Search found 64 matches

Search found 64 matches Page 1 of 5
by IVAconfused75
Mon Sep 24, 2018 9:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Contact from your DMP
Replies: 8
Views: 5487
I doubt I'd be lucky.
Thanks for your information as always guys. :)
by IVAconfused75
Mon Sep 24, 2018 10:43 am
Forum: Ask IVA Forum and Industry experts
Topic: Contact from your DMP
Replies: 8
Views: 5487
Im on annual leave now, so they'll have to wait before I contact them. Although, they usually send an email followup with all their messages, which I haven't had, but they're usually for things like you're in arrears and you're not because of the letter time delays. So, is that the case, if a PPI is...
by IVAconfused75
Tue Sep 18, 2018 9:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Contact from your DMP
Replies: 8
Views: 5487
So in short, I think I'll ignore the message from them. A PPI was paid into the IVA and there isn't anymore to get as far as I'm concerned. They contacted me just after I received the completion certificate on this, which wasn't fruitful for them then, so this is outright abuse of my contact details...
by IVAconfused75
Tue Sep 18, 2018 9:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Not happy with what I have been told
Replies: 29
Views: 6246
I have to say, Foggy and Kallis3 are very patient with people on here. Especially when information comes in a very mish mash format....
by IVAconfused75
Tue Sep 18, 2018 8:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Contact from your DMP
Replies: 8
Views: 5487
Hi. I just want to know is it common to still receive messages from your DMP company, once your plan has been settled and no longer on the public register? Ive just had a text message to call them about a PPI refund. What money was proven misold, has been long paid to them, so unless they're going t...
by IVAconfused75
Thu Jul 19, 2018 8:30 pm
Forum: Watch tv.iva.co.uk the dedicated IVA TV Channel
Topic: Mortgage debt query
Replies: 1
Views: 5769
I have been debt free since February of this year and ive also just sold my house last week. I went onto my credit score and although the house is sold, it's still showing I have an open mortgage account with a £68K debt. When I called the lender last week, to inform them not to send anymore post to...
by IVAconfused75
Sun Apr 22, 2018 9:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Will PPIs rules during an IVA be overturned before August 2019?
Replies: 1
Views: 4909
Just a general question/poll really. Do people think the current ruling that any unclaimed PPI automatically goes into your IVA, if it wasn't 100% paid off, would change or be further investigated dependent on individual cases and the money be paid to the debtor, between now and the deadline of Augu...
by IVAconfused75
Mon Mar 12, 2018 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Old IVA with Grant Thonton - not had completion certificate
Replies: 4
Views: 4293
I thought GT was something to do with Northern Rock. His name was part of my creditors names, unless he has fingers in other pies too...
by IVAconfused75
Tue Feb 27, 2018 1:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: re IVA finished creditors still after money
Replies: 6
Views: 4607
Thanks for that collective info.
by IVAconfused75
Tue Feb 27, 2018 11:15 am
Forum: Ask IVA Forum and Industry experts
Topic: re IVA finished creditors still after money
Replies: 6
Views: 4607
Also, check all 3 credit reference agencies and it should show you who your creditors were as they will stay on your record for six years. I keep seeing this on the forum. So, if your IVA ran for the full 6 years, should your details still be on the credit file? Or you mean 6 years after it finishe...
by IVAconfused75
Fri Feb 23, 2018 1:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit file and IVA
Replies: 10
Views: 3652
Thanks for your info. Very helpful.
by IVAconfused75
Fri Feb 23, 2018 11:16 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit file and IVA
Replies: 10
Views: 3652
Just as well, I won't be going to any lenders in the near future and I didn't have credit cards or things on credit. At least not since 1997. I was thinking more about buying things in full, which I've done for the past 22yrs. Shops will think I don't have the money to purchase there, just based on ...
by IVAconfused75
Thu Feb 22, 2018 10:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit file and IVA
Replies: 10
Views: 3652
I only ask, as I've looked at my credit file and it says my IVA is active. Now, anyone looking at that, would think I'm still paying money to my creditors and in a debt management plan.
Not good.
by IVAconfused75
Thu Feb 22, 2018 5:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit file and IVA
Replies: 10
Views: 3652
Hi. Just a quick question. What should your credit file say ONCE, your IVA is completed/Certificate?
Active or Completed.
Thanks.
by IVAconfused75
Tue Feb 20, 2018 7:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Do I need to hear from my IVA company again.
Replies: 8
Views: 3240
Hi.
I spoke to an IP at Payplan, who confirmed it is indeed my completion certificate, so they must be sending out a new style nowadays, or it's just their version. Id be interested if others who have received theirs are the same.
Search found 64 matches Page 1 of 5