: I have been trying to offer a f&f to our iva company with a pension drawdown
Replies: 2
Views: 4680
Hi I have been trying to offer a full and final to our iva company with a pension drawdown and having been told by my iva company I would need to look around the 10k mark to offer I have through select partnership arrange in principle a 2nd mortgage charge to run alongside our mortgage of 5k plus th...
by steve509
Wed Mar 07, 2018 4:31 am
Forum: Ask IVA Forum and Industry experts
Topic: House equity as full and final offer to end IVA? I am turning 57, cannot keep up
Replies: 3
Views: 4679
Is it possible to enter a lifetime mortgage with the equity built up in house to offer a full and final to iva as when I spoke to iva company would not accept a pension drawdown and my wife turns 55 end of March and I am 57 and feel with my health another 3 years is too long been in iva 3years come ...
by steve509
Tue Feb 27, 2018 4:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am told pension drawdown will not be enough to offer F&F
Replies: 4
Views: 4445
In reply in reference to using my wife's pension drawdown to offer a full and final we are in a joint iva 3yrs March 2018 with 2yrs and 3mths plus 12 months for equity release so say 39payments 202=7878offer just over 7300 and my iva very reluctant to put offer to creditors and even said to draw...
by steve509
Mon Feb 26, 2018 8:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am told pension drawdown will not be enough to offer F&F
Replies: 4
Views: 4445
In a iva will be 3 yrs come end of March 2018 started off with going down the route of a joint iva with debts of 86k started off with 160 a mth then up to 202 a mth wanted to use a pension drawdown offer after tax 7300 but was told it would not be enough I thought by offering this as a full and fina...
by steve509
Thu Feb 08, 2018 1:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could a pension draw down be used to offer a full & final settlement on an IVA?
Replies: 2
Views: 3740
Hi sorry to bother I am in a joint iva with my wife coming up to 3 years currently paying 202 a mth and mortgage paying 549.73 balance of 43k and valuation of 83k no chance of getting a remortgage l am retired on dla and my wife works as a sales assistant for a well known company my question is is p...
by steve509
Sat Dec 16, 2017 2:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Thanks foggy
Replies: 7
Views: 6135
Thanks foggy rang IP given the ok thanks been told as long as I make the normal iva payments
by steve509
Fri Dec 15, 2017 8:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Thanks foggy
Replies: 7
Views: 6135
Hi everyone just a quick question I have applied for a holiday payment break for repayment mortgage for December with the halfax and been granted it do I need to inform IP cannot see anything about this in terms and conditions and have already taken a iva payment break of one mths and arranged to pa...
by steve509
Wed Nov 08, 2017 12:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Just asking for any thoughts on remortgaging
Replies: 7
Views: 256
Hi foggy I was looking for a new deal currently in a repayment mortgage and with a rise although small house value 87000 and current balance 43393 and a broker on our affordability says /offer of a 51000 mortgage taking in to account fees leaves 4000 as a offer to iva all I am to go down this path o...
by steve509
Tue Nov 07, 2017 6:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just asking for any thoughts on remortgaging
Replies: 7
Views: 256
Currently in a iva will be 3yrs come March 2018 was looking into a remortgage to get a better deal on our affordability we can get a remortgage for 51000 current balance 43393 and with fees will leave 4000 to offer as full and final to iva does this come across as to low just asking for any thoughts...
by steve509
Sun Sep 10, 2017 7:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am trying to get a remortgage to release equity to offer a full and final
Replies: 2
Views: 303
I am trying to get a remortgage to release equity to offer a full and final offer to close iva. current value 88000 to 91000 current balance of mortgage is 44066 currently paying 202a month mortgage with Halifax 544.93 I am on dla and my wife is full time work for Tesco but come March she is going t...
by steve509
Fri Jul 14, 2017 6:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can i offer F&F by taking out equity out of the house?
Replies: 6
Views: 372
In a joint iva I am on dla my wife works looking at avenues and any advice to finish the iva have joint mortgage value around 88000 outstanding 45000 paying 544 amth and 202 to iva
by steve509
Fri Jul 14, 2017 5:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can i offer F&F by taking out equity out of the house?
Replies: 6
Views: 372
In iva 27 months looking to release equity from house aged 56 and my wife 54 paying 202 a month into IVA as it stands total taking into account the extra 12 months looking to offer 8800 as my wife's pension comes to release next march love some advice
by steve509
Fri Jul 14, 2017 9:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Can i offer F&F by taking out equity out of the house?
Replies: 6
Views: 372
In a iva now 27 months can you being old enough take equity out of house to offer a full and final proposal to close iva please
Search found 15 matches Page 1 of 1